How much funding can be received?

Funds up to 5000% of admissible expenses.

What is the deadline to apply?

The deadline to apply is not specified.

Who are the financial supporters of the MRC de Thérèse de Blainville — Créavenir?

MRC de Thérèse de Blainville — Créavenir is funded by MRC Thérèse de Blainville, Desjardins

What are MRC de Thérèse de Blainville — Créavenir's eligibility criterias?

The business must be less than 3 years old or in startup phase. Applicants must not have access to conventional credit networks. The applicant must be or become a member of a participating Desjardins caisse.

MRC de Thérèse de Blainville — Créavenir

Last Update: May 21, 2025

QC, Canada

Financial support and guidance for young entrepreneurs launching businesses

MRC de Thérèse de Blainville — Créavenir at a glance

Eligible Funding

Max. $5,000

Timeline

Continuous Intakes

Financing Type

Grant and Funding

Expert Advice

Loans and Capital investments

Eligible Industries

All industries

Grant Providers

MRC Thérèse de Blainville
Desjardins

Status

Open

Overview of the MRC de Thérèse de Blainville — Créavenir program

The Créavenir program offered by the MRC de Thérèse de Blainville provides up to $15,000 in credit and a grant of up to $5,000 to support young entrepreneurs aged 18 to 39 in launching or developing businesses less than three years old. Eligible activities include business start-up, growth, and development projects for entrepreneurs who do not have access to conventional credit.

Financing terms and conditions

Credit line up to $15,000 (which can be increased to $30,000 after 6 months of satisfactory financial management), at a prime rate +0.5%, for a duration of 5 years.
Business credit card with a limit of $1,000, at a prime rate +0.5%.
Maximum grant of $5,000 (certain conditions apply), usable as a down payment.
Loan up to $20,000 as part of the microcredit program.

Eligible projects & activities

Launching a new business by young entrepreneurs.
Developing or expanding an existing business that has been operating for less than three years.
Consolidating an existing small business with modest financing needs.

Examples of admissible projects:

$ 4,750

Consolidating operations of a local vegan bakery and café

$ 4,900

Launching a mobile espresso bar for office buildings

$ 4,800

Launching a sustainable children’s clothing brand from recycled textiles

$ 4,950

Launching a bicycle courier service for same-day local deliveries

$ 4,800

Developing a zero-waste dry goods grocery with local partners

$ 4,950

Expanding a youth mental health art therapy business

Eligibility criteria of the MRC de Thérèse de Blainville — Créavenir program

The applicant must be between 18 and 39 years old.
The project must be a viable business start-up or for the development of an existing business operating for less than 3 years.
The applicant must not have access to conventional credit networks, or not enough to realize the project.
The applicant must be or become a member of a participating Desjardins caisse.

Who is eligible?

Start-up companies
Businesses in development operating for less than 3 years

Eligible expenses

Use of a grant as a down payment to access other sources of business financing.

Eligible geographic areas

MRC of Thérèse-De Blainville

Eligibility criteria of the MRC de Thérèse de Blainville — Créavenir program

Viability of the business project as assessed by the local development organization or microcredit partner.
Personal financial contribution and available guarantees, especially when insufficient for traditional financing.

How to apply to the MRC de Thérèse de Blainville — Créavenir program

Verify eligibility criteria

Ensure you meet the eligibility criteria for the Créavenir or Microcredit Desjardins programs
Check age, business stage, access to credit, and membership requirements

Prepare your business plan

Prepare a detailed business plan for your project
Include financial requirements and viability aspects

Submit business plan to partner

Submit your business plan to the local development or microcredit organization partner in your region
Consult the list of participating organizations if needed

Committee review of your application

Your project is reviewed by the Créavenir or microcredit selection committee for viability and eligibility
They assess financial needs and guarantees

Receive support and financing

If your project is accepted, receive personalized support throughout the business start-up phase
Access the appropriate financial program (credit line, business credit card, grant, or loan)

Additional information

A personalized support and guidance program is provided throughout the business start-up process.
An Affaires credit card with a $1,000 limit at a preferred rate can be included as part of the support package.
The Créavenir credit line has an initial maximum of $15,000, which may increase to $30,000 after six months of responsible financial management.
A grant of up to $5,000 may be offered to be used as equity to access additional sources of funding, subject to certain conditions.