MRC de Thérèse de Blainville — Créavenir
grant_single|update May 21, 2025
QC, Canada
Financial support and guidance for young entrepreneurs launching businesses
grant_single_labels|summary
grant_single|eligibleFinancing
- grant_single|maxCount
grant_single|deadlines
- grant_single|timelineUnspecified
grant_single|financingType
Grant and Funding
Expert Advice
Loans and Capital investments
grant_single|eligibleIndustries
- grant_single|allIndustries
grant_single|grantors
- MRC Thérèse de Blainville
- Desjardins
grant_single|status
grant_card_status|open
grant_single_labels|preview
The Créavenir program offered by the MRC de Thérèse de Blainville provides up to $15,000 in credit and a grant of up to $5,000 to support young entrepreneurs aged 18 to 39 in launching or developing businesses less than three years old. Eligible activities include business start-up, growth, and development projects for entrepreneurs who do not have access to conventional credit.
grant_single_labels|terms_and_conditions
- Credit line up to $15,000 (which can be increased to $30,000 after 6 months of satisfactory financial management), at a prime rate +0.5%, for a duration of 5 years.
- Business credit card with a limit of $1,000, at a prime rate +0.5%.
- Maximum grant of $5,000 (certain conditions apply), usable as a down payment.
- Loan up to $20,000 as part of the microcredit program.
grant_single_labels|projects
- Launching a new business by young entrepreneurs.
- Developing or expanding an existing business that has been operating for less than three years.
- Consolidating an existing small business with modest financing needs.
grant_single|admissibleProjectsExample
$ 4,750
Consolidating operations of a local vegan bakery and café
$ 4,800
Launching a sustainable children’s clothing brand from recycled textiles
$ 4,900
Launching a mobile espresso bar for office buildings
$ 4,950
Launching a bicycle courier service for same-day local deliveries
$ 4,950
Expanding a youth mental health art therapy business
$ 4,800
Developing a zero-waste dry goods grocery with local partners
grant_single_labels|admissibility
- The applicant must be between 18 and 39 years old.
- The project must be a viable business start-up or for the development of an existing business operating for less than 3 years.
- The applicant must not have access to conventional credit networks, or not enough to realize the project.
- The applicant must be or become a member of a participating Desjardins caisse.
grant_eligibility_criteria|who_can_apply
- Start-up companies
- Businesses in development operating for less than 3 years
grant_eligibility_criteria|eligible_expenses
- Use of a grant as a down payment to access other sources of business financing.
grant_eligibility_criteria|zone
- MRC of Thérèse-De Blainville
grant_single_labels|criteria
- Viability of the business project as assessed by the local development organization or microcredit partner.
- Personal financial contribution and available guarantees, especially when insufficient for traditional financing.
grant_single_labels|apply
1
Verify eligibility criteria
- Ensure you meet the eligibility criteria for the Créavenir or Microcredit Desjardins programs
- Check age, business stage, access to credit, and membership requirements
2
Prepare your business plan
- Prepare a detailed business plan for your project
- Include financial requirements and viability aspects
3
Submit business plan to partner
- Submit your business plan to the local development or microcredit organization partner in your region
- Consult the list of participating organizations if needed
4
Committee review of your application
- Your project is reviewed by the Créavenir or microcredit selection committee for viability and eligibility
- They assess financial needs and guarantees
5
Receive support and financing
- If your project is accepted, receive personalized support throughout the business start-up phase
- Access the appropriate financial program (credit line, business credit card, grant, or loan)
grant_single_labels|otherInfo
- A personalized support and guidance program is provided throughout the business start-up process.
- An Affaires credit card with a $1,000 limit at a preferred rate can be included as part of the support package.
- The Créavenir credit line has an initial maximum of $15,000, which may increase to $30,000 after six months of responsible financial management.
- A grant of up to $5,000 may be offered to be used as equity to access additional sources of funding, subject to certain conditions.