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First Nations Market Housing Fund

Last Update: February 3, 2026
Canada
Enables access to housing loans through lender arrangements

At a glance

Funding available
Financing goals
    No objectives are currently available
Eligible Funding
  • No Condition
Timeline
  • Open Date : February 3, 2026
Eligible candidates
Eligible Industries
  • Real estate and rental and leasing
Location
  • Canada
Legal structures
  • Non-profit
Annual revenue
  • All revenue ranges
Organisation size
  • All organization sizes
Audience
  • All groups
Non-profit candidates
Sector of operation
  • Housing
Target groups
  • All the groups
Revenue structures
  • All structures
Scope
  • All dimensions

Overview

This program does not specify a maximum funding amount in the available information. It supports qualified First Nations in arranging lender-backed housing loans for members, where lenders assess home value, income, and ability to repay.

Activities funded

  • Establishing lending arrangements with one or more lenders to enable members to access housing loans
  • Providing guarantees for members’ housing loans under the established lender arrangements
Examples of admissible projects:
$ 350,000
Launch a lender-backed mortgage guarantee program for First Nation members
$ 275,000
Build a mortgage readiness pipeline to increase member loan approvals

Documents Needed

Eligibility

  • The First Nation must be qualified by the Fund.
  • The First Nation must arrange one or more lending relationships so its members can obtain housing loans.
  • The First Nation must provide a guarantee for its members’ housing loans.

Who is eligible?

  • First Nations seeking to establish housing loan arrangements for their members

Who is not eligible


Eligible expenses


Ineligible Costs and Activities


Eligible geographic areas

Selection criteria

Processing and Agreement

Additional information

  • First Nations members apply for housing loans through participating lenders, similar to off-reserve lending processes.
  • Lenders typically assess home value, borrower income, and repayment ability when reviewing a loan application.
  • Program intake is ongoing.
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Frequently Asked Questions about the First Nations Market Housing Fund Program

Here are answers to the most common questions about the First Nations Market Housing Fund. This section explains what the program is, how much funding is available, eligibility requirements, application deadlines, and other important details to help you determine if this grant is right for your business.

What is the First Nations Market Housing Fund?

How much funding can be received?

What expenses are eligible under First Nations Market Housing Fund?

What is the deadline to apply?

Is the First Nations Market Housing Fund a grant, loan, or tax credit?

Who are the financial supporters of the First Nations Market Housing Fund?

Who is eligible for the First Nations Market Housing Fund program?

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Where is the First Nations Market Housing Fund available?

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