MRC Beauce-Sartigan — Beauce-Sartigan Agricultural Microcredit Fund

Q: What is the deadline to apply?

The deadline to apply is not specified.

Q: Who can I contact for more information about the MRC Beauce-Sartigan — Beauce-Sartigan Agricultural Microcredit Fund?

You can contact MRC Beauce-Sartigan.

Q: Where is the MRC Beauce-Sartigan — Beauce-Sartigan Agricultural Microcredit Fund available?

The MRC Beauce-Sartigan — Beauce-Sartigan Agricultural Microcredit Fund program is available the province of QC.

Q: Are startups eligible for the MRC Beauce-Sartigan — Beauce-Sartigan Agricultural Microcredit Fund program?

Yes, startups are eligible to apply for the MRC Beauce-Sartigan — Beauce-Sartigan Agricultural Microcredit Fund program.

Last Update: July 22, 2025

QC, Canada

Supports early-stage Beauce-Sartigan agricultural businesses with microcredit

At a glance

Eligible Funding

Max. $10,000
Up to 80% of project cost

Timeline

Unspecified

Financing Type

Loans and Capital investments

Eligible Industries

Agriculture, forestry, fishing and hunting

Funds Providers

Unspecified

Program status

Open

Overview

The Fonds Microcrédit agricole Beauce-Sartigan provides interest-free loans up to $10,000 to support the start-up, diversification, transformation, or development of small agricultural enterprises in the Beauce-Sartigan region. Eligible activities include equipment purchases, consultancy fees, and expenses related to planting, preparation, transformation, distribution, and marketing.

Financing terms and conditions

This grant provides interest-free loans to assist agricultural enterprises in starting, diversifying, or developing their operations. The financing terms are structured to maximize the availability of resources while offering flexibility to borrowers.

Interest-free loans can finance up to 80% of the project cost, with a ceiling of $10,000.
Loan amortization can last up to 7 years, facilitating manageable repayment schedules.
Repayments occur through annual installments, calculated by dividing the loan amount by the financing duration.
A deferral of capital repayment for up to 36 months may be granted based on a justified analysis by the committee.

Activities funded

This fund is designed to assist agricultural enterprises with projects involved in starting up, diversifying, transforming, or developing operational capabilities. The aim is to support small agricultural businesses in their growth journey through both technical and financial means.

Starting new agricultural ventures.
Diversification of existing agricultural operations.
Transformation projects aimed at altering the production process or products.
Development activities to expand agricultural enterprise capacities.
Purchase of agricultural equipment or animals necessary for the farm.
Consultancy fees for expert advice on agricultural projects.
Expenses related to planting or preparing land for agricultural use.
Costs associated with the transformation, distribution, or marketing of agricultural products.

Eligibility

Eligibility for this grant is determined by specific criteria related to the location, type of business, and financial status.

The enterprise must primarily engage in agricultural activities, specifically "agricultural production/cultivation" or "production & processing," with the exception of those subject to supply management rules.
The enterprise's headquarters must be located within the MRC de Beauce-Sartigan, and the activities involved in the funding request must be conducted in this area.
The enterprise must be less than 10 years old with an annual turnover not exceeding $250,000.
The enterprise's activities must comply with prevailing laws, standards, and regulations.

Who is eligible?

Any business primarily engaged in agriculture-related activities, which focus on "agricultural production/cultivation" or "production & transformation," is eligible to apply for the Fonds Microcrédit agricole Beauce-Sartigan. However, businesses subject to supply management regulations and part of collective marketing are ineligible. The eligible business must have its head office within the MRC of Beauce-Sartigan and the financed activities must also be carried out in this territory. Furthermore, the business must be less than 10 years old with an annual revenue not exceeding $250,000 and must comply with all applicable laws, standards, and regulations.

Who is not eligible

This grant has specific restrictions designed to ensure the funds target eligible agricultural businesses within the designated area. Companies must meet certain criteria to access this funding.

Companies involved in any form of production subject to supply management rules and part of a collective marketing system.

Eligible expenses

The grant covers specific expenses essential for starting, diversifying, transforming, or developing agricultural projects.

Purchase of equipment or animals.
Consulting service fees.
Costs related to planting or preparing land.
Expenses associated with transformation, distribution, or marketing.
Other related activities deemed acceptable by the Investment Committee.

Eligible geographic areas

This grant is specifically available to agricultural companies with operations and headquarters located in the MRC de Beauce-Sartigan. This regional exclusivity supports local economic and agricultural development in Beauce-Sartigan.

Companies based in the MRC de Beauce-Sartigan.

How to apply

Preparation of the necessary documentation

Ensure that the company meets the eligibility criteria outlined in the fund description.
Write a detailed description of the project indicating its objective (starting, diversifying, transforming, or developing) and the expected results.
Gather all necessary documents proving eligibility, such as proof of registered office, proof of revenue, etc.
Prepare the financial documents demonstrating the 20% contribution and personal guarantee.

Fill out the application form

Obtain the application form for the Beauce-Sartigan Agricultural Microcredit Fund, either by downloading it from the website of one of the partner organizations or by directly contacting the Fund's administrators.
Complete the form, ensuring that all sections are filled out accurately and completely.

Submission of the request

Check the accuracy and completeness of all documents and forms filled out.
Send the application form and required documents to the specified submission address, by email or postal mail, as directed by the Fund.

Follow-up of the request

Receive an acknowledgment confirming the proper receipt of the request.
Keep this acknowledgment carefully for any future correspondence.
Participate in any interview or discuss with the Investment Committee if requested to clarify certain project information.

Additional information

Here are additional relevant details for this grant:

The loan is interest-free, which can significantly reduce the cost of financing for small agricultural businesses.
The maximum loan amount of $10,000 means that projects should be planned to align with this cap.
The potential for a repayment moratorium of up to 36 months allows for flexible cash flow management, particularly beneficial for new or expanding businesses.
Borrowers must maintain a significant ownership stake in the business to continue qualifying for the loan, ensuring commitment to the business venture.

Apply to this program

Frequently Asked Questions about the MRC Beauce-Sartigan — Beauce-Sartigan Agricultural Microcredit Fund Program

Here are answers to the most common questions about the MRC Beauce-Sartigan — Beauce-Sartigan Agricultural Microcredit Fund. This section explains what the program is, how much funding is available, eligibility requirements, application deadlines, and other important details to help you determine if this grant is right for your business.

What is the MRC Beauce-Sartigan — Beauce-Sartigan Agricultural Microcredit Fund?

How much funding can be received?

What is the deadline to apply?

Is the MRC Beauce-Sartigan — Beauce-Sartigan Agricultural Microcredit Fund a grant, loan, or tax credit?

Who are the financial supporters of the MRC Beauce-Sartigan — Beauce-Sartigan Agricultural Microcredit Fund?

Who is eligible for the MRC Beauce-Sartigan — Beauce-Sartigan Agricultural Microcredit Fund program?

To be eligible for the MRC Beauce-Sartigan — Beauce-Sartigan Agricultural Microcredit Fund program, you must: The company must be primarily engaged in agricultural activities, such as agricultural production or production and transformation. The company's head office must be located in the MRC of Beauce-Sartigan, and activities related to the funding request should occur within this territory. The company must be less than 10 years old, with an annual revenue not exceeding $250,000.