Closed
Canadian Agricultural Loans Act program
Loan guarantee for farmers and co-operatives
Last Update: May 28, 2026
Funding available
$ 500,000
Timeline
- Receipt of requests is now closed
Location
Canada
Overview
Loan guarantee support for farmers and agricultural co-operatives. It covers eligible farm development and agricultural co-operative activities, with guarantees of up to 95% of a net loss on an eligible loan.
/100
Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Increase performance through digital transformation
- Complete an acquisition or business transfer
- Optimize production processes
Eligible Funding
- Maximum amount : 500,000 $
- Up to 95% of project cost
Timeline
- Receipt of requests is now closed
Eligible candidates
Eligible Industries
- Agriculture, forestry, fishing and hunting
Location
- Canada
Legal structures
- Non-financial cooperative
- For-profit business
- Sole proprietorship
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- Rural or Northern Residents
Next Steps
1
Determine your project
2
Validate your eligibility
Activities funded
- Establishing, improving, or developing farms
- Processing, distributing, or marketing farm products through agricultural co-operatives
- Consolidating or refinancing eligible farm-related loans
Eligibility
Who is eligible?
- Farmers
- Beginning farmers
- Start-up agribusinesses
- Agricultural co-operatives
- Farmer-owned co-operatives
Who is not eligible
- Businesses that are not farming operations
- Businesses that do not meet the Act’s farming definition
- Small businesses seeking a general business loan instead of a farm loan
Eligible expenses
- Land purchase, building construction or improvement
- Tools, machinery, livestock and other farm equipment
- Registration and administration fees
- Security-related costs, including insurance premiums
Ineligible Costs and Activities
- Improving the family dwelling
- Purchasing quotas of any kind
- Operating loans
Eligible geographic areas
- Canada
Processing and Agreement
- Loans are administered by lenders
- Lenders apply their own loan process and register the loan online
- A lender must issue a CALA loan within 60 days of a completed purchase
Additional information
The Canadian Agricultural Loans Act (CALA) Program provides some important administrative details and conditions.
- Lenders have 60 days from the purchase date to issue a CALA loan for purchases already made.
- Lenders can use the CALA Online Loan Registration System to register loans and submit associated registration fees.
- Lenders must adhere to the Canadian Agricultural Loans Act and Regulations, as well as the Lenders' Guidelines.
Frequently Asked Questions about the Canadian Agricultural Loans Act program Program
Here are answers to the most common questions about the Canadian Agricultural Loans Act program. This section explains what the program is, how much funding is available, eligibility requirements, application deadlines, and other important details to help you determine if this grant is right for your business.
What is the Canadian Agricultural Loans Act program?
Loan guarantee support for farmers and agricultural co-operatives. It covers eligible farm development and agricultural co-operative activities, with guarantees of up to 95% of a net loss on an eligible loan.
How much funding can be received?
Canadian Agricultural Loans Act program Funds up to 95% of admissible expenses, capped at $500,000 per project.
Who is eligible for the Canadian Agricultural Loans Act program program?
To be eligible for the Canadian Agricultural Loans Act program program, you must:
Farmers or agricultural co-operatives
Farming in Canada
Eligible loan purpose
What expenses are eligible under Canadian Agricultural Loans Act program?
Establishing, improving, or developing farms
Processing, distributing, or marketing farm products through agricultural co-operatives
Consolidating or refinancing eligible farm-related loans
Who can I contact for more information about the Canadian Agricultural Loans Act program?
You can contact Agriculture and Agri-Food Canada (AAFC).
Where is the Canadian Agricultural Loans Act program available?
The Canadian Agricultural Loans Act program program is available across Canada.
Is the Canadian Agricultural Loans Act program a grant, loan, or tax credit?
Canadian Agricultural Loans Act program is a Loans and Capital investments