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Canadian Agricultural Loans Act program
Loan guarantee for farmers
Last Update: March 4, 2026
Funding available
$ 500,000
Timeline
- Open continuously
Location
Canada
Overview
Get a loan of up to $500,000 for the purchase of land and the construction or improvement of buildings or $350,000 for all other loan purposes, including consolidation/refinancing
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Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Increase performance through digital transformation
- Complete an acquisition or business transfer
- Optimize production processes
Eligible Funding
- Maximum amount : 500,000 $
- Up to 95% of project cost
Timeline
- Open continuously
Eligible candidates
Eligible Industries
- Agriculture, forestry, fishing and hunting
Location
- Canada
Legal structures
- For-profit business
- Sole proprietorship
- Non-financial cooperative
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- Rural or Northern Residents
Next Steps
1
Determine your project
2
Validate your eligibility
Activities funded
The Canadian Agricultural Loans Act (CALA) Program facilitates projects that focus on advancing farm operations and agricultural cooperative activities through financial support. The eligible projects aim to enhance infrastructure, support purchasing needs, and enable strategic expansion.
- Purchase of land for agricultural purposes.
- Construction or improvement of farm buildings.
- Acquisition of machinery and implements for farm operations.
- Expansion or renewal of existing farm operations.
- Processing, distribution, and marketing projects by agricultural cooperatives.
- Consolidation or refinancing of existing farm-related debts.
Eligibility
Who is eligible?
The Canadian Agricultural Loans Act (CALA) Program seeks to support farmers and agricultural co-operatives in Canada. Eligible applicants must be involved in farm operations or agricultural cooperative activities.
- Farmers looking to establish, improve, or develop their farm operations.
- Agricultural co-operatives involved in processing, distributing, or marketing farming products.
- Co-operatives requiring the Minister's approval for loans exceeding standard limits.
Who is not eligible
There are specific types of companies that are not eligible for this grant.
- Companies involved in non-agricultural activities
- Companies not engaged in farming or agricultural co-operatives
- Companies exceeding the maximum aggregate loan limits specified
Eligible expenses
The Canadian Agricultural Loans Act (CALA) Program supports activities that enhance the growth and modernization of farm operations and agricultural co-operatives across Canada. These projects can involve purchasing land, improving infrastructure, or enhancing the operational capabilities of farms and co-operatives.
- Establishment of new farm operations or agricultural businesses.
- Improvement and development of existing farms, including building construction and enhancements.
- Acquisition of farmland to expand farm operations.
- Purchase of machinery and equipment necessary for farming activities.
- Processing, distribution, or marketing initiatives by agricultural co-operatives.
Additional information
The Canadian Agricultural Loans Act (CALA) Program provides some important administrative details and conditions.
- Lenders have 60 days from the purchase date to issue a CALA loan for purchases already made.
- Lenders can use the CALA Online Loan Registration System to register loans and submit associated registration fees.
- Lenders must adhere to the Canadian Agricultural Loans Act and Regulations, as well as the Lenders' Guidelines.
Frequently Asked Questions about the Canadian Agricultural Loans Act program Program
Here are answers to the most common questions about the Canadian Agricultural Loans Act program. This section explains what the program is, how much funding is available, eligibility requirements, application deadlines, and other important details to help you determine if this grant is right for your business.
What is the Canadian Agricultural Loans Act program?
Get a loan of up to $500,000 for the purchase of land and the construction or improvement of buildings or $350,000 for all other loan purposes, including consolidation/refinancing
How much funding can be received?
Canadian Agricultural Loans Act program Funds up to 95% of admissible expenses, capped at $500,000 per project.
Who is eligible for the Canadian Agricultural Loans Act program program?
To be eligible for the Canadian Agricultural Loans Act program program, you must:
Eligible applicants include farmers and agricultural co-operatives.
Farmers must utilize loans for purposes such as establishing, improving, or developing farms.
Agricultural co-operatives can access loans for processing, distributing, or marketing farm products.
What expenses are eligible under Canadian Agricultural Loans Act program?
The Canadian Agricultural Loans Act (CALA) Program facilitates projects that focus on advancing farm operations and agricultural cooperative activities through financial support. The eligible projects aim to enhance infrastructure, support purchasing needs, and enable strategic expansion. Purchase of land for agricultural purposes.
Construction or improvement of farm buildings.
Acquisition of machinery and implements for farm operations.
Expansion or renewal of existing farm operations.
Processing, distribution, and marketing projects by agricultural cooperatives.
Consolidation or refinancing of existing farm-related debts.
Who can I contact for more information about the Canadian Agricultural Loans Act program?
You can contact Agriculture and Agri-Food Canada (AAFC).
Where is the Canadian Agricultural Loans Act program available?
The Canadian Agricultural Loans Act program program is available across Canada.
Is the Canadian Agricultural Loans Act program a grant, loan, or tax credit?
Canadian Agricultural Loans Act program is a Loans and Capital investments