AgriInsurance
Canada
Additional insurance for agricultural producers affected by severe but uncontrollable natural hazards.
grant_single_labels|summary
grant_single|eligibleFinancing
- grant_single|noCondition
grant_single|deadlines
- grant_single|openingDateMay 06, 2020
grant_single|financingType
Other Support
grant_single|eligibleIndustries
- Agriculture, forestry, fishing and hunting
grant_single|grantors
- Agriculture and Agri-Food Canada (AAFC)
- Government of Canada
grant_single|status
grant_card_status|open
grant_single_labels|preview
If you are an agricultural producer facing significant revenue declines due to severe natural hazards., the interim insurance payments you receive from the government could increase from 50% to 75%, in accordance with the delivery of the program in your p
grant_single_labels|projects
This grant is available to producers in Canada, with specific geographical eligibility managed at the provincial level. Participating provinces have been identified for particular program features, such as reinsurance arrangements.
- Producers in Alberta.
- Producers in Manitoba.
- Producers in New Brunswick.
- Producers in Nova Scotia.
- Producers in Saskatchewan.
grant_single|admissibleProjectsExample
$60,000
Building flood barriers to protect farmland from annual flood damage
$16,500
Implementing wildlife deterrence systems to protect crops
$13,500
Creating a shelterbelt around orchards to combat frost damage
$41,250
Implementing advanced irrigation systems to mitigate drought impacts on crop production
$30,000
Establishing pest control measures to tackle insect infestations
$11,250
Installing windbreaks to reduce field erosion and crop damage from high winds
grant_single_labels|admissibility
Eligibility for this program is set at the provincial level, subject to the evolving requirements as new commodities are added to the list of insurable products by provinces.
- Producers must reside in a province that offers the AgriInsurance program.
- Producers must be involved in the cultivation of eligible crops or livestock, as determined by the provincial insurance plans.
- Producers must experience production losses due to eligible natural hazards to claim benefits.
grant_eligibility_criteria|who_can_apply
The program is currently available to most producers in all provinces. Eligibility criteria for this program, as established at the provincial level, will continue to evolve as provinces add new commodities to their lists of insurable agricultural products. The Provincial contact information section provides links to program details in each province.
grant_eligibility_criteria|eligible_expenses
The AgriInsurance program provides financial protection for producers against losses arising from uncontrollable natural hazards affecting their agricultural production. This support is crucial for maintaining income stability despite the challenges posed by environmental and biological threats.
- Insurance coverage for production losses due to drought.
- Insurance coverage for production losses due to flood.
- Insurance coverage for production losses due to wind.
- Insurance coverage for production losses due to frost.
- Insurance coverage for production losses due to excessive rain.
- Insurance coverage for production losses due to excessive heat.
- Insurance coverage for production losses due to excessive snow.
- Insurance coverage for production losses due to uncontrolled disease.
- Insurance coverage for production losses due to insect infestations.
- Insurance coverage for production losses due to wildlife.
- Insurance plans for traditional crops like wheat, corn, oats, and barley.
- Insurance plans for horticultural crops like lettuce, strawberries, carrots, and eggplants.
- Coverage for bee mortality and maple syrup production in some provinces.
- Development of livestock production insurance plans.
grant_eligibility_criteria|zone
The grant covers expenses related to insurance protection for production losses due to natural hazards.
- Premiums for insurance coverage against production losses caused by eligible perils such as drought, flood, and other natural hazards.
- Administrative costs associated with the insurance program delivery.
grant_single_labels|criteria
There are evaluation and selection criteria for this grant.
- Alignment with program objectives
- Evidence of need for insurance protection
- Demonstration of impact of production losses
- Compliance with eligibility requirements
- Financial capacity to contribute to premiums
grant_single_labels|register
Here are the steps to submit an application for this grant:
- Step 1: Determine Eligibility
- Visit your provincial administration's website to check the list of insurable agricultural products and associated eligibility criteria.
- Contact your local program office for specific eligibility inquiries.
- Step 2: Gather Required Information
- Compile documents related to your production history, crop types, and previous yield data.
- Prepare financial information to support your application.
- Step 3: Complete Application Form
- Access the application form through your provincial administration’s website or office.
- Fill out the form with accurate details about your production activities and insurance needs.
- Attach any required supporting documentation.
- Step 4: Submit Application
- Submit the completed application form and supporting documents to your provincial administration office. This can typically be done online, by mail, or in person, depending on the province's guidelines.
- Step 5: Confirmation and Follow-Up
- Receive confirmation of receipt from the provincial office.
- Follow up with the provincial contact for any additional information or steps.
grant_single_labels|otherInfo
Here are additional relevant details for this grant:
- Reinsurance arrangements are available to provinces for deficit financing.
- Plans also cover loss of product quality in addition to production losses.
- Livestock production insurance is being expanded under the program directives.
- Crown corporations or branches of provincial agriculture departments administer the program.
- The program operates under national guidelines like the Farm Income Protection Act and the Canada Production Insurance Regulations.
Apply to this program
Your Shield Against Unexpected Agricultural Losses
AgriInsurance offers robust financial protection to Canadian farmers by mitigating the economic effects of production losses caused by severe natural hazards. This program, which involves federal, provincial, and producer cooperation, delivers critical support through affordable insurance and reinsurance arrangements, ensuring stable agricultural income and sustainability.
Exploring the Depth of AgriInsurance's Protective Mechanisms
The AgriInsurance program is a vital tool designed to shield farmers from the financial distress incurred due to unforeseen natural calamities affecting agricultural output. Fundamentally, this program caters to the diverse agricultural needs across Canadian provinces by providing comprehensive insurance plans that cover a wide spectrum of potential natural hazards, such as droughts, floods, frosts, and even wildlife activity that may devastate crops or livestock. By doing so, it ensures that farmers can safeguard not only their crops but also their livelihood, contributing to long-term agricultural stability and resilience in the Canadian economic fabric.
Offering a cost-shared scheme, AgriInsurance is a collaborative effort between federal and provincial governments and producers, which significantly reduces the burden on individual farmers by covering a substantial portion of insurance premiums and administrative expenses. This structure not only makes insurance more affordable but also builds a safety net that instills confidence among producers to invest more in their farming operations, knowing they have a fallback if adverse weather or conditions arise.
Each participating province, such as Alberta, Manitoba, and Saskatchewan, administers the program through their respective agricultural bodies, which are either Crown corporations or specialized agricultural departments. These administrations tailor insurance plans to meet regional agricultural demands under the guidelines of the Farm Income Protection Act and related regulatory frameworks. This localized delivery ensures that the unique agricultural products and challenges of each province are effectively addressed, providing precise coverage that aligns with the specific environmental and economic contexts faced by farmers.
The program supports a variety of commodities, encompassing both conventional and specialized crops, which includes staples such as wheat and barley, as well as horticultural commodities like strawberries and carrots. Additionally, in some provinces, there is provision for insuring livestock, addressing bee mortality, and even the production of maple syrup, thereby broadening the protective scope for producers across Canada's diverse agricultural landscape.
Reinsurance arrangements play a critical role in the program's structure, particularly in safeguarding provincial funds against big loss years. Provinces that engage in these reinsurance mechanisms, such as Nova Scotia and New Brunswick, receive deficit financing support, enabling them to manage financial shortfalls efficiently while continuing to provide essential coverage to their agricultural producers. This aspect of the program highlights its robustness and adaptability to different scales of agricultural operations and disaster responses.
Through AgriInsurance, the Canadian government demonstrates a persistent commitment to fostering a resilient agricultural sector, which is fundamental to the nation’s economic health and its food security goals. Producers are encouraged to engage with their respective provincial programs to utilize this resource effectively. By doing so, they can not only protect their investments from unexpected natural events but also contribute to a stable agricultural economy that benefits not only the farmers but also the broader community.
