AgriInsurance

• The cost of insurance premiums and program administration is shared between federal and provincial governments as well as producers.
• The federal government contributes a portion of total premiums and administrative costs.

• The applicant must be an agricultural producer.
• The business must be located in a participating Canadian province.
• The company's agricultural activities must involve commodities that are covered under the specific province's AgriInsurance plan.
• Eligibility criteria may vary by province as each province sets its own covered commodities and program details.

Who is eligible?

• Agricultural producers engaged in the cultivation of traditional crops (e.g., wheat, corn, oats, barley)
• Producers of horticultural crops (e.g., lettuce, strawberries, carrots, eggplants)
• Beekeepers (in provinces that cover bee mortality)
• Maple syrup producers (in provinces that offer this coverage)

Eligible expenses

• Premiums for production insurance against losses caused by natural hazards (such as drought, flood, wind, frost, excessive rain, heat, snow, disease, insect infestations, and wildlife).
• Administrative costs associated with participation in the AgriInsurance program.

Eligible geographic areas

• Alberta
• Manitoba
• New Brunswick
• Nova Scotia
• Saskatchewan
• British Columbia
• Newfoundland and Labrador
• Ontario
• Prince Edward Island
• Quebec

There are evaluation and selection criteria for this grant.

• Alignment with program objectives
• Evidence of need for insurance protection
• Demonstration of impact of production losses
• Compliance with eligibility requirements
• Financial capacity to contribute to premiums

• Reinsurance arrangements (deficit financing) are available to participating provinces to help manage large-scale losses.
• Each province customizes its AgriInsurance plans to address the specific needs of producers and types of commodities in that region.
• Insurance plans may cover not only yield losses but also losses related to product quality.
• Some provinces have expanded coverage to include bee mortality and maple syrup production, and there are directives for developing livestock production insurance.