Closed
Source verified August 10, 2026
Resilient Futures
Community financial empowerment funding for nonprofits
Latest source updateLast Update: August 10, 2026Latest change: The Resilient Futures program page no longer shows the Northern and Atlantic Canada funding headline or the Apply now link, and the 2026 funding page now says applications are closed.View change
Latest source update
Last Update: August 10, 2026
Latest change: The Resilient Futures program page no longer shows the Northern and Atlantic Canada funding headline or the Apply now link, and the 2026 funding page now says applications are closed.
Resilient Futures funding status and access updated
The Resilient Futures program page removed the headline for eligible organizations in Northern and Atlantic Canada and removed the Apply now link to the funding application page. The separate 2026 funding page now says applications are closed, replacing the prior open-application messaging with funding details.
Funding available
$ 300,000
Deadline
Closed
Location
Canada
Overview
Resilient Futures is a $60 million Prosper Canada initiative for registered charities, qualified donees, and non-profit organizations based in the northern territories or Atlantic provinces. It funds community organizations to expand free tax filing, help accessing benefits, and financial coaching for people with low and moderate incomes.
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At a glance
Funding available
Financing goals
- Develop strategic partnerships
- Develop a new program or service
- Increase social or community impact
Eligible Funding
- Maximum amount : 300,000 $
Funds Providers
Eligible candidates
Eligible Industries
- All industries
Location
- Canada
Legal structures
- Non-profit
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- Indigenous Peoples
- Persons with Disabilities
- Black Canadians
Non-profit candidates
Sector of operation
- Social Services
- Economic, Social and Community Development
- Diversity and Inclusion
Target groups
- Indigenous peoples
- People with disabilities
Revenue structures
- All structures
Scope
- Regional
- National
Next Steps
1
Determine your project
2
Validate your eligibility
Activities funded
- Tax filing.
- Help accessing benefits.
- Financial coaching or counselling.
- Financial education.
Documents Needed
- Guidelines and Criteria document
- FAQs and Glossary document
- Application Instructions for Financial Empowerment Partner
- Service Definitions
Official resources
Eligibility
Who is eligible?
- Registered charities.
- Qualified donees.
- Non-profit organizations.
Who is not eligible
- Individuals, including sole proprietorships.
- For-profit organizations or businesses, private foundations, and corporate foundations.
- Federal, provincial, or municipal government agencies and school boards.
- Organizations engaged in political activity supporting or opposing any political party, elected representative, or candidate for public office.
- Organizations with less than one year of incorporation, operating, and financial history, or organizations whose primary purpose is to support and benefit other ineligible organizations.
Eligible expenses
- Financing of project activities carried out by staff or an external professional or consultant related to the project criteria, goals, and workplan.
- Legal, financial, or other technical expertise, advice, guidance, and services.
- Incremental staff expenses dedicated to carrying out activities and admin costs related to the project, up to 15% of the project budget.
- Expenses related to stakeholder, partner, or community meetings and consultations, including room rentals, audio-visual or digital equipment, printing, translation, and interpretation.
- Travel expenses deemed essential to the project, up to the rates set out in the Directive on the Management of Expenditures on Travel, Hospitality and Conferences.
Ineligible Costs and Activities
- Providing tax filing software alone without providing support to ensure that the clients’ taxes are completed and submitted; general information / training on how to file taxes that does not directly lead to clients filing their taxes.
- Providing benefit access services that do not result in client applying for a benefit(s).
- One-time general financial information sessions that do not provide tailored advice or goal setting support; debt consolidation services that focus only on restructuring debt without addressing underlying financial behaviours or long-term financial stability.
- Licensed Insolvency Trustee services that solely focus on bankruptcy or consumer proposals without additional financial support; credit repair services that offer to fix credit without helping clients build better financial habits; predatory financial services that offer high-interest loans or fee-based debt relief solutions without additional client support; product-focused financial services that prioritize selling financial products rather than providing unbiased guidance.
- Financial Education geared towards higher income earners (e.g., income tax optimization); matched savings programs that do not include the above services; debt consolidation loans; Licensed Insolvency Trusteeship.
Selection criteria
- Project responds to an identified community need.
- Reasonable budget aligned with project activities and projected impact.
- Proposed workplan and activities are clearly connected to intended impact(s).
- Project aligns with Resilient Futures goals, including focusing on those living on low to moderate incomes.
- Project is led by and/or includes the community it serves in design, adaptation, and implementation processes.
How to apply
- Read the Guidelines and Criteria document and the FAQs and Glossary document.
- Access the Open Water online application through Catalyst and create an account.
- Start an application, select the Financial Empowerment Partner funding stream, and answer the eligibility questions.
- Complete the Organization Details, Project Information, and Proposal Questions sections.
- Answer all questions marked with a red asterisk.
- Submit the application by clicking Save and Finalize and confirming submission; mailed hard copies are not accepted.
Processing and Agreement
- LOI proposals are shortlisted by Prosper Canada staff to determine fit and eligibility.
- Successful LOI applicants are invited to the Full Proposal stage.
- Full Proposals are reviewed by an Advisory Committee of community volunteers from across the country.
- Prosper Canada’s Board of Directors reviews the recommended proposals and makes the final funding decision.
- All Full Proposal applicants are notified of funding decisions, funding agreements are signed, and projects start by October 2026.
Additional information
- Prosper Canada leads the initiative.
Contacts
Frequently Asked Questions about the Resilient Futures Program
What is the Resilient Futures?
Resilient Futures is a $60 million Prosper Canada initiative for registered charities, qualified donees, and non-profit organizations based in the northern territories or Atlantic provinces. It funds community organizations to expand free tax filing, help accessing benefits, and financial coaching for people with low and moderate incomes.
How much funding can be received?
Resilient Futures Funds up to $300,000 of admissible expenses.
Who is eligible for the Resilient Futures program?
To be eligible for the Resilient Futures program, you must:
The applicant must be a registered charity, qualified donee, or non-profit organization.
The organization and/or project must be based in the northern territories or Atlantic provinces.
The organization must currently deliver at least two core financial empowerment services to people on low to moderate incomes.
What expenses are eligible under Resilient Futures?
Tax filing.
Help accessing benefits.
Financial coaching or counselling.
Financial education.
Who can I contact for more information about the Resilient Futures?
You can contact Social and Enterprise Development Innovations (SEDI) by email at resilientfutures@prospercanada.org.
Where is the Resilient Futures available?
The Resilient Futures program is available across Canada.
Is the Resilient Futures a grant, loan, or tax credit?
Resilient Futures is a Grant and Funding