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Resilient Futures

Q: How much funding can be received?

Resilient Futures Funds up to $1,000,000 of admissible expenses.

Q: Who is eligible for the Resilient Futures program?

To be eligible for the Resilient Futures program, you must: Expand free financial empowerment services Serve low to moderate income Canadians Stream 3: focus on a priority population

Q: Who can I contact for more information about the Resilient Futures?

You can contact Social and Enterprise Development Innovations, SEDI, TD Financial Literacy Grant Fund.

Q: Where is the Resilient Futures available?

The Resilient Futures program is available across Canada.

Q: Is the Resilient Futures a grant, loan, or tax credit?

Resilient Futures is a Grant and Funding

Last Update: March 4, 2026

Canada

Funding for free financial empowerment services expansion

Grant and Funding

Social and Enterprise Development Innovations, SEDI, TD Financial Literacy Grant Fund

Processing And Agreement

Other info

Overview

Resilient Futures provides up to $1,000,000 annually to expand free financial empowerment services for Canadians with low to moderate incomes. Funding supports hub coordination, expanded community services, and tailored outreach for priority populations.

At a glance

Funding available

Financing goals

Increasing community impact

Develop strategic partnerships

Develop employee skills

Eligible Funding

Maximum amount : 1,000,000 $

Timeline

Closing date : May 14, 2025

Eligible candidates

Eligible Industries

Health care and social assistance
Other services (except public administration)

Location

Canada

Legal structures

Non-profit

Annual revenue

All revenue ranges

Organisation size

All organization sizes

Audience

All groups

Non-profit candidates

Sector of operation

Social Services
Economic, Social and Community Development
Diversity and Inclusion

Target groups

Indigenous peoples
People with disabilities
Low-income individuals / families
Minority groups

Revenue structures

All structures

Scope

Regional
National

Activities funded

Delivering and expanding free financial empowerment services for people with low to moderate incomes.
Providing year-round tax filing assistance.
Supporting clients to access government benefits.
Offering one-on-one financial coaching or counselling and financial education.
For hub organizations: coordinating and strengthening the local ecosystem of financial empowerment supports for other service organizations.

Examples of admissible projects:

$ 298,500

Scale year-round tax filing and benefits coaching for working families

$ 198,000

Create culturally safe financial coaching for Indigenous community members

Eligibility

The applicant must be an eligible organization seeking to expand free financial empowerment services for Canadians with low to moderate incomes.
The proposed project must deliver or expand core financial empowerment services (e.g., year-round tax filing, benefits access support, one-on-one coaching/counselling, financial education).
For the Priority Population Growth Partners stream, the project must focus on at least one priority population: Black Communities, First Nations, Métis and Inuit, and/or those living with disabilities.
For the Priority Population Growth Partners stream, the organization must have established expertise serving at least one priority population or a mission/mandate primarily focused on at least one priority community.

Who is eligible?

Regional or population-focused hub organizations delivering financial empowerment services.
Community organizations delivering financial empowerment services.
Registered charities (for Priority Population Growth Partners).
Non-profit organizations (directly for Priority Population Growth Partners; and for Hubs/Partners under certain conditions).
Partnerships of organizations (for the Hubs stream).

Eligible geographic areas

Canada (services for Canadians with low and moderate incomes).

How to apply

Step 1: Choose a funding stream

Identify whether your project fits Financial Empowerment Hubs, Financial Empowerment Partners, or Priority Population Growth Partners.
Confirm whether you will apply as a single organization or as a partnership (where applicable).

Step 2: Submit a Letter of Intent

Prepare and submit the Letter of Intent by the listed deadline.

Step 3: Prepare a full proposal (if invited)

Wait for invitations to the full proposal stage (sent in early June).
Develop and submit the full proposal as requested at that stage.

Processing and Agreement

Invitations to submit a full proposal are sent in early June.
Funding decisions are made in September.
Applicants are notified in October.

Additional information

Funding is delivered through three distinct streams: Financial Empowerment Hubs, Financial Empowerment Partners, and Priority Population Growth Partners.
Letter of Intent deadline: May 14, 2025 (as listed).
Invitations to submit full proposals are sent in early June.
Funding decisions are made in September, with notifications in October.

Apply to this program

Frequently Asked Questions about the Resilient Futures Program

Here are answers to the most common questions about the Resilient Futures. This section explains what the program is, how much funding is available, eligibility requirements, application deadlines, and other important details to help you determine if this grant is right for your business.

What is the Resilient Futures?

How much funding can be received?

Who is eligible for the Resilient Futures program?

What expenses are eligible under Resilient Futures?

Delivering and expanding free financial empowerment services for people with low to moderate incomes. Providing year-round tax filing assistance. Supporting clients to access government benefits. Offering one-on-one financial coaching or counselling and financial education. For hub organizations: coordinating and strengthening the local ecosystem of financial empowerment supports for other service organizations.