Suspended
Programme d’habitation abordable Québec - Volet 1 : Projets pour ménages à revenu faible ou modeste
Last Update: December 5, 2025
QC, Canada
Supports construction of affordable housing for low- and modest-income households
Grant and Funding
At a glance
Funding available
Financing goals
No objectives are currently available
Eligible Funding
- Up to 80% of project cost
Timeline
- Receipt of requests is suspended
Eligible candidates
Eligible Industries
- Real estate and rental and leasing
- Educational services
- Health care and social assistance
- Public administration
Location
- Quebec
Legal structures
- Financial cooperative
- Non-profit
- Public or Parapublic institution
- For-profit business
- Non-financial cooperative
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- All groups
Non-profit candidates
Sector of operation
- All industries
Target group
- All the groups
Revenue structure
- All structures
Scope
- All dimensions
Overview
The Programme d’habitation abordable Québec – Volet 1 provides a base grant plus additional subsidies, up to a usual maximum of 80% of total project costs for non‑profit, cooperative and public bodies or 60% for private entities, to support affordable housing projects for low- or modest-income households. Funding covers eligible new construction or acquisition-renovation of residential buildings intended for seniors with slight loss of autonomy, families or individuals, under calls for projects when open.
Activities funded
- Construction of new residential buildings offering affordable housing units for low- or modest-income households (seniors, families, single persons).
- Acquisition and renovation of existing buildings to create or upgrade affordable housing units for low- or modest-income households.
- Development of affordable housing projects that integrate environmental measures as part of the building design or renovation.
- Implementation of affordable housing projects in municipalities where market rents are too low to ensure project viability.
- Affordable housing projects developed on sites where the land acquisition cost is high.
Eligibility
- The applicant must be active in the real estate sector.
- The applicant must be one of the following: a housing office, a non-profit organization, a cooperative, a private-sector enterprise, or a recognized post-secondary educational institution.
- The project must involve new construction or renovation as part of a property purchase.
- The project must be carried out in a building owned by the applicant, with perpetual ownership rights.
- The housing units created must be intended for low- or modest-income households (such as independent seniors or seniors with slight loss of autonomy, families, or single persons) targeted by this program stream.
Who is eligible?
- Public housing offices
- Non-profit organizations
- Housing cooperatives
- Private sector enterprises active in real estate
- Recognized post-secondary educational institutions
Who is not eligible
- Private-sector companies that want to develop housing projects specifically intended for victims of domestic violence.
- Private-sector companies that want to develop housing projects specifically intended for clients requiring emergency housing.
Eligible geographic areas
- Organizations located in the province of Québec, Canada.
How to apply
1
Verify applicant eligibility
- Confirm that you are an eligible applicant (housing office, nonprofit organization, cooperative, private-sector company, or recognized postsecondary institution)
- Ensure that your activities are related to real estate and that you meet the specific requirements associated with your applicant type
- Verify that you are or will be the perpetual owner of the building concerned by the project
2
Confirm project eligibility
- Define whether your project is new construction or renovation as part of a property purchase
- Confirm that the project targets at least one of the eligible client groups (independent or slightly dependent seniors, families, single persons) with low or modest income
- Ensure compliance with clauses restricting private enterprises from projects for victims of domestic violence or emergency housing clientele
3
Analyze financial assistance
- Consult the program’s normative framework and related documents (needs by region, maximum rents, weighting factors, maximum incomes, good practices)
- Estimate the basic subsidy based on the eligible amount per unit, the municipal weighting factor and the applicable subsidy rate according to the chosen commitment period
- Assess potential additional subsidies (low-rent market, demonstration project, high land acquisition cost, environmental measures) and check maximum aid rates according to your applicant type
4
Prepare application documents
- Create and configure a user account following the program’s instructions for account creation and use
- Gather all required information and supporting documents needed to present your construction or renovation project
- Prepare internal approvals, such as a board of directors’ resolution when applicable, using the available model
5
Monitor calls for projects
- Monitor announcements from the Société d’habitation du Québec regarding calls for projects under Component 1 of the PHAQ
- Subscribe to the PHAQ newsletter to be informed of upcoming calls for projects and new documents
- Do not submit an application while no call for projects is in effect
6
Submit the funding application
- Once a call for projects opens, complete the financial assistance application for Component 1 through the prescribed process
- Ensure that your project file meets the evaluation grid criteria and respects regional needs and maximum rent and income parameters
- Submit your application within the deadlines and according to the methods specified in the call for projects
7
Await assessment results
- Wait for the Société d’habitation du Québec to analyze and decide on your application under Component 1
- Respond promptly if the SHQ requests clarifications or additional information during the assessment
- Monitor communications and official releases related to the PHAQ for any updates impacting your application
8
Conclude agreement with SHQ
- If your project is selected, review the applicable realization and operating agreement template (or realization, operation and financing agreement when relevant)
- Negotiate and finalize the agreement with the SHQ, including duration of commitment and all obligations under the PHAQ
- Ensure the agreement is signed by authorized representatives before starting any construction work
9
Request PSLQ unit reservation
- If desired and applicable, submit a request to reserve rent supplement units under the Programme de supplément au loyer Québec (PSLQ) for your selected project
- Coordinate with the SHQ to align PSLQ reservations with the terms of your PHAQ agreement
- Integrate PSLQ conditions into your project’s operational and financial planning
Additional information
- No call for projects is currently open for this component; applications can only be submitted during official calls for projects.
- A realization and operation agreement between the applicant and the Société d’habitation du Québec must be signed before construction work begins.
- It is possible, for selected projects, to request the reservation of rent supplement units under the Programme de supplément au loyer Québec (PSLQ).
- Applicants can subscribe to the PHAQ newsletter to receive updates on the program, future calls for projects and relevant documents.
Contacts
phaq@shq.gouv.qc.ca
QC, Canada
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Frequently Asked Questions about the Programme d’habitation abordable Québec - Volet 1 : Projets pour ménages à revenu faible ou modeste Program
Here are answers to the most common questions about the Programme d’habitation abordable Québec - Volet 1 : Projets pour ménages à revenu faible ou modeste. This section explains what the program is, how much funding is available, eligibility requirements, application deadlines, and other important details to help you determine if this grant is right for your business.
What is the Programme d’habitation abordable Québec - Volet 1 : Projets pour ménages à revenu faible ou modeste?
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Is the Programme d’habitation abordable Québec - Volet 1 : Projets pour ménages à revenu faible ou modeste a grant, loan, or tax credit?
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