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MASC Lending Programs and Loan Guarantees - Manitoba - Canada
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Source verified June 4, 2026

MASC Lending Programs and Loan Guarantees

Loan guarantees for Manitoba agricultural producers
Latest source update
Last Update: May 13, 2026
Latest change: The Loan Guarantees page now gives a more focused summary of eligible purposes, guarantee types, and how to start the process.
View change
Loan Guarantees content updated
The Loan Guarantees page was reorganized into a focused overview with three named purposes: diversification, livestock association financing, and operating credit lines. It also adds new scope details for diversification loans, including New Generation Cooperatives and environmental and land-use compliance, and simplifies the livestock association guarantee to a guarantee of up to 25 per cent on the association loan. Application guidance now points applicants to a local MASC Service Centre appointment and a loan application page, replacing the older lender-first style of instructions. Overall, the page now reads as a more specific summary of who the program serves, what it can finance, and how applicants begin the process.
Funding available
$ 6,250,000
Deadline
Open continuously
Location
Manitoba, Canada
Who can apply
Manitoba agricultural producers
See full eligibility

Overview

MASC provides loan guarantees for Manitoba agricultural producers and livestock associations. The program supports diversification, operating credit, and livestock association financing, with guarantees available through participating financial institutions.
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Opportunity Score
Moderate potential, but conditions must align.

At a glance

Funding available

Financing goals
  • Increase production or service capacity
  • Implement environmental initiatives
  • Increase operational productivity
Eligible Funding
  • Maximum amount : 6,250,000 $
  • Up to 90% of project cost

Eligible candidates

Eligible Industries
  • All industries
Location
  • Manitoba
Legal structures
  • Financial cooperative
  • Non-financial cooperative
  • For-profit business
  • Sole proprietorship
  • Non-profit
Annual revenue
  • All revenue ranges
Organisation size
  • All organization sizes
Audience
  • Rural or Northern Residents
  • Canadians
  • Youth (<40)
Non-profit candidates
Sector of operation
  • Not Elsewhere Classified
Target groups
  • Young adults
  • Rural / Remote communities
  • Business owners / entrepreneurs
  • Nonprofits / charities
Revenue structures
  • All structures
Scope
  • Provincial

Next Steps

1
Determine your project
2
Validate your eligibility

Activities funded

  • Diversifying existing agricultural operations
  • Adding value to agricultural commodities
  • Obtaining operating lines of credit
  • Financing livestock association purchases

Documents Needed

  • Personal identification
  • Articles of incorporation or partnership agreement, if applicable
  • Shareholder registry and identification
  • Borrowing by-laws, if applicable
  • Income tax or financial statements for 3 years

Official resources

Official page

MASC - Lending

Program guide

Diversification Loan Guarantees

Loan Guarantees

Manitoba Livestock Associations Loan Guarantees

Application form

How to Apply for a Loan

Projected Operating Statement

Statement of Assets

Statement of Liabilities

Supporting document

Livestock Projection

Eligibility

Who is eligible?

  • Manitoba agricultural producers
  • Individuals, partnerships, corporations, and cooperatives
  • Livestock association members
  • Feeder and breeder associations

Who is not eligible

  • Applicants not in Manitoba
  • Operations that do not have viable cash flow
  • Applicants unable to meet security requirements

Eligible expenses

  • General farm expenditures and operating expenses
  • Living expenses and current-year loan payments
  • Limited capital purchases in emergencies
  • Purchases of feeder cattle, breeder cattle, feeder steers and heifers, and lambs
  • Equity shares in New Generation Cooperatives

Eligible geographic areas

  • Manitoba
  • Rural Manitoba

Selection criteria

  • Satisfactory cash flow
  • Long-term profitability
  • Viable operation
  • Adequate management ability

How to apply

  • Step 1: Contact a participating lender
    • Apply to the participating lender of your choice.
    • If needed, the lender will submit the guarantee request to MASC.
  • Step 2: Contact MASC Service Centre
    • Set up an appointment with a local MASC Service Centre.
    • Discuss your financing needs with a loan specialist.

Processing and Agreement

  • Applicants apply first through a participating lender.
  • If the lender determines a guarantee is needed, it submits the request to MASC.
  • MASC and the lender review the application and project terms.
  • Approval is required before the guarantee is in place.

Additional information

  • Applicants should contact a local MASC Service Centre to begin the process.
  • Supporting financial and asset/liability forms are available from MASC.
  • Loan rates are published monthly by MASC.

Contacts

Frequently Asked Questions about the MASC Lending Programs and Loan Guarantees Program

What is the MASC Lending Programs and Loan Guarantees?

MASC provides loan guarantees for Manitoba agricultural producers and livestock associations. The program supports diversification, operating credit, and livestock association financing, with guarantees available through participating financial institutions.

How much funding can be received?

MASC Lending Programs and Loan Guarantees Funds up to 90% of admissible expenses, capped at $6,250,000 per project.

Who is eligible for the MASC Lending Programs and Loan Guarantees program?

To be eligible for the MASC Lending Programs and Loan Guarantees program, you must: Manitoba residents only Farm must be viable Participating lender required

What expenses are eligible under MASC Lending Programs and Loan Guarantees?

Diversifying existing agricultural operations Adding value to agricultural commodities Obtaining operating lines of credit Financing livestock association purchases

Who can I contact for more information about the MASC Lending Programs and Loan Guarantees?

You can contact Government of Manitoba or by phone at 1-833-206-0457.

Where is the MASC Lending Programs and Loan Guarantees available?

The MASC Lending Programs and Loan Guarantees program is available the province of Manitoba.

Is the MASC Lending Programs and Loan Guarantees a grant, loan, or tax credit?

MASC Lending Programs and Loan Guarantees is a Loans and Capital investments