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Source verified July 23, 2026
Special Provisions for Financial Difficulties
Funding for farms facing financial difficulty
Funding available
$ 5,650
Deadline
February 28, 2027
Opened March 1, 2026
Location
Ontario, Canada
Who can apply
Established farm businesses experiencing significant financial difficulty
See full eligibility
Overview
Special Provisions for Financial Difficulties offers 100% cost-share support up to $5,650 inclusive of HST for established farm businesses in Ontario facing financial difficulty. It supports a qualified third-party Financial Advisor to complete a Farm Financial Analysis that reviews current and previous financial status and identifies options for the farm’s future.
/100
Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Ensure financial sustainability
Eligible Funding
- Maximum amount : 5,650 $
- Up to 100% of project cost
Funds Providers
Eligible candidates
Eligible Industries
- All industries
Location
- Ontario
Legal structures
- For-profit business
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- All groups
Next Steps
1
Determine your project
2
Validate your eligibility
Activities funded
- Completion of a Farm Financial Analysis by a qualified, third-party Financial Advisor
Documents Needed
- Sustainable CAP Special Provisions for Financial Difficulties Enrolment and Application Form, signed by both the farm business and the Financial Advisor
- Documentation that substantiates immediate financial difficulty
- Documentation to support a cultural or religious exemption, if an FBRN has not been provided
- New Farmer/New Farm Business Application Form, if applying as a new entrant to the agricultural production industry
Official resources
Eligibility
Who is eligible?
- Established farm businesses experiencing significant financial difficulty
- New entrants to the agricultural production industry
Eligible expenses
- Fees for a qualified, third-party Financial Advisor to complete a Farm Financial Analysis
Ineligible Costs and Activities
- Costs related to outcomes of the Farm Financial Analysis, including certification fees, legal fees, licenses, registration fees, investment charges, and banking charges and fees
- Costs to develop a General Business Plan, Expansion Plan, Diversification Plan, Marketing Plan, Labour Productivity Plan, or any plan that is not a Farm Financial Analysis
- Cost of Production analyses that do not meet the minimum requirements of a Farm Financial Analysis, and in-kind contributions
- Costs related to Ontario government promotional campaigns or branding, lobbying or directly influencing any level of government, projects solely to comply with current business law, basic research, normal operating costs, annual service fees, and costs eligible for a rebate, credit, or refund
- Gifts and incentives, travel, hospitality, meals, accommodations, permits and approvals, land/building/facility purchases or sales and associated taxes or fees, multi-use items, extended warranties, taxes, financing charges, loan interest payments, bank fees, invoices not issued in the applicant’s name, materials or services purchased outside the eligible invoice dates, and costs from a Farm Advisor or firm that is not at arm’s length
How to apply
- Review the Online Program Guide before applying
- Request the Sustainable CAP Special Provisions for Financial Difficulties Enrolment and Application Form by emailing s-cap@ontariosoilcrop.org
- Complete the form and have it signed by both the farm business and the Financial Advisor
- Submit the application and supporting documentation by email or by post to OSCIA
- If applying as a new entrant to the agricultural production industry, contact OSCIA by email to request the New Farmer/New Farm Business Application Form; it must be completed and approved before the application is assessed
Processing and Agreement
- If approved, OSCIA sends written confirmation by email or post to the applicant farm business and the Farm Advisor
- The approval letter confirms any ineligible costs, eligible invoice dates, project completion and claim submission deadline, what must be provided with the claim, and instructions for submitting the claim
- The Advisor must provide an invoice in the name of the applicant farm business and a copy of the Farm Financial Analysis that meets the program minimum requirements
- OSCIA pays by electronic funds transfer to the legal business name of the Financial Advisor after the project is completed and all required claim documentation is received and approved
- All cost-share funding is considered income to the farm business for tax purposes; OSCIA issues an AGR-1 tax form and reports the amount paid to the Canada Revenue Agency, and the applicant’s Social Insurance Number is collected if the applicant does not have a CRA Business Number
Additional information
- The Farm Financial Analysis includes up to four working days of service and requires at least one farm visit
- The advisor and the applicant farm business work together to develop the analysis, which incorporates previous and current year financial status and provides options for the future
- Financial Advisors are not employed or approved by the Ministry or by OSCIA and work directly with the farm business
Contacts
Frequently Asked Questions about the Special Provisions for Financial Difficulties Program
What is the Special Provisions for Financial Difficulties?
Special Provisions for Financial Difficulties offers 100% cost-share support up to $5,650 inclusive of HST for established farm businesses in Ontario facing financial difficulty. It supports a qualified third-party Financial Advisor to complete a Farm Financial Analysis that reviews current and previous financial status and identifies options for the farm’s future.
How much funding can be received?
Special Provisions for Financial Difficulties Funds up to 100% of admissible expenses, capped at $5,650 per project.
What is the deadline to apply?
The application deadline for this grant program is February 28, 2027. Applicants must submit their complete application before this date to be considered for funding.
Who is eligible for the Special Provisions for Financial Difficulties program?
To be eligible for the Special Provisions for Financial Difficulties program, you must:
Established farm business actively farming in Ontario
Valid Premises Identification Number for the farm property where the project will be implemented
Documented financial difficulty and an identified Farm Financial Advisor
What expenses are eligible under Special Provisions for Financial Difficulties?
Completion of a Farm Financial Analysis by a qualified, third-party Financial Advisor
Who can I contact for more information about the Special Provisions for Financial Difficulties?
You can contact Ontario Soil and Crop Improvement Association (OSCIA) by email at s-cap@ontariosoilcrop.org or by phone at 519-826-4214.
Where is the Special Provisions for Financial Difficulties available?
The Special Provisions for Financial Difficulties program is available the province of Ontario.