Open
Source verified July 30, 2026
MRC Bécancour — Local solidarity funds (FLS)
Loans for Bécancour businesses
Offered by
Funding available
$ 5,000 - $ 100,000
Deadline
Open continuously
Location
Centre-du-Québec, Quebec, Canada
Who can apply
For-profit businesses legally constituted under the laws of Quebec or Canada
See full eligibility
Overview
Fonds locaux de solidarité (FLS) offers term loans from $5,000 to $100,000 for new, developing, and acquiring businesses in the MRC de Bécancour to support business financing. It supports working capital, start-up, improvement and transformation, growth and expansion, succession, acquisition, turnaround, and temporary financing projects.
/100
Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Reduce environmental footprint
- Access new markets
- Start a business
Eligible Funding
- Maximum amount : 100,000 $
- Minimum amount : 5,000 $
- Up to 10% of project cost
Funds Providers
Eligible candidates
Eligible Industries
- All industries
Location
- Bécancour
- Centre-du-Québec
- Quebec
Legal structures
- For-profit business
- Non-profit
- Non-financial cooperative
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- Startups
Non-profit candidates
Sector of operation
- All industries
Target groups
- All the groups
Revenue structures
- All structures
Scope
- All dimensions
Next Steps
1
Determine your project
2
Validate your eligibility
Activities funded
- Business start-up
- Entrepreneurial succession and business acquisition
- Business improvement and transformation
- Business growth and expansion
- Temporary financing and turnaround projects
Documents Needed
- Completed, dated, and signed financial assistance application form
- Business model including the detailed project description, detailed breakdown of project expenses, and project financing plan
- Confirmation of any other financial assistance or financing related to the project, if needed
- Financial statements for the last three years, interim financial statements if applicable, and projected financial statements
- Declaration of compliance regarding francization or copy of the francization certificate, if applicable; declaration of compliance regarding employment equity or copy of the employment equity access program, if applicable; any other document required by en+reprendre MRC Bécancour
Eligibility
Who is eligible?
- For-profit businesses legally constituted under the laws of Quebec or Canada
- Cooperatives and OBNLs with commercial activities
- Businesses in agriculture, commerce, manufacturing, services, or tourism
Who is not eligible
- Primary agricultural sector with quota
- Applicants registered in the RENA, including subcontractors registered in the RENA for project work
- Applicants that defaulted on obligations within the two years before the request after formal notice related to prior financial assistance
- State-owned companies, government-controlled companies, or companies under creditor protection or bankruptcy proceedings
- Businesses with unethical, environmental, labour, or human-rights issues, projects that would endanger another organization’s activity and jobs, or activities in excluded sectors such as arms, fossil fuels, gambling, violent games, sexual exploitation, real estate management, or tobacco and drugs, subject to the stated cannabis and industrial hemp exceptions
Eligible expenses
- Working capital related to the company’s operations
- Additional working capital calculated for the first year following a development project
Ineligible Costs and Activities
- Pre-start-up projects
- Activities aimed only at subcontracting or privatizing operations, or that only shift economic activity and jobs from one organization to another
- Arms production or distribution; fossil fuel exploration, extraction, drilling, production, and refining; gambling; violent games; sexual exploitation; real estate management; tobacco or drug-related production, sales, or services, subject to the stated cannabis and industrial hemp exceptions
- Payments for the benefit of any entity in one of the excluded situations
Eligible geographic areas
- MRC de Bécancour
- Quebec
Selection criteria
- Economic viability of the business
- Promoters’ knowledge and relevant experience
- Environmental and societal impact
- Openness toward workers
- Contribution from other financial partners and the sustainability of the funds
How to apply
- Step 1: Prepare the application file
- Complete the financial assistance application form.
- Prepare the business plan or detailed project description.
- Gather the financial statements and projected financial statements.
- Prepare the project budget breakdown and financing plan.
- Step 2: Submit supporting documents
- Include any required proof of francization compliance, if applicable.
- Include any required employment equity compliance declaration, if applicable.
- Add any other documents requested by the MRC.
- Step 3: File review and decision
- Send the complete file to the MRC de Bécancour.
- The application is reviewed and analyzed once all required documents are received.
- The applicant is informed of the decision after review.
Processing and Agreement
- Applications are reviewed, analyzed, and decided by the MRC de Bécancour.
- Files are processed continuously once the required information and documents are provided.
- Applications are assessed against budget availability and program rules.
- A loan agreement is used for approved financing.
Additional information
- This fund is in collaboration with Fonds locaux de solidarité (FTQ).
Frequently Asked Questions about the MRC Bécancour — Local solidarity funds (FLS) Program
What is the MRC Bécancour — Local solidarity funds (FLS)?
Fonds locaux de solidarité (FLS) offers term loans from $5,000 to $100,000 for new, developing, and acquiring businesses in the MRC de Bécancour to support business financing. It supports working capital, start-up, improvement and transformation, growth and expansion, succession, acquisition, turnaround, and temporary financing projects.
How much funding can be received?
MRC Bécancour — Local solidarity funds (FLS) Funds up to 10% of admissible expenses, capped at $100,000 per project.
Who is eligible for the MRC Bécancour — Local solidarity funds (FLS) program?
To be eligible for the MRC Bécancour — Local solidarity funds (FLS) program, you must:
Have a place of business in the MRC de Bécancour, a head office in Quebec, and be registered in the Quebec Enterprise Register
Show profitability forecasts and provide a marketing plan
Contribute at least 10% of the project cost
What expenses are eligible under MRC Bécancour — Local solidarity funds (FLS)?
Business start-up
Entrepreneurial succession and business acquisition
Business improvement and transformation
Business growth and expansion
Temporary financing and turnaround projects
Where is the MRC Bécancour — Local solidarity funds (FLS) available?
The MRC Bécancour — Local solidarity funds (FLS) program is available Centre-du-Québec, Quebec.
Is the MRC Bécancour — Local solidarity funds (FLS) a grant, loan, or tax credit?
MRC Bécancour — Local solidarity funds (FLS) is a Loans and Capital investments
Who are the financial supporters of the MRC Bécancour — Local solidarity funds (FLS)?
MRC Bécancour — Local solidarity funds (FLS) is funded by MRC Bécancour (MRC)