
Open
MRC La Jacques-Cartier — Local Investment Fund (FLI)
Financing for business growth and succession
Last Update: April 9, 2026
Funding available
$ 5,000 - $ 50,000
Timeline
- Open continuously
Location
Capitale-Nationale, Quebec, Canada
Overview
This program provides term loans of $5,000 to $50,000 to support business start-up, growth, improvement, and entrepreneurial succession. It helps finance working capital, equipment, fixed assets, and certain acquisition-related costs for eligible projects.
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Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Increase performance through digital transformation
- Increase production or service capacity
- Increase operational productivity
Eligible Funding
- Maximum amount : 50,000 $
- Minimum amount : 5,000 $
Timeline
- Open continuously
Eligible candidates
Eligible Industries
- All industries
Location
- La Jacques-Cartier
- Capitale-Nationale
- Quebec
Legal structures
- For-profit business
- Social economy enterprise
- Non-financial cooperative
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- Startups
Next Steps
1
Determine your project
2
Validate your eligibility
Activities funded
- Business start-up projects
- Business expansion and growth projects
- Business improvement and transformation projects
- Entrepreneurial succession and business acquisition projects
Documents Needed
- Completed, dated, and signed financial assistance application form
- Business plan or detailed project description
- Detailed breakdown of project expenses
- Project financing plan and confirmation of other funding
- Financial statements and forecasts
Eligibility
Who is eligible?
- Private for-profit businesses
- Social economy enterprises
- Cooperatives
Who is not eligible
- Publicly owned or government-controlled companies
- Businesses under insolvency or creditor protection proceedings
- Businesses in gambling, weapons, fossil fuels, or sexual exploitation sectors
- Companies focused only on subcontracting or outsourcing operations
- Businesses with non-compliant labour, human rights, or environmental practices
Eligible expenses
- Working capital for the project
- Equipment, machinery, and rolling stock
- Land, buildings, construction, renovation, and site development
- Professional fees linked to feasibility, audits, implementation, acquisition, and transaction support
- For succession projects, acquisition of shares, assets, and related expertise costs
Ineligible Costs and Activities
- Costs incurred before the application is submitted
- Debt service, refinancing, or capital replacement
- Transactions between related businesses or partners
- Research and development expenses
- Normal operating expenses and Quebec sales taxes
Eligible geographic areas
- MRC de La Jacques-Cartier
- Quebec
Processing and Agreement
- The MRC reviews eligibility, analysis, and decision-making.
- Applications are processed as documents are received.
- The review takes place on an ongoing basis, subject to budget availability.
- The applicant must meet a business advisor before submitting the request.
Additional information
- Applications are reviewed continuously as documents are received.
- Applicants must meet the MRC’s integrity and compliance requirements.
- Other public funding may be combined, subject to the program’s overall limits.
- Applicants must first meet with a business advisor before filing the request.
Contacts
Frequently Asked Questions about the MRC La Jacques-Cartier — Local Investment Fund (FLI) Program
Here are answers to the most common questions about the MRC La Jacques-Cartier — Local Investment Fund (FLI). This section explains what the program is, how much funding is available, eligibility requirements, application deadlines, and other important details to help you determine if this grant is right for your business.
What is the MRC La Jacques-Cartier — Local Investment Fund (FLI)?
This program provides term loans of $5,000 to $50,000 to support business start-up, growth, improvement, and entrepreneurial succession. It helps finance working capital, equipment, fixed assets, and certain acquisition-related costs for eligible projects.
How much funding can be received?
MRC La Jacques-Cartier — Local Investment Fund (FLI) Funds up to $50,000 of admissible expenses.
Who is eligible for the MRC La Jacques-Cartier — Local Investment Fund (FLI) program?
To be eligible for the MRC La Jacques-Cartier — Local Investment Fund (FLI) program, you must:
Private for-profit, social economy, or cooperative.
Business project in start-up, growth, or succession.
Operates in MRC de La Jacques-Cartier.
What expenses are eligible under MRC La Jacques-Cartier — Local Investment Fund (FLI)?
Business start-up projects
Business expansion and growth projects
Business improvement and transformation projects
Entrepreneurial succession and business acquisition projects
Who can I contact for more information about the MRC La Jacques-Cartier — Local Investment Fund (FLI)?
You can contact MRC La Jacques-Cartier by email at jcartier@mrc.jacques-cartier.com or by phone at 418-844-2160.
Where is the MRC La Jacques-Cartier — Local Investment Fund (FLI) available?
The MRC La Jacques-Cartier — Local Investment Fund (FLI) program is available Capitale-Nationale, Quebec.
Is the MRC La Jacques-Cartier — Local Investment Fund (FLI) a grant, loan, or tax credit?
MRC La Jacques-Cartier — Local Investment Fund (FLI) is a Loans and Capital investments