Open
Last Update: May 28, 2026
Funding available
Varies by project
Timeline
- Open continuously
Location
Canada
Overview
Protect your profits and get covered for 90% of your insured losses if a customer doesn’t pay.
/100
Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Access new markets
Eligible Funding
- Varies by project
Timeline
- Open continuously
Eligible candidates
Eligible Industries
- All industries
Location
- Canada
Legal structures
- Sole proprietorship
- For-profit business
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- Canadians
Next Steps
1
Determine your project
2
Validate your eligibility
Activities funded
- Securing accounts receivable against non-payment risks for international sales.
- Obtaining insurance coverage for short-term or ongoing export transactions.
- Protecting receivables related to single international customers, specific transactions, or entire portfolios of export clients.
- Expanding business into new global markets with risk mitigation support.
Documents Needed
- Policy document and policy number
- Transaction records and supporting documents
- Proof of debt documents
- Credit approval or discretionary credit limit proof
- Claim support documents for losses
Eligibility
Who is eligible?
- Canadian exporters of all sizes
- Businesses selling goods or services to customers outside Canada
- Companies creating goods or services that are part of an international supply chain
- Businesses planning to export in the future
Who is not eligible
- Businesses that cannot use the online portal because cookies are blocked
Eligible expenses
- Coverage of insured losses resulting from non-payment by international customers (up to 90% of receivables).
- Protection for single or multiple international customer transactions and entire books of receivables.
- Insurance for pre-shipment costs in case of order cancellation (for portfolio policies).
Ineligible Costs and Activities
- Disputed amounts with a buyer
- Documentation risks from invalid or unenforceable contracts
- Sales to related buyers
- Currency devaluation losses
- Losses from changed payment terms, missing down payments, or missing required permits and approvals
Eligible geographic areas
- Companies based in Canada.
Processing and Agreement
- Applications and claims are handled through EDC’s online credit insurance platforms.
- Applicants may need to allow cookies to use the portal and related services.
- Policy-related actions can include accepting or declining an offer, managing declarations, and submitting claims.
- Policy documents and exclusions are used during the review and claims process.
Additional information
- Coverage includes protection for both accounts receivables and profits against customer non-payment.
- Insurance policies can be tailored to insure a single customer, multiple customers, or entire receivables portfolios.
- Trade credit insurance can help increase access to working capital by enabling financial institutions to lend against insured invoices.
- Coverage can be set up quickly online for select policies, making it suitable for new exporters and those with urgent needs.
Documents and links
Frequently Asked Questions about the EDC — Credit Insurance Program
Here are answers to the most common questions about the EDC — Credit Insurance. This section explains what the program is, how much funding is available, eligibility requirements, application deadlines, and other important details to help you determine if this grant is right for your business.
What is the EDC — Credit Insurance?
Protect your profits and get covered for 90% of your insured losses if a customer doesn’t pay.
Who is eligible for the EDC — Credit Insurance program?
To be eligible for the EDC — Credit Insurance program, you must:
Must be a Canadian exporter
Sell or plan to sell goods or services internationally
What expenses are eligible under EDC — Credit Insurance?
Securing accounts receivable against non-payment risks for international sales.
Obtaining insurance coverage for short-term or ongoing export transactions.
Protecting receivables related to single international customers, specific transactions, or entire portfolios of export clients.
Expanding business into new global markets with risk mitigation support.
Who can I contact for more information about the EDC — Credit Insurance?
You can contact Export Development Canada (EDC).
Where is the EDC — Credit Insurance available?
The EDC — Credit Insurance program is available across Canada.
Is the EDC — Credit Insurance a grant, loan, or tax credit?
EDC — Credit Insurance is a Loans and Capital investments
Who are the financial supporters of the EDC — Credit Insurance?
EDC — Credit Insurance is funded by Export Development Canada (EDC)