Open
Community Futures Ontario — Access to Capital
Repayable financing for small businesses and social enterprises
Last Update: May 1, 2026
Funding available
$ 150,000
Timeline
- Open continuously
Location
Ontario, Canada
Overview
Get repayable financing of $150,000 or more for your small business or social enterprise. Funding supports start-up, expansion, or stabilization plans through loans, loan guarantees, or equity investments when other financing is insufficient.
/100
Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Increase social or community impact
- Start a business
Eligible Funding
- Minimum amount : 150,000 $
Timeline
- Open continuously
Eligible candidates
Eligible Industries
- All industries
Location
- Ontario
Legal structures
- For-profit business
- Social economy enterprise
- Non-profit
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- Startups
Non-profit candidates
Sector of operation
- Economic, Social and Community Development
Target groups
- Business owners / entrepreneurs
- Nonprofits / charities
Revenue structures
- All structures
Scope
- Local
- Regional
Next Steps
1
Determine your project
2
Validate your eligibility
Activities funded
- Start-up projects for small businesses.
- Expansion projects for existing businesses.
- Stabilization plans to maintain or create jobs.
- Social enterprise initiatives.
Eligibility
Who is eligible?
- Small businesses
- Social enterprises
Who is not eligible
There are certain types of companies that are not eligible for this grant:
- Companies involved in illegal activities.
- Businesses that do not have a viable business plan.
Eligible expenses
This program provides financial assistance to small and medium-sized businesses and social enterprises for start-up, expansion, or stabilization, specifically to help maintain or create jobs.
- Financing new or existing small businesses.
- Support for social enterprises' start-up activities.
- Expansion projects for growth and development.
- Stabilization plans to sustain operations and employment.
- Local decision-making for financing eligibility.
Eligible geographic areas
- Communities served by Community Futures Development Corporations in Canada.
Additional information
Here are additional relevant details for this grant:
- Financing options include loans, loan guarantees, and equity investments.
- The local boards of directors make all financing decisions at the community level.
- Projects must focus on maintaining or creating jobs in the local community.
- CFDCs provide support to small and medium-sized businesses when financing from other sources is insufficient.
- CFDCs offer repayable financing of $150,000 or more on commercial terms.
- Interested applicants should contact the nearest CFDC office for more details and assistance with the application process.
Contacts
Frequently Asked Questions about the Community Futures Ontario — Access to Capital Program
Here are answers to the most common questions about the Community Futures Ontario — Access to Capital. This section explains what the program is, how much funding is available, eligibility requirements, application deadlines, and other important details to help you determine if this grant is right for your business.
What is the Community Futures Ontario — Access to Capital?
Get repayable financing of $150,000 or more for your small business or social enterprise. Funding supports start-up, expansion, or stabilization plans through loans, loan guarantees, or equity investments when other financing is insufficient.
Who is eligible for the Community Futures Ontario — Access to Capital program?
To be eligible for the Community Futures Ontario — Access to Capital program, you must:
Small businesses or social enterprises
Start-up, expansion or stabilization
Other financing is insufficient
What expenses are eligible under Community Futures Ontario — Access to Capital?
Start-up projects for small businesses.
Expansion projects for existing businesses.
Stabilization plans to maintain or create jobs.
Social enterprise initiatives.
Who can I contact for more information about the Community Futures Ontario — Access to Capital?
You can contact Community Futures Ontario (CFO) by email at nfo@cfontario.ca or by phone at 1-888-633-2326.
Where is the Community Futures Ontario — Access to Capital available?
The Community Futures Ontario — Access to Capital program is available the province of Ontario.
Is the Community Futures Ontario — Access to Capital a grant, loan, or tax credit?
Community Futures Ontario — Access to Capital is a Loans and Capital investments
Who are the financial supporters of the Community Futures Ontario — Access to Capital?
Community Futures Ontario — Access to Capital is funded by Community Futures Ontario (CFO)