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Collective entrepreneurship financing - Quebec - Canada
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Collective entrepreneurship financing

Loans for co-op business projects in Quebec
Investissement Québec (IQ)
Gouvernment of Québec
Last Update: March 4, 2026
Funding available
$ 50,000
Timeline
  • Open continuously
Location
Quebec, Canada

Overview

Loans covering up to 100% of the costs for most co-operative and not-for-profit business projects, starting at $50,000.

/100
Opportunity Score
Moderate potential, but conditions must align.

At a glance

Funding available

Financing goals
  • Access new markets
  • Launch or market a product/service
  • Renovate or expand facilities
Eligible Funding
  • Minimum amount : 50,000 $
  • Up to 100% of project cost
Timeline
  • Open continuously

Eligible candidates

Eligible Industries
  • All industries
Location
  • Quebec
Legal structures
  • Non-profit
  • Public or Parapublic institution
  • Non-financial cooperative
Annual revenue
  • All revenue ranges
Organisation size
  • All organization sizes
Audience
  • All groups
Non-profit candidates
Sector of operation
  • Economic, Social and Community Development
Target groups
  • Business owners / entrepreneurs
  • Nonprofits / charities
Revenue structures
  • Fee-for-service model
Scope
  • All dimensions

Next steps

1
Determine your project
2
Validate your eligibility

Activities funded

The grant supports various projects and activities for cooperatives and non-profits, provided they have market activities.

  • Acquisition, expansion, construction, and modernization of buildings
  • Purchase of machinery and equipment
  • Working capital
  • Financing worker-shareholder cooperatives for acquiring employer shares
  • Refinancing
  • Expansion into new markets
  • Acquisition of intangible assets (trademarks, patents, etc.)

Eligibility

Who is eligible?

Eligible organizations for this grant include cooperatives and non-profit organizations (NPOs) with commercial activities. The support offered aims to help these entities with various financial needs and projects.

  • Cooperatives
  • Non-Profit Organizations (NPOs) with commercial activities

Who is not eligible

Companies not engaging in commercial activities

Eligible expenses

Eligible expenses for this grant can include various types of projects such as acquisitions, modernizations, and financing needs.

  • Acquisition, agrandissement, construction, modernisation d’un bâtiment
  • Achat de machinerie et d’équipement
  • Fonds de roulement
  • Financement d’une coopérative de travailleurs actionnaires pour l’acquisition d’actions de leur employeur
  • Refinancement
  • Implantation sur un nouveau marché
  • Acquisition d’actifs incorporels (marques de commerce, brevets, etc.)

Eligible geographic areas

There are no specific eligible geographic zones mentioned for this grant.

Additional information

Investissement Québec offers a flexible financial support system to cooperatives and non-profit organizations (NPOs) for various types of projects with the ability to cover up to 100% of project costs.

  • Can partner with other lenders to provide competitive loans
  • Options include short-term or long-term loans (up to 25 years for real estate)
  • Possible repayment moratorium on capital (up to 24 months)
  • Projects like building acquisition, construction, machinery purchase, new market implementation, and acquisition of intangible assets are eligible
  • Eligibility requires cooperatives and NPOs to have commercial activities

Documents and links

Collective entrepreneurship financing

Frequently Asked Questions about the Collective entrepreneurship financing Program

Here are answers to the most common questions about the Collective entrepreneurship financing. This section explains what the program is, how much funding is available, eligibility requirements, application deadlines, and other important details to help you determine if this grant is right for your business.

What is the Collective entrepreneurship financing?

Loans covering up to 100% of the costs for most co-operative and not-for-profit business projects, starting at $50,000.

How much funding can be received?

Collective entrepreneurship financing Funds up to 100% of admissible expenses.

Who is eligible for the Collective entrepreneurship financing program?

To be eligible for the Collective entrepreneurship financing program, you must: The applicant must be a cooperative or a non-profit organization (OBNL). The applicant must have commercial activities.

What expenses are eligible under Collective entrepreneurship financing?

The grant supports various projects and activities for cooperatives and non-profits, provided they have market activities. Acquisition, expansion, construction, and modernization of buildings Purchase of machinery and equipment Working capital Financing worker-shareholder cooperatives for acquiring employer shares Refinancing Expansion into new markets Acquisition of intangible assets (trademarks, patents, etc.)

Who can I contact for more information about the Collective entrepreneurship financing?

You can contact Investissement Québec (IQ).

Where is the Collective entrepreneurship financing available?

The Collective entrepreneurship financing program is available the province of Quebec.

Is the Collective entrepreneurship financing a grant, loan, or tax credit?

Collective entrepreneurship financing is a Loans and Capital investments

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