Open
BDC Capital — Growth & Transition Capital — Working Capital
Customized growth financing without ownership dilution
Last Update: May 29, 2026
Funding available
Varies by project
Timeline
- Open Date : June 27, 2022
Location
Canada
Overview
Custom working capital financing to support business growth without diluting ownership. It can fund R&D, product and market development, and investment in intangible assets such as intellectual property and goodwill.
/100
Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Develop a new product or service
- Complete an acquisition or business transfer
- Conduct research and development activities
Eligible Funding
- Varies by project
Timeline
- Open Date : June 27, 2022
Eligible candidates
Eligible Industries
- All industries
Location
- Canada
Legal structures
- For-profit business
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- Startups
Next Steps
1
Determine your project
2
Validate your eligibility
Activities funded
- Growth initiatives requiring working capital.
- R&D projects.
- Product and market development.
- Business transfer or acquisition projects.
Documents Needed
- Financial statements or financial reporting information.
- Basic company information, including business type and annual sales.
- Project description explaining how the funds will be used.
- Contact information for the business representative.
Eligibility
Who is eligible?
- Canadian companies.
- Mid-market businesses.
- High-revenue businesses.
- Established firms.
- High-growth firms.
Who is not eligible
- Businesses with less than 12 months of operation.
- Businesses without sufficient tangible assets for conventional financing.
Eligible expenses
- R&D costs.
- Product and market development.
- Investment in intellectual property and goodwill.
Eligible geographic areas
- Canada.
Processing and Agreement
- Submit the online request form.
- A BDC representative contacts the applicant to discuss financing options.
- The application is reviewed to determine a suitable financing structure.
- If approved, financing is arranged under customized terms and conditions.
Additional information
- BDC may require no shareholder agreement, management rights, or board representation in most cases.
- The financing is designed to help businesses keep ownership control while accessing capital.
- Applicants are contacted by a representative after submitting the online form.
Documents and links
Frequently Asked Questions about the BDC Capital — Growth & Transition Capital — Working Capital Program
Here are answers to the most common questions about the BDC Capital — Growth & Transition Capital — Working Capital. This section explains what the program is, how much funding is available, eligibility requirements, application deadlines, and other important details to help you determine if this grant is right for your business.
What is the BDC Capital — Growth & Transition Capital — Working Capital?
Custom working capital financing to support business growth without diluting ownership. It can fund R&D, product and market development, and investment in intangible assets such as intellectual property and goodwill.
Who is eligible for the BDC Capital — Growth & Transition Capital — Working Capital program?
To be eligible for the BDC Capital — Growth & Transition Capital — Working Capital program, you must:
Established or high-growth business.
Strong management team.
Quality financial reporting.
What expenses are eligible under BDC Capital — Growth & Transition Capital — Working Capital?
Growth initiatives requiring working capital.
R&D projects.
Product and market development.
Business transfer or acquisition projects.
Who can I contact for more information about the BDC Capital — Growth & Transition Capital — Working Capital?
You can contact Business Development Bank of Canada (BDC).
Where is the BDC Capital — Growth & Transition Capital — Working Capital available?
The BDC Capital — Growth & Transition Capital — Working Capital program is available across Canada.
Is the BDC Capital — Growth & Transition Capital — Working Capital a grant, loan, or tax credit?
BDC Capital — Growth & Transition Capital — Working Capital is a Loans and Capital investments
Who are the financial supporters of the BDC Capital — Growth & Transition Capital — Working Capital?
BDC Capital — Growth & Transition Capital — Working Capital is funded by Business Development Bank of Canada (BDC)