BDC Capital — Growth & Transition Capital — Working Capital
Last Update: July 22, 2025
Canada
Growth financing solutions for Canadian companies
BDC Capital — Growth & Transition Capital — Working Capital at a glance
Eligible Funding
- No Condition
Timeline
- Open Date : June 27, 2022
Financing Type
Loans and Capital investments
Eligible Industries
- All industries
Grant Providers
- Business Development Bank of Canada (BDC)
- Government of Canada
Status
Open
Overview of the BDC Capital — Growth & Transition Capital — Working Capital program
Get repayable financial support of up to $35 million to increase your working capital to fund your R&D, product and market development projects.
Eligible projects & activities
Examples of admissible projects:
$ 2,000,000
Launching a line of eco-friendly skincare products
$ 1,200,000
Creating a bilingual online education platform for rural communities
$ 1,500,000
Developing a VR therapy platform for mental health treatment
$ 750,000
Expanding an organic produce market network
$ 900,000
Developing a new AI-based financial forecasting tool for SMEs
$ 1,000,000
Developing biodegradable packaging solutions for retailers
Eligibility criteria of the BDC Capital — Growth & Transition Capital — Working Capital program
There are specific eligibility criteria for this grant:
- Run an established or high-growth firm
- Have a strong management team
- Demonstrate quality of financial reporting
Who is eligible?
Eligible companies for this grant are established or high-growth firms with a strong management team and a good financial reporting track record.
- Established or high-growth firms
- Strong management team
- Quality financial reporting
Eligible expenses
Eligible expenses for this grant may include project-related costs such as research and development, product development, market expansion, and investments in intangible assets like intellectual property and goodwill.
- R&D expenses
- Product development costs
- Market expansion initiatives
- Investments in intellectual property and goodwill
How to apply to the BDC Capital — Growth & Transition Capital — Working Capital program
1
Gather required financial and business documentation
- Include financial reports, business plans, tax returns, and any other relevant documents
- Implication: Ensures you have all necessary information to support your application
2
Complete the online application form
- Fill out all required fields accurately and provide detailed information about your business and financing needs
- Implication: Submits your request for Growth & Transition Capital financing
3
Await review and response from the Growth & Transition Capital experts
- Experts will evaluate your application and determine the best financing solution for your business
- Implication: Expect communication regarding approval, terms, and conditions
Apply to this program
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