Open
Source verified August 10, 2026
BDC Capital — Growth & Transition Capital — Working Capital
Customized growth financing without ownership dilution
Funding available
$ 250,000 - $ 35,000,000
Deadline
Open continuously
Opened June 27, 2022
Location
Canada
Overview
Customized working capital financing offers financing from $250,000 to $35M for established or high-growth Canadian companies seeking growth capital without diluting ownership. It supports R&D, product and market development, and investments in intangible assets such as intellectual property and goodwill.
/100
Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Develop a new product or service
- Complete an acquisition or business transfer
- Conduct research and development activities
Eligible Funding
- Maximum amount : 35,000,000 $
- Minimum amount : 250,000 $
Funds Providers
Eligible candidates
Eligible Industries
- All industries
Location
- Canada
Legal structures
- For-profit business
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- Canadians
- Startups
Next Steps
1
Determine your project
2
Validate your eligibility
Activities funded
- Growth initiatives that require working capital.
- R&D.
- Product and market development.
- Investment in intangible assets such as intellectual property and goodwill.
Official resources
Eligibility
Who is eligible?
- Canadian companies in the mid-market or high-revenue segment.
- Established or high-growth firms.
Who is not eligible
- Businesses that have been in operation less than 12 months.
Eligible geographic areas
- Canada.
How to apply
- Apply online.
Processing and Agreement
- One of our representatives will contact you to discuss financing options tailored to your business.
Additional information
- BDC may require no shareholder agreement, management rights, or board representation in most cases.
- The financing is designed to help businesses keep ownership control while accessing capital.
- Applicants are contacted by a representative after submitting the online form.
Contacts
Frequently Asked Questions about the BDC Capital — Growth & Transition Capital — Working Capital Program
What is the BDC Capital — Growth & Transition Capital — Working Capital?
Customized working capital financing offers financing from $250,000 to $35M for established or high-growth Canadian companies seeking growth capital without diluting ownership. It supports R&D, product and market development, and investments in intangible assets such as intellectual property and goodwill.
How much funding can be received?
BDC Capital — Growth & Transition Capital — Working Capital Funds up to $35,000,000 of admissible expenses.
Who is eligible for the BDC Capital — Growth & Transition Capital — Working Capital program?
To be eligible for the BDC Capital — Growth & Transition Capital — Working Capital program, you must:
Established or high-growth business.
Strong management team.
Quality financial reporting.
What expenses are eligible under BDC Capital — Growth & Transition Capital — Working Capital?
Growth initiatives that require working capital.
R&D.
Product and market development.
Investment in intangible assets such as intellectual property and goodwill.
Who can I contact for more information about the BDC Capital — Growth & Transition Capital — Working Capital?
You can contact Business Development Bank of Canada (BDC) or by phone at 1-877-232-2269.
Where is the BDC Capital — Growth & Transition Capital — Working Capital available?
The BDC Capital — Growth & Transition Capital — Working Capital program is available across Canada.
Is the BDC Capital — Growth & Transition Capital — Working Capital a grant, loan, or tax credit?
BDC Capital — Growth & Transition Capital — Working Capital is a Loans and Capital investments