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BDC Capital — Growth & Transition Capital — Working Capital
Last Update: March 4, 2026
Canada
Growth financing solutions for Canadian companies
Loans and Capital investments
Overview
Get repayable financial support of up to $35 million to increase your working capital to fund your R&D, product and market development projects.
At a glance
Funding available
Financing goals
Develop a new product
Buying or selling a company
Research and experimental development
See more
Eligible Funding
- No Condition
Timeline
- Open Date : June 27, 2022
Eligible candidates
Eligible Industries
- All industries
Location
- Canada
Legal structures
- For-profit business
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- Startups
Activities funded
Examples of admissible projects:
$ 1,200,000
Creating a bilingual online education platform for rural communities
$ 1,500,000
Developing a VR therapy platform for mental health treatment
$ 2,000,000
Launching a line of eco-friendly skincare products
$ 750,000
Expanding an organic produce market network
$ 900,000
Developing a new AI-based financial forecasting tool for SMEs
$ 1,000,000
Developing biodegradable packaging solutions for retailers
Eligibility
There are specific eligibility criteria for this grant:
- Run an established or high-growth firm
- Have a strong management team
- Demonstrate quality of financial reporting
Who is eligible?
Eligible companies for this grant are established or high-growth firms with a strong management team and a good financial reporting track record.
- Established or high-growth firms
- Strong management team
- Quality financial reporting
Eligible expenses
Eligible expenses for this grant may include project-related costs such as research and development, product development, market expansion, and investments in intangible assets like intellectual property and goodwill.
- R&D expenses
- Product development costs
- Market expansion initiatives
- Investments in intellectual property and goodwill
How to apply
1
Gather required financial and business documentation
- Include financial reports, business plans, tax returns, and any other relevant documents
- Implication: Ensures you have all necessary information to support your application
2
Complete the online application form
- Fill out all required fields accurately and provide detailed information about your business and financing needs
- Implication: Submits your request for Growth & Transition Capital financing
3
Await review and response from the Growth & Transition Capital experts
- Experts will evaluate your application and determine the best financing solution for your business
- Implication: Expect communication regarding approval, terms, and conditions
Apply to this program
Frequently Asked Questions about the BDC Capital — Growth & Transition Capital — Working Capital Program
Here are answers to the most common questions about the BDC Capital — Growth & Transition Capital — Working Capital. This section explains what the program is, how much funding is available, eligibility requirements, application deadlines, and other important details to help you determine if this grant is right for your business.
What is the BDC Capital — Growth & Transition Capital — Working Capital?
Who is eligible for the BDC Capital — Growth & Transition Capital — Working Capital program?
Who can I contact for more information about the BDC Capital — Growth & Transition Capital — Working Capital?
Where is the BDC Capital — Growth & Transition Capital — Working Capital available?
Is the BDC Capital — Growth & Transition Capital — Working Capital a grant, loan, or tax credit?
Who are the financial supporters of the BDC Capital — Growth & Transition Capital — Working Capital?
Apply to this program
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