Open
SADC Lac-St-Jean Ouest — Relève & transfert loan
Financing for business acquisition and ownership transition
Last Update: March 4, 2026
Funding available
$ 150,000
Timeline
- Open continuously
Location
Saguenay–Lac-Saint-Jean, Quebec, Canada
Overview
The SADC Lac-St-Jean Ouest — Relève & transfert loan program offers up to $150,000 to facilitate the acquisition of businesses undergoing transition or transfer. It aims to support business continuity and retention by providing advantageous financing conditions for acquiring a substantial share of an existing company.
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Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Complete an acquisition or business transfer
Eligible Funding
- Maximum amount : 150,000 $
- Up to 5% of project cost
Timeline
- Open continuously
Eligible candidates
Eligible Industries
- All industries
Location
- Saguenay–Lac-Saint-Jean
- Quebec
Legal structures
- For-profit business
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- Rural or Northern Residents
Next steps
1
Determine your project
2
Validate your eligibility
Eligibility
Who is eligible?
This grant is targeted at individuals acquiring a business in the process of succession or transfer. Applicants must be acquiring at least 50% of the business shares, or a minimum of 25% if it's a progressive acquisition. Additionally, the purchaser must provide a personal guarantee and contribute at least 5% of the total acquisition cost.
Additional information
Here are additional relevant details for this loan:
- The loan must be secured by a personal guarantee.
- A minimum down payment of 5% of the total acquisition cost is required from the acquirer.
- A moratorium of up to twelve months on principal repayment is available.
- An option for a gradual acquisition, starting with a minimum of 25% of business shares, may be eligible.
- Personalized support and rigorous monitoring by SADC professionals are provided throughout the loan term.
Frequently Asked Questions about the SADC Lac-St-Jean Ouest — Relève & transfert loan Program
Here are answers to the most common questions about the SADC Lac-St-Jean Ouest — Relève & transfert loan. This section explains what the program is, how much funding is available, eligibility requirements, application deadlines, and other important details to help you determine if this grant is right for your business.
What is the SADC Lac-St-Jean Ouest — Relève & transfert loan?
The SADC Lac-St-Jean Ouest — Relève & transfert loan program offers up to $150,000 to facilitate the acquisition of businesses undergoing transition or transfer. It aims to support business continuity and retention by providing advantageous financing conditions for acquiring a substantial share of an existing company.
How much funding can be received?
SADC Lac-St-Jean Ouest — Relève & transfert loan Funds up to 5% of admissible expenses, capped at $150,000 per project.
Who is eligible for the SADC Lac-St-Jean Ouest — Relève & transfert loan program?
To be eligible for the SADC Lac-St-Jean Ouest — Relève & transfert loan program, you must:
The applicant must intend to acquire a business involved in a succession or transfer process.
The acquisition must involve at least 50% of the business shares, or at least 25% for a gradual acquisition.
Where is the SADC Lac-St-Jean Ouest — Relève & transfert loan available?
The SADC Lac-St-Jean Ouest — Relève & transfert loan program is available Saguenay–Lac-Saint-Jean, Quebec.
Is the SADC Lac-St-Jean Ouest — Relève & transfert loan a grant, loan, or tax credit?
SADC Lac-St-Jean Ouest — Relève & transfert loan is a Loans and Capital investments
Who are the financial supporters of the SADC Lac-St-Jean Ouest — Relève & transfert loan?
SADC Lac-St-Jean Ouest — Relève & transfert loan is funded by SADC Lac-St-Jean Ouest
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