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Chantier de l'économie sociale Trust — Real Estate Patient Capital Loans - Quebec - Canada
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Chantier de l'économie sociale Trust — Real Estate Patient Capital Loans

Loans for social economy real estate projects in Quebec
Chantier de l'économie sociale
Last Update: March 3, 2026
Funding available
$ 50,000 - $ 1,500,000
Timeline
  • Open Date : August 18, 2022
Location
Quebec, Canada

Overview

Get a trust loan between $50,000 and $1.5 million, to cover 31.5% of the costs directly related to the acquisition, construction, or renovation of real estate assets such as land, a building, a warehouse, etc.

/100
Opportunity Score
Moderate potential, but conditions must align.

At a glance

Funding available

Financing goals
  • Increase performance through digital transformation
  • Increase social or community impact
  • Improve governance or administrative structure
Eligible Funding
  • Maximum amount : 1,500,000 $
  • Minimum amount : 50,000 $
  • Up to 31% of project cost
Timeline
  • Open Date : August 18, 2022

Eligible candidates

Eligible Industries
  • All industries
Location
  • Quebec
Legal structures
  • Non-profit
  • Public or Parapublic institution
  • Social economy enterprise
  • Non-financial cooperative
Annual revenue
  • All revenue ranges
Organisation size
  • All organization sizes
Audience
  • Startups
Non-profit candidates
Sector of operation
  • Economic, Social and Community Development
  • Housing
Target groups
  • Business owners / entrepreneurs
  • Nonprofits / charities
Revenue structures
  • All structures
Scope
  • Provincial

Next steps

1
Determine your project
2
Validate your eligibility

Activities funded

The Chantier de l'économie sociale Trust supports projects that aim to enhance the operational and real estate capabilities of social economy enterprises in Québec. Eligible activities focus on operational development, product adaptation, and real estate enhancement to foster enterprise growth and community development.

  • Operations development or improvements within social economy enterprises.
  • Adaptation of products and services to meet market demands.
  • Real estate projects, including the acquisition, construction, and renovation of assets.
  • Start-up initiatives and expansion projects for collective enterprises.

Eligibility

Who is eligible?

Québec social economy enterprises, non-profit organizations, and cooperatives that meet specific criteria can apply for these financial products offered by the Chantier de l'économie sociale Trust to support their development or improvement of operational or real estate potential.

Who is not eligible

This grant excludes certain types of companies and projects based on their status and main activity. These restrictions ensure the support is primarily directed toward enterprises within the social economy in Québec.

  • Private enterprises.
  • Public bodies.
  • Enterprises whose governing bodies do not predominantly consist of civil society stakeholders.
  • Enterprises exclusively offering educational services or residential rental housing services.
  • Enterprises with activities that substitute jobs held by public sector employees.
  • Enterprises operating in excluded and sensitive sectors.
  • Projects related to pre-start-up phases, recovery, refinancing of existing debts, or early repayment of a long-term loan.

Eligible expenses

The grant supports the advancement of social economy enterprises by providing financial aid for the development and enhancement of operational and real estate capacities. Eligible activities include a diverse range of operational and real estate projects aimed at growth and adaptation.

  • Development or improvement of operations.
  • Adaptation of products and services.
  • Real estate projects such as acquisition, construction, or renovation.
  • Start-up initiatives.
  • Expansion projects.

Eligible geographic areas

This grant is available to social economy enterprises located in a specific geographical area. Eligible companies must be based in Québec to qualify for this funding opportunity.

  • Québec based social economy enterprises.

Additional information

Here are additional relevant details for this grant:

  • The interest rate for the loans is competitive and fixed throughout the 15-year term, providing predictability in financial planning.
  • There is a possibility of making advance capital repayments without incurring any penalties, offering flexibility in financial management.
  • The loans do not require capital repayment obligations until the end of their 15-year term, providing a longer horizon for financial stability.
  • Real estate loans require a mortgage from a financial institution and are secured with a subordinated guarantee from the Chantier Trust.
  • Flexible financing conditions are intended to lower financial risks and improve the debt-equity balance of the borrowing enterprises.
  • The availability of these loans helps enterprises conserve capital for project needs by reducing the annual cash outflows associated with project financing.

Documents and links

Chantier de l'économie sociale Trust — Real Estate Patient Capital Loans

Frequently Asked Questions about the Chantier de l'économie sociale Trust — Real Estate Patient Capital Loans Program

Here are answers to the most common questions about the Chantier de l'économie sociale Trust — Real Estate Patient Capital Loans. This section explains what the program is, how much funding is available, eligibility requirements, application deadlines, and other important details to help you determine if this grant is right for your business.

What is the Chantier de l'économie sociale Trust — Real Estate Patient Capital Loans?

Get a trust loan between $50,000 and $1.5 million, to cover 31.5% of the costs directly related to the acquisition, construction, or renovation of real estate assets such as land, a building, a warehouse, etc.

How much funding can be received?

Chantier de l'économie sociale Trust — Real Estate Patient Capital Loans Funds up to 31% of admissible expenses, capped at $1,500,000 per project.

Who is eligible for the Chantier de l'économie sociale Trust — Real Estate Patient Capital Loans program?

To be eligible for the Chantier de l'économie sociale Trust — Real Estate Patient Capital Loans program, you must: The enterprise must be a Québec social economy enterprise, non-profit organization, or cooperative. The majority of employees must reside in Québec. Business assets must be under $100 million or capital under $50 million.

What expenses are eligible under Chantier de l'économie sociale Trust — Real Estate Patient Capital Loans?

The Chantier de l'économie sociale Trust supports projects that aim to enhance the operational and real estate capabilities of social economy enterprises in Québec. Eligible activities focus on operational development, product adaptation, and real estate enhancement to foster enterprise growth and community development. Operations development or improvements within social economy enterprises. Adaptation of products and services to meet market demands. Real estate projects, including the acquisition, construction, and renovation of assets. Start-up initiatives and expansion projects for collective enterprises.

Who can I contact for more information about the Chantier de l'économie sociale Trust — Real Estate Patient Capital Loans?

You can contact Chantier de l'économie sociale.

Where is the Chantier de l'économie sociale Trust — Real Estate Patient Capital Loans available?

The Chantier de l'économie sociale Trust — Real Estate Patient Capital Loans program is available the province of Quebec.

Is the Chantier de l'économie sociale Trust — Real Estate Patient Capital Loans a grant, loan, or tax credit?

Chantier de l'économie sociale Trust — Real Estate Patient Capital Loans is a Loans and Capital investments

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