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TD — Small Business Loans
Last Update: March 3, 2026
Canada
Flexible small business loans with fixed or variable rates
Loans and Capital investments
Overview
TD Small Business Loans provide business financing with flexible payment and security options to help fund business needs and assets. No maximum loan amount is specified on the source page; eligible activities include financing assets based on their useful life (with amortization up to 30 years) through fixed-rate (1–5 year terms, up to 10% annual principal prepayments) or floating-rate options tied to the TD Prime Rate (no prepayment penalties).
At a glance
Funding available
Financing goals
Buying or selling a company
Renovate your business/factory
Eligible Funding
- Up to 10% of project cost
Timeline
- Unspecified
Eligible candidates
Eligible Industries
- Finance and insurance
Location
- Canada
Legal structures
- For-profit business
- Sole proprietorship
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- All groups
Activities funded
- Financing business projects through a TD Small Business Loan (with flexible fixed- or floating-rate term options).
- Financing projects tied to an asset being financed (with amortization up to 30 years, based on the useful life of the financed asset).
Additional information
- A loan calculator is available to compare loan amounts, interest rates, and terms to estimate monthly payments.
- Flexible security (collateral) options may include business assets, business real estate, residential real estate (full or partial), and liquid or margin security (full or partial).
- Fixed-rate terms can be selected from 1 to 5 years, with amortization up to 30 years depending on the useful life of the asset financed.
- Floating-rate options based on the TD Prime Rate are available with no prepayment penalties; fixed-rate options may allow up to 10% annual principal prepayments without penalty.
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Frequently Asked Questions about the TD — Small Business Loans Program
Here are answers to the most common questions about the TD — Small Business Loans. This section explains what the program is, how much funding is available, eligibility requirements, application deadlines, and other important details to help you determine if this grant is right for your business.
What is the TD — Small Business Loans?
How much funding can be received?
What expenses are eligible under TD — Small Business Loans?
Where is the TD — Small Business Loans available?
Is the TD — Small Business Loans a grant, loan, or tax credit?
Who are the financial supporters of the TD — Small Business Loans?
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