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TD — Small Business Loans

Q: How much funding can be received?

TD — Small Business Loans Funds up to 10% of admissible expenses.

Q: What is the deadline to apply?

The program is accepting continuous intake

Q: Is the TD — Small Business Loans a grant, loan, or tax credit?

TD — Small Business Loans is a Loans and Capital investments

Q: Who are the financial supporters of the TD — Small Business Loans?

TD — Small Business Loans is funded by TD Bank (TD)

Q: Who is eligible for the TD — Small Business Loans program?

Eligibility criteria are not specified.

Q: Where is the TD — Small Business Loans available?

The TD — Small Business Loans program is available across Canada.

Last Update: January 19, 2026

Canada

Flexible small business loans with fixed or variable rates

Loans and Capital investments

At a glance

Funding available

Financing goals

No objectives are currently available

Eligible Funding

Up to 10% of project cost

Timeline

Unspecified

Eligible candidates

Eligible Industries

Finance and insurance

Location

Canada

Legal structures

For-profit business
Sole proprietorship

Annual revenue

All revenue ranges

Organisation size

All organization sizes

Audience

All groups

Overview

TD Small Business Loans provide business financing with flexible payment and security options to help fund business needs and assets. No maximum loan amount is specified on the source page; eligible activities include financing assets based on their useful life (with amortization up to 30 years) through fixed-rate (1–5 year terms, up to 10% annual principal prepayments) or floating-rate options tied to the TD Prime Rate (no prepayment penalties).

Activities funded

Financing business projects through a TD Small Business Loan (with flexible fixed- or floating-rate term options).
Financing projects tied to an asset being financed (with amortization up to 30 years, based on the useful life of the financed asset).

Additional information

A loan calculator is available to compare loan amounts, interest rates, and terms to estimate monthly payments.
Flexible security (collateral) options may include business assets, business real estate, residential real estate (full or partial), and liquid or margin security (full or partial).
Fixed-rate terms can be selected from 1 to 5 years, with amortization up to 30 years depending on the useful life of the asset financed.
Floating-rate options based on the TD Prime Rate are available with no prepayment penalties; fixed-rate options may allow up to 10% annual principal prepayments without penalty.

Apply to this program

Frequently Asked Questions about the TD — Small Business Loans Program

Here are answers to the most common questions about the TD — Small Business Loans. This section explains what the program is, how much funding is available, eligibility requirements, application deadlines, and other important details to help you determine if this grant is right for your business.