
Réseau des SADC et CAE — Loans
The SADCs and CAEs primarily focus on supporting local businesses and projects that contribute to the economic development of the regions of Quebec. They provide assistance to a wide range of beneficiaries, including women entrepreneurs, youth, Indigenous communities, and sectors like tourism, sustainability, and local downtown areas. To qualify for support, entities often need to align with the developmental goals of their respective communities and demonstrate a clear need for financial or technical assistance in overcoming local economic challenges.
Overview
Access loans for acquisitions, start-up, modernization, expansion, innovation, sustainable development, business succession and more.
At a glance
Funding available
- Increase performance through digital transformation
- Reduce environmental footprint
- Start a business
- Up to 40% of project cost
Eligible candidates
- All industries
- Quebec
- Non-profit
- Sole proprietorship
- Public or Parapublic institution
- Social economy enterprise
- For-profit business
- All revenue ranges
- All organization sizes
- Indigenous Peoples
- Rural or Northern Residents
- Youth (<40)
- Startups
- Women
- Environment
- Economic, Social and Community Development
- Employment and Training
- Business Associations
- Children and Youth Organizations
- Diversity and Inclusion
- Children & youth
- Young adults
- Indigenous peoples
- Women & girls
- Rural / Remote communities
- Business owners / entrepreneurs
- All structures
- Local
- Regional
Next Steps
Official resources
Eligibility
Who is eligible?
The SADCs and CAEs primarily focus on supporting local businesses and projects that contribute to the economic development of the regions of Quebec. They provide assistance to a wide range of beneficiaries, including women entrepreneurs, youth, Indigenous communities, and sectors like tourism, sustainability, and local downtown areas. To qualify for support, entities often need to align with the developmental goals of their respective communities and demonstrate a clear need for financial or technical assistance in overcoming local economic challenges.Eligible expenses
The SADC and CAE network offers support across a broad range of projects focused on local economic development, sustainability, and community empowerment. Eligible projects encompass innovative solutions, tourism enhancement, support for women entrepreneurs, sustainable practices, and revitalization efforts.
- Support for local economic development projects and community empowerment initiatives.
- Implementation of innovative projects and integration of new technologies.
- Tourism promotion and support for tourism businesses and projects.
- Funding and support for women entrepreneurs and their business projects.
- Projects focusing on sustainable development and environmentally responsible practices.
- Initiatives to revitalize downtown areas and town cores.
- Growth-generating projects with Indigenous communities, including tourism and fishing industries.
- Projects promoting youth entrepreneurship and business succession.
- Technical assistance for business start-up, expansion, and transfer.
- Access to specialized funds and financing options, including youth strategy fund and specialized investment funds.
Eligible geographic areas
This grant is available to companies operating in Quebec, as it is managed by the Réseau des SADC et CAE, a network committed to supporting economic development within this region.
- Businesses and projects located within the province of Quebec, Canada.
How to apply
Here are the steps to submit an application for this grant:
- Step 1: Identify Local SADC or CAE
- Determine the SADC or CAE serving your area by consulting the official network map or directory.
- Contact the identified SADC or CAE for initial consultation and guidance regarding your business needs and project idea.
- Step 2: Initial Consultation
- Engage in a preliminary meeting with SADC or CAE representatives to discuss your project's alignment with regional economic development goals.
- Gather insights on specific requirements and expectations for your application.
- Step 3: Application Preparation
- Draft a detailed project proposal outlining objectives, implementation timeline, and projected outcomes.
- Compile necessary documentation, including business plans, financial forecasts, and any supporting research or analysis.
- Step 4: Review and Feedback
- Submit your draft application for review by your local SADC or CAE to receive feedback and suggested improvements.
- Revise your application based on the feedback provided to strengthen your case for funding.
- Step 5: Final Application Submission
- Ensure all sections of the application are complete and accurate.
- Submit the finalized application through the preferred method (e.g., online portal, email, or mail) as directed by your SADC or CAE.
- Step 6: Application Acknowledgment
- Receive confirmation of submission from your SADC or CAE.
- Keep a record of your submission confirmation for future reference and follow-up.
Additional information
Here are additional relevant details for applicants seeking support from SADCs and CAEs:
- SADCs and CAEs provide not only financial support but also technical assistance to ensure project success.
- They offer guidance in key business areas such as marketing, human resources, management, and operations.
- Access to a vast network of specialists and expertise is available for applicants.
- SADCs and CAEs focus on various sectors, including women entrepreneurship, youth entrepreneurship, tourism, and sustainable development.
- There is an emphasis on innovative projects and the integration of new technologies within the community.
- Support is tailored to meet the specific needs and challenges of local communities within Quebec.
- Income generated from funds is reinvested into local projects, promoting continuous economic growth.
- Specific funds, like the Youth Strategy Fund and Specialized Investment Fund, target unique community needs and demographics.
- There is a strong partnership and collaboration aspect, with many projects involving community and regional stakeholders actively.