Production Insurance
Last Update: January 24, 2025
BC, Canada
Insurance for agricultural crops in British Columbia
Production Insurance at a glance
Eligible Funding
- Min. $5,000
- Up to 70% of project cost
Timeline
- Continuous Intakes
Financing Type
Other Support
Eligible Industries
- Agriculture, forestry, fishing and hunting
Grant Providers
- Government of British Columbia
- Ministry of Agriculture
Status
Open
Overview of the Production Insurance program
Farmers can purchase crop insurance to protect against the risk of crop losses caused by adverse weather conditions, including insurance for berries, flower bulbs, forage, grain, grapes, tree fruits and vegetables.
Eligible projects & activities
This grant offers vital support to agricultural producers seeking to manage the risks associated with crop production. Projects eligible for this insurance cover a range of agricultural activities related to different types of crops.
- Cultivation of berries, including blueberries, cranberry plants, and strawberries.
- Production of flower bulbs, notably daffodil and tulip bulbs.
- Forage operations involving grass, legumes, and silage corn.
- Grain growing activities such as canola, wheat, and barley production.
- Grape cultivation, encompassing both wine and table grape varieties.
- Tree fruit production, including apples, peaches, and cherries.
- Vegetable farming, covering crops like broccoli, carrots, and potatoes.
Examples of admissible projects:
$ 10,000
Excessive rain protection for a tree fruit farm
$ 12,000
Insurance for protection against hail damage for a blueberry farm
$ 9,000
Drought protection insurance for a flower bulb farm
$ 15,000
Frost damage protection for a grape vineyard
$ 13,000
Frost and hail protection for a forage farm
$ 8,500
Flood protection insurance for a vegetable farm
Eligibility criteria of the Production Insurance program
Eligibility for the Production Insurance coverage requires meeting specific criteria related to the farming operation and covered crops.
- The applicant must be an agricultural producer affected by adverse weather conditions.
- Insurance can be purchased for specific insurable crops including berries, flower bulbs, forage, grain, grapes, tree fruits, and vegetables.
- Applicants must meet application and payment deadlines for each specific crop.
- Producers must file a Notice of Loss immediately if damage is suspected to ensure claims can be properly assessed.
Who is eligible?
Agricultural producers with insurable crops such as berries, flower bulbs, forage, grain, grapes, tree fruits, and vegetables. Producers should have eligible crops susceptible to risks like hail, frost, excessive rain, flooding, or drought, and they must apply before the designated deadlines for their specific crops.
Eligible expenses
The Production Insurance program offers coverage for agricultural producers to help manage and mitigate risks associated with crop losses due to adverse weather and other specific disasters. This coverage extends across a variety of crop types, each with unique insurance options.
- Insurance coverage for berries, including blueberries, cranberry, raspberries, and both blueberry and strawberry plants.
- Insurance coverage for flower bulbs like daffodil and tulip bulbs.
- Insurance coverage for forage such as grass, legumes, greenfeed, and silage corn.
- Insurance coverage for grain crops including canola, wheat, barley, oats, field peas, rye, and forage seeds.
- Insurance coverage for grapes used for wine and as table grapes.
- Insurance coverage for tree fruits like apples, apricots, peaches, pears, plums, and cherries.
- Insurance coverage for various vegetables including beans, beet, broccoli, Brussels sprouts, cabbage, carrots, cauliflower, corn, lettuce, onions, parsnips, peas, potatoes, and rutabaga.
Eligible geographic areas
This grant is specific to regions where the B.C. Public Service operates production insurance offices. The geographical eligibility is confined to certain areas within British Columbia.
- Companies located in Abbotsford, British Columbia.
- Businesses operating in Cranbrook, British Columbia.
- Entities based in Dawson Creek, British Columbia.
- Organizations situated in Ft. St. John, British Columbia.
- Companies in Kamloops, British Columbia.
- Businesses registered in Kelowna, British Columbia.
- Operations in Oliver, British Columbia.
- Organizations in Williams Lake, British Columbia.
Eligibility criteria of the Production Insurance program
There are evaluation and selection criteria for this grant. The criteria include:
- Affordability: Minimum coverage at a low cost
- Efficiency: Quick claim settlements within 30 days
- Flexibility: Various options for tailored coverage
How to apply to the Production Insurance program
1
Gather Required Information
- Compile all necessary details regarding your crops, land, and farm operations.
- Ensure you have all the documentation needed for your specific crop insurance application.
2
Meet with a Production Insurance Representative
- Contact a Production Insurance Representative to schedule an appointment.
- Discuss your needs and create a tailored insurance package.
3
Complete Application Forms
- Fill out the appropriate application forms for the crops you wish to insure.
- Ensure accuracy in all the information provided.
4
Submit Application
- Submit the completed application forms before the deadline by phone, fax, email, or mail to the nearest production insurance office.
- Retain copies of all submitted documents for your records.
5
Confirmation of Coverage
- Wait for the insurance office to send a confirmation of your coverage.
- Review the details of your insurance coverage to ensure it meets your needs.
Additional information
Here are additional relevant details for this grant:
- Insurance coverage is designed to help manage risks associated with various weather-related crop losses, including hail, spring frost, excessive rain, flooding, and drought.
- Producers should contact the nearest production insurance office for assistance in creating a suitable insurance package.
- Claims must be filed through a Notice of Loss immediately when crop damage is suspected, and an insurance adjustor will assess the damage.
- Producers should not alter or repurpose the crops until they have been inspected by an adjustor.
Apply to this program
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