Open
Source verified August 11, 2026
Short-Term Loans and Line of Credit
Business financing for cash flow stability
Funding available
Varies by project
Deadline
Open continuously
Location
Canada
Overview
Short-Term Loans and Line of Credit helps businesses manage cash flow and short-term liquidity with an operating line of credit and a bridge loan. It can support inventory expenses, operating costs, receivables timing, business opportunities, and capital projects such as construction or the purchase of equipment or machinery.
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Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Raise awareness or mobilize a population
Eligible Funding
- Varies by project
Funds Providers
Eligible candidates
Eligible Industries
- All industries
Location
- Canada
Legal structures
- For-profit business
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- All groups
Next Steps
1
Determine your project
2
Validate your eligibility
Activities funded
- Managing cash flow and taking advantage of business opportunities.
- Meeting short-term liquidity requirements while waiting for cash inflows from a grant, tax credit, or stock issue.
- Starting capital projects such as construction or the purchase of equipment or machinery.
Official resources
Eligibility
Who is eligible?
- Businesses
Eligible expenses
- Inventory expenses.
- Operating costs.
How to apply
- Make an appointment online.
- Call 1-844-394-4494, options 3 and 1, Monday to Friday, 8 a.m. to 6 p.m. (ET).
Processing and Agreement
- Financing solutions are subject to credit approval by National Bank of Canada.
Additional information
- The page also presents complementary short-term financing solutions, including accounts receivable and accounts payable monetization, a letter of guarantee, overdraft protection, loan insurance, and a business credit card.
Contacts
Availability timeline
2026
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Frequently Asked Questions about the Short-Term Loans and Line of Credit Program
What is the Short-Term Loans and Line of Credit?
Short-Term Loans and Line of Credit helps businesses manage cash flow and short-term liquidity with an operating line of credit and a bridge loan. It can support inventory expenses, operating costs, receivables timing, business opportunities, and capital projects such as construction or the purchase of equipment or machinery.
What is the deadline to apply?
The program is accepting continuous intake
Who is eligible for the Short-Term Loans and Line of Credit program?
To be eligible for the Short-Term Loans and Line of Credit program, you must:
Businesses
What expenses are eligible under Short-Term Loans and Line of Credit?
Managing cash flow and taking advantage of business opportunities.
Meeting short-term liquidity requirements while waiting for cash inflows from a grant, tax credit, or stock issue.
Starting capital projects such as construction or the purchase of equipment or machinery.
Who can I contact for more information about the Short-Term Loans and Line of Credit?
You can contact National Bank of Canada (NBC) or by phone at 1-844-394-4494.
Where is the Short-Term Loans and Line of Credit available?
The Short-Term Loans and Line of Credit program is available across Canada.
Is the Short-Term Loans and Line of Credit a grant, loan, or tax credit?
Short-Term Loans and Line of Credit is a Loans and Capital investments