Open
Source verified July 6, 2026
Short-Term Loans and Line of Credit
Short-term business financing for cash flow stability
Funding available
Varies by project
Deadline
Open continuously
Location
Canada
Overview
Short-term financing from National Bank of Canada supports businesses in managing cash flow and accessing temporary liquidity in Canada. It covers an operating line of credit, bridge loan, accounts receivable and payable monetization, letters of guarantee, and overdraft protection.
/100
Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Raise awareness or mobilize a population
Eligible Funding
- Varies by project
Funds Providers
Eligible candidates
Eligible Industries
- All industries
Location
- Canada
Legal structures
- For-profit business
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- Startups
Next Steps
1
Determine your project
2
Validate your eligibility
Activities funded
- Managing cash flow and taking advantage of business opportunities.
- Meeting short-term liquidity requirements while waiting for cash inflows from a grant, tax credit, or public share issuance.
- Starting capital projects such as construction or purchasing equipment or machinery.
Official resources
Eligibility
Who is eligible?
- Businesses.
How to apply
- Make an appointment.
- Call 1-844-394-4494, options 4 and 1, Monday to Friday, 8 a.m. to 20 p.m. (ET).
Additional information
- Applications are subject to credit approval by National Bank of Canada.
- Bridge loan duration is less than one year.
- Operating line of credit and bridge loan both have variable interest rates calculated daily based on National Bank's base rate.
Contacts
Frequently Asked Questions about the Short-Term Loans and Line of Credit Program
What is the Short-Term Loans and Line of Credit?
Short-term financing from National Bank of Canada supports businesses in managing cash flow and accessing temporary liquidity in Canada. It covers an operating line of credit, bridge loan, accounts receivable and payable monetization, letters of guarantee, and overdraft protection.
What expenses are eligible under Short-Term Loans and Line of Credit?
Managing cash flow and taking advantage of business opportunities.
Meeting short-term liquidity requirements while waiting for cash inflows from a grant, tax credit, or public share issuance.
Starting capital projects such as construction or purchasing equipment or machinery.
Who can I contact for more information about the Short-Term Loans and Line of Credit?
You can contact National Bank of Canada (NBC) or by phone at 1-844-394-4494.
Where is the Short-Term Loans and Line of Credit available?
The Short-Term Loans and Line of Credit program is available across Canada.
Is the Short-Term Loans and Line of Credit a grant, loan, or tax credit?
Short-Term Loans and Line of Credit is a Loans and Capital investments
Who are the financial supporters of the Short-Term Loans and Line of Credit?
Short-Term Loans and Line of Credit is funded by National Bank of Canada (NBC)