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MRC Charlevoix-Est — Local Investment Fund (FLI) and Local Solidarity Fund (FLS) - Quebec - Canada
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MRC Charlevoix-Est — Local Investment Fund (FLI) and Local Solidarity Fund (FLS)

Financing for business growth and succession
MRC Charlevoix-Est (MRC)
Last Update: April 9, 2026
Funding available
$ 125,000
Timeline
  • Open continuously
Location
Capitale-Nationale, Quebec, Canada

Overview

Financing support for business projects in MRC Charlevoix-Est, with a maximum of $125,000 from the FLI and $100,000 from the FLS. It supports startups, expansion, equipment purchases, business acquisitions, and succession projects.
/100
Opportunity Score
Moderate potential, but conditions must align.

At a glance

Funding available

Financing goals
  • Develop strategic partnerships
  • Increase production or service capacity
  • Increase operational productivity
Eligible Funding
  • Maximum amount : 125,000 $
  • Up to 80% of project cost
Timeline
  • Open continuously

Eligible candidates

Eligible Industries
  • Agriculture, forestry, fishing and hunting
  • Manufacturing
  • Professional, scientific and technical services
  • Educational services
  • Health care and social assistance
  • Other services (except public administration)
  • Public administration
Location
  • Charlevoix-Est
  • Capitale-Nationale
  • Quebec
Legal structures
  • Non-profit
  • Sole proprietorship
  • Public or Parapublic institution
  • Social economy enterprise
  • For-profit business
Annual revenue
  • All revenue ranges
Organisation size
  • All organization sizes
Audience
  • Startups
Non-profit candidates
Sector of operation
  • Economic, Social and Community Development
  • Employment and Training
Target groups
  • Rural / Remote communities
  • Business owners / entrepreneurs
  • Nonprofits / charities
Revenue structures
  • Mixed revenue (50%+ earned)
Scope
  • Regional

Next Steps

1
Determine your project
2
Validate your eligibility

Activities funded

  • Business start-up
  • Equipment purchase or renewal
  • Business acquisition and succession
  • Bridge financing for confirmed revenue
  • Expansion, modernization, innovation, or export-related growth

Documents Needed

  • Complete business plan
  • Financial statements for the last three years
  • Financial forecasts for the next three years
  • Business valuation
  • Agreement between the young promoter and the owner(s)

Eligibility

Who is eligible?

  • Legally incorporated businesses
  • Businesses operating in the MRC Charlevoix-Est
  • Social economy enterprises
  • Entrepreneurs pursuing business succession

Who is not eligible

  • Businesses in the tobacco industry
  • Businesses deriving more than 10% of gross sales from weapons production or sales
  • Businesses with environmentally non-compliant activities
  • Businesses with a history of labour or human rights non-compliance
  • Pre-startup projects and recreational cannabis products

Eligible expenses

  • Capital expenses such as land, buildings, equipment, machinery, vehicles, and incorporation fees
  • Technology, software, and patent acquisition
  • Working capital for the first year of operations or the first year after an expansion project
  • For succession projects: purchase of ownership shares or assets, plus related professional fees

Ineligible Costs and Activities

  • Expenses incurred before the official application is received
  • Operating costs and debt servicing
  • Refinancing of future loans or already completed projects
  • Pre-startup projects
  • Recreational cannabis products and certain cannabis derivatives

Eligible geographic areas

  • MRC Charlevoix-Est, Quebec

Processing and Agreement

  • Applications are reviewed to determine the type and level of possible financing.
  • The committee assesses the project against the fund’s investment criteria.
  • Approved projects require a contract with the MRC Charlevoix-Est.
  • The contract sets out funding conditions, payment terms, and obligations.
  • In case of non-compliance, the fund may use legal recovery measures.

Additional information

  • Technical support is available to help promoters prepare their file.
  • Opening fees of $250 per file are non-refundable.
  • Monitoring fees of 1.5% of the initial loan amount are deducted at disbursement.
  • Projects are assessed according to the fund’s investment policy and portfolio balance.

Other components of this program

Explore related funding streams and grants that belong to the same program.

Frequently Asked Questions about the MRC Charlevoix-Est — Local Investment Fund (FLI) and Local Solidarity Fund (FLS) Program

What is the MRC Charlevoix-Est — Local Investment Fund (FLI) and Local Solidarity Fund (FLS)?

Financing support for business projects in MRC Charlevoix-Est, with a maximum of $125,000 from the FLI and $100,000 from the FLS. It supports startups, expansion, equipment purchases, business acquisitions, and succession projects.

How much funding can be received?

MRC Charlevoix-Est — Local Investment Fund (FLI) and Local Solidarity Fund (FLS) Funds up to 80% of admissible expenses, capped at $125,000 per project.

Who is eligible for the MRC Charlevoix-Est — Local Investment Fund (FLI) and Local Solidarity Fund (FLS) program?

To be eligible for the MRC Charlevoix-Est — Local Investment Fund (FLI) and Local Solidarity Fund (FLS) program, you must: Legally incorporated business Active in MRC Charlevoix-Est Project supports viability and jobs

What expenses are eligible under MRC Charlevoix-Est — Local Investment Fund (FLI) and Local Solidarity Fund (FLS)?

Business start-up Equipment purchase or renewal Business acquisition and succession Bridge financing for confirmed revenue Expansion, modernization, innovation, or export-related growth

Who can I contact for more information about the MRC Charlevoix-Est — Local Investment Fund (FLI) and Local Solidarity Fund (FLS)?

You can contact MRC Charlevoix-Est (MRC).

Where is the MRC Charlevoix-Est — Local Investment Fund (FLI) and Local Solidarity Fund (FLS) available?

The MRC Charlevoix-Est — Local Investment Fund (FLI) and Local Solidarity Fund (FLS) program is available Capitale-Nationale, Quebec.

Is the MRC Charlevoix-Est — Local Investment Fund (FLI) and Local Solidarity Fund (FLS) a grant, loan, or tax credit?

MRC Charlevoix-Est — Local Investment Fund (FLI) and Local Solidarity Fund (FLS) is a Grant and Funding