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MRC Charlevoix-Est — Local Investment Fund (FLI) and Local Solidarity Fund (FLS) - Quebec - Canada
Open
Source verified July 23, 2026

MRC Charlevoix-Est — Local Investment Fund (FLI) and Local Solidarity Fund (FLS)

Financing for business growth and succession
Offered by
MRC Charlevoix-Est
Funding available
$ 125,000
Deadline
Open continuously
Location
Capitale-Nationale, Quebec, Canada
Who can apply

Legally incorporated businesses

See full eligibility

Overview

Financing support for business projects in MRC Charlevoix-Est, with a maximum of $125,000 from the FLI and $100,000 from the FLS. It supports startups, expansion, equipment purchases, business acquisitions, and succession projects.
/100
Opportunity Score
Moderate potential, but conditions must align.

At a glance

Funding available

Financing goals
  • Develop strategic partnerships
  • Increase production or service capacity
  • Increase operational productivity
Eligible Funding
  • Maximum amount : 125,000 $
  • Up to 80% of project cost
Funds Providers

Eligible candidates

Eligible Industries
  • All industries
Location
  • Charlevoix-Est
  • Capitale-Nationale
  • Quebec
Legal structures
  • Non-profit
  • Sole proprietorship
  • Public or Parapublic institution
  • Social economy enterprise
  • For-profit business
Annual revenue
  • All revenue ranges
Organisation size
  • All organization sizes
Audience
  • Startups
Non-profit candidates
Sector of operation
  • Economic, Social and Community Development
  • Employment and Training
Target groups
  • Rural / Remote communities
  • Business owners / entrepreneurs
  • Nonprofits / charities
Revenue structures
  • Mixed revenue (50%+ earned)
Scope
  • Regional

Next Steps

1
Determine your project
2
Validate your eligibility

Availability timeline

2026
Periods: 1

Activities funded

  • Business start-up
  • Equipment purchase or renewal
  • Business acquisition and succession
  • Bridge financing for confirmed revenue
  • Expansion, modernization, innovation, or export-related growth

Documents Needed

  • Complete business plan
  • Financial statements for the last three years
  • Financial forecasts for the next three years
  • Business valuation
  • Agreement between the young promoter and the owner(s)

Eligibility

Who is eligible?

  • Legally incorporated businesses
  • Businesses operating in the MRC Charlevoix-Est
  • Social economy enterprises
  • Entrepreneurs pursuing business succession

Who is not eligible

  • Businesses in the tobacco industry
  • Businesses deriving more than 10% of gross sales from weapons production or sales
  • Businesses with environmentally non-compliant activities
  • Businesses with a history of labour or human rights non-compliance
  • Pre-startup projects and recreational cannabis products

Eligible expenses

  • Capital expenses such as land, buildings, equipment, machinery, vehicles, and incorporation fees
  • Technology, software, and patent acquisition
  • Working capital for the first year of operations or the first year after an expansion project
  • For succession projects: purchase of ownership shares or assets, plus related professional fees

Ineligible Costs and Activities

  • Expenses incurred before the official application is received
  • Operating costs and debt servicing
  • Refinancing of future loans or already completed projects
  • Pre-startup projects
  • Recreational cannabis products and certain cannabis derivatives

Eligible geographic areas

  • MRC Charlevoix-Est, Quebec

Selection criteria

  • Economic viability and repayment capacity
  • Job creation and job retention impact
  • Experience and management skills of promoters
  • Quality of labour relations
  • Support from other financial partners

How to apply

  • Step 1: Prepare the project file
    • Develop a complete business plan.
    • Gather the required financial and technical documents.
  • Step 2: Submit the financing request
    • Send the official request to the MRC Charlevoix-Est or its delegated body.
    • Pay the file opening fee if required.
  • Step 3: File review
    • The project is analyzed against the fund’s eligibility and investment criteria.
    • The committee determines the appropriate financing structure.
  • Step 4: Decision and agreement
    • If approved, sign the financing contract with the MRC.
    • Proceed with the agreed disbursement and repayment terms.

Processing and Agreement

  • Applications are reviewed to determine the type and level of possible financing.
  • The committee assesses the project against the fund’s investment criteria.
  • Approved projects require a contract with the MRC Charlevoix-Est.
  • The contract sets out funding conditions, payment terms, and obligations.
  • In case of non-compliance, the fund may use legal recovery measures.

Additional information

  • Technical support is available to help promoters prepare their file.
  • Opening fees of $250 per file are non-refundable.
  • Monitoring fees of 1.5% of the initial loan amount are deducted at disbursement.
  • Projects are assessed according to the fund’s investment policy and portfolio balance.
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Other components of this program

Explore related funding streams and grants that belong to the same program.

Frequently Asked Questions about the MRC Charlevoix-Est — Local Investment Fund (FLI) and Local Solidarity Fund (FLS) Program

What is the MRC Charlevoix-Est — Local Investment Fund (FLI) and Local Solidarity Fund (FLS)?

Financing support for business projects in MRC Charlevoix-Est, with a maximum of $125,000 from the FLI and $100,000 from the FLS. It supports startups, expansion, equipment purchases, business acquisitions, and succession projects.

How much funding can be received?

MRC Charlevoix-Est — Local Investment Fund (FLI) and Local Solidarity Fund (FLS) Funds up to 80% of admissible expenses, capped at $125,000 per project.

What is the deadline to apply?

The program is accepting continuous intake

Who is eligible for the MRC Charlevoix-Est — Local Investment Fund (FLI) and Local Solidarity Fund (FLS) program?

To be eligible for the MRC Charlevoix-Est — Local Investment Fund (FLI) and Local Solidarity Fund (FLS) program, you must: Legally incorporated business Active in MRC Charlevoix-Est Project supports viability and jobs

What expenses are eligible under MRC Charlevoix-Est — Local Investment Fund (FLI) and Local Solidarity Fund (FLS)?

Business start-up Equipment purchase or renewal Business acquisition and succession Bridge financing for confirmed revenue Expansion, modernization, innovation, or export-related growth

Where is the MRC Charlevoix-Est — Local Investment Fund (FLI) and Local Solidarity Fund (FLS) available?

The MRC Charlevoix-Est — Local Investment Fund (FLI) and Local Solidarity Fund (FLS) program is available Capitale-Nationale, Quebec.

Is the MRC Charlevoix-Est — Local Investment Fund (FLI) and Local Solidarity Fund (FLS) a grant, loan, or tax credit?

MRC Charlevoix-Est — Local Investment Fund (FLI) and Local Solidarity Fund (FLS) is a Grant and Funding