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CAE Beauce-Chaudière — Traditional Business Loan
Last Update: March 4, 2026
Quebec, Canada
Loan for business startup and expansion in Beauce-Chaudière
Loans and Capital investments
Overview
The CAE Beauce-Chaudière — Traditional Business Loan provides up to $300,000 to support business acquisition, startup, growth, modernization, or consolidation projects. Eligible activities must occur within Beauce for businesses with 200 or fewer employees.
At a glance
Funding available
Financing goals
- Integrate new technologies
- Buying or selling a company
- Optimize production processes
Eligible Funding
- Maximum amount : 300,000 $
- Minimum amount : 25,000 $
Timeline
- Open continuously
Eligible candidates
Eligible Industries
- All industries
Location
- Chaudière-Appalaches
- Quebec
Legal structures
- For-profit business
- Sole proprietorship
Annual revenue
- All revenue ranges
Organisation size
- 200 employees maximum
Audience
- Startups
Activities funded
- Acquisition of a business.
- Business succession planning.
- Startup of a new business.
- Expansion or growth of an existing business.
- Modernization of business operations.
- Consolidation of business activities.
Eligibility
- Business must be located in Beauce.
- Business must have 200 employees or fewer.
- The loan cannot be used to refinance debt.
Who is eligible?
- Companies involved in business acquisition
- Businesses preparing for succession
- Startups
- Companies seeking growth
- Businesses undergoing modernization
- Companies looking for consolidation
Eligible geographic areas
- Businesses must be located in Beauce.
How to apply
1
Preparation of the request Clearly identify the project requiring a loan (acquisition, succession, startup, growth, modernization, consolidation).
Gather the financial and strategic information of the company, such as the business plan, recent financial statements, and the financing plan.
2
Meeting with CAE Beauce-Chaudière Contact a representative from CAE Beauce-Chaudière to discuss your project and confirm your eligibility.
Request additional details about the preparation and submission of your application.
3
Submission of the application Compile all the documents required by the CAE for the loan application.
- Fill out the application form online or on paper if available.
- Submit your application file to CAE Beauce-Chaudière via the prescribed means (online or by physical mail, according to the provided instructions).
4
Follow-up on the request Receive a confirmation of receipt of your loan application.
Prepare any additional information to be provided to CAE upon request.
Additional information
- Loans may be granted with or without collateral, providing flexibility depending on the applicant’s situation.
- There is an option for a capital moratorium, which may help businesses manage cash flow during the early stages of repayment.
- A personal guarantee from the business owner is mandatory.
- The interest rate consists of the Bank of Canada’s prime rate plus a 2% base, with a possible additional risk premium depending on individual cases.
