CAE Beauce-Chaudière — Traditional Business Loan - QC - Canada

CAE Beauce-Chaudière — Traditional Business Loan

grant_single|update April 19, 2025
QC, Canada
Loan for business startup and expansion in Beauce-Chaudière

grant_single_labels|summary

grant_single|eligibleFinancing
  • grant_single|fromMinToMax
grant_single|deadlines
  • grant_single|timelineUnspecified
grant_single|financingType
Loans and Capital investments
grant_single|eligibleIndustries
  • grant_single|allIndustries
grant_single|grantors
  • CAE Beauce-Chaudière
grant_single|status
grant_card_status|open

grant_single_labels|preview

The CAE Beauce-Chaudière — Traditional Business Loan provides up to $300,000 to support business acquisition, startup, growth, modernization, or consolidation projects. Eligible activities must occur within Beauce for businesses with 200 or fewer employees.

grant_single_labels|terms_and_conditions

  • Loan amount ranging from $25,000 to $300,000.
  • Interest rate set at the Bank of Canada’s prime rate plus 2%, with an additional risk premium if applicable.
  • Loan can be secured with or without collateral.
  • Option for a capital moratorium to defer payments.
  • Requires a personal guarantee from the business owner.

grant_single_labels|projects

  • Acquisition of a business.
  • Business succession planning.
  • Startup of a new business.
  • Expansion or growth of an existing business.
  • Modernization of business operations.
  • Consolidation of business activities.

grant_single_labels|admissibility

  • Business must be located in Beauce.
  • Business must have 200 employees or fewer.
  • The loan cannot be used to refinance debt.

grant_eligibility_criteria|who_can_apply

  • Companies involved in business acquisition
  • Businesses preparing for succession
  • Startups
  • Companies seeking growth
  • Businesses undergoing modernization
  • Companies looking for consolidation

grant_eligibility_criteria|zone

  • Businesses must be located in Beauce.

grant_single_labels|apply

1
Preparation of the request Clearly identify the project requiring a loan (acquisition, succession, startup, growth, modernization, consolidation).
Gather the financial and strategic information of the company, such as the business plan, recent financial statements, and the financing plan.
2
Meeting with CAE Beauce-Chaudière Contact a representative from CAE Beauce-Chaudière to discuss your project and confirm your eligibility.
Request additional details about the preparation and submission of your application.
3
Submission of the application Compile all the documents required by the CAE for the loan application.
  • Fill out the application form online or on paper if available.
  • Submit your application file to CAE Beauce-Chaudière via the prescribed means (online or by physical mail, according to the provided instructions).
4
Follow-up on the request Receive a confirmation of receipt of your loan application.
Prepare any additional information to be provided to CAE upon request.

grant_single_labels|otherInfo

  • Loans may be granted with or without collateral, providing flexibility depending on the applicant’s situation.
  • There is an option for a capital moratorium, which may help businesses manage cash flow during the early stages of repayment.
  • A personal guarantee from the business owner is mandatory.
  • The interest rate consists of the Bank of Canada’s prime rate plus a 2% base, with a possible additional risk premium depending on individual cases.

Apply to this program