CAE Beauce-Chaudière — Traditional Business Loan

Q: How much funding can be received?

CAE Beauce-Chaudière — Traditional Business Loan Funds up to 300000% of admissible expenses.

Q: What is the deadline to apply?

The deadline to apply is not specified.

Q: Is the CAE Beauce-Chaudière — Traditional Business Loan a grant, loan, or tax credit?

CAE Beauce-Chaudière — Traditional Business Loan is a Loans and Capital investments

Q: Who are the financial supporters of the CAE Beauce-Chaudière — Traditional Business Loan?

CAE Beauce-Chaudière — Traditional Business Loan is funded by CAE Beauce-Chaudière

Q: Who is eligible for the CAE Beauce-Chaudière — Traditional Business Loan program?

To be eligible for the CAE Beauce-Chaudière — Traditional Business Loan program, you must: • The business must be located in Beauce. • The business must have 200 employees or fewer. • The loan cannot be used to refinance debt.

Q: Who can I contact for more information about the CAE Beauce-Chaudière — Traditional Business Loan?

You can contact CAE Beauce-Chaudière.

Q: Where is the CAE Beauce-Chaudière — Traditional Business Loan available?

The CAE Beauce-Chaudière — Traditional Business Loan program is available the province of QC.

Q: Are startups eligible for the CAE Beauce-Chaudière — Traditional Business Loan program?

Yes, startups are eligible to apply for the CAE Beauce-Chaudière — Traditional Business Loan program.

Last Update: July 22, 2025

QC, Canada

Loan for business startup and expansion in Beauce-Chaudière

At a glance

Eligible Funding

From $25,000 to $300,000

Timeline

Unspecified

Financing Type

Loans and Capital investments

Eligible Industries

All industries

Funds Providers

Unspecified

Program status

Open

Overview

The CAE Beauce-Chaudière — Traditional Business Loan provides up to $300,000 to support business acquisition, startup, growth, modernization, or consolidation projects. Eligible activities must occur within Beauce for businesses with 200 or fewer employees.

Financing terms and conditions

Loan amount ranging from $25,000 to $300,000.
Interest rate set at the Bank of Canada’s prime rate plus 2%, with an additional risk premium if applicable.
Loan can be secured with or without collateral.
Option for a capital moratorium to defer payments.
Requires a personal guarantee from the business owner.

Activities funded

Acquisition of a business.
Business succession planning.
Startup of a new business.
Expansion or growth of an existing business.
Modernization of business operations.
Consolidation of business activities.

Eligibility

Business must be located in Beauce.
Business must have 200 employees or fewer.
The loan cannot be used to refinance debt.

Who is eligible?

Companies involved in business acquisition
Businesses preparing for succession
Startups
Companies seeking growth
Businesses undergoing modernization
Companies looking for consolidation

Eligible geographic areas

Businesses must be located in Beauce.

How to apply

Preparation of the request Clearly identify the project requiring a loan (acquisition, succession, startup, growth, modernization, consolidation).

Gather the financial and strategic information of the company, such as the business plan, recent financial statements, and the financing plan.

Meeting with CAE Beauce-Chaudière Contact a representative from CAE Beauce-Chaudière to discuss your project and confirm your eligibility.

Request additional details about the preparation and submission of your application.

Submission of the application Compile all the documents required by the CAE for the loan application.

Fill out the application form online or on paper if available.
Submit your application file to CAE Beauce-Chaudière via the prescribed means (online or by physical mail, according to the provided instructions).

Follow-up on the request Receive a confirmation of receipt of your loan application.

Prepare any additional information to be provided to CAE upon request.

Additional information

Loans may be granted with or without collateral, providing flexibility depending on the applicant’s situation.
There is an option for a capital moratorium, which may help businesses manage cash flow during the early stages of repayment.
A personal guarantee from the business owner is mandatory.
The interest rate consists of the Bank of Canada’s prime rate plus a 2% base, with a possible additional risk premium depending on individual cases.

Apply to this program

Frequently Asked Questions about the CAE Beauce-Chaudière — Traditional Business Loan Program

Here are answers to the most common questions about the CAE Beauce-Chaudière — Traditional Business Loan. This section explains what the program is, how much funding is available, eligibility requirements, application deadlines, and other important details to help you determine if this grant is right for your business.