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ACCFutures  — ACC Term - Ontario - Canada
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ACCFutures — ACC Term

Flexible business loans for growth and expansion
Last Update: April 9, 2026
Funding available
$ 20,000 - $ 300,000
Timeline
  • Open continuously
Location
Ontario, Canada

Overview

ACCTerm provides loans of up to $300,000 to support business growth in Akwesasne, Cornwall, and SDG Counties. It can finance expansion, renovation, equipment purchases, facility acquisition, working capital, and debt refinancing.
/100
Opportunity Score
Moderate potential, but conditions must align.

At a glance

Funding available

Financing goals
  • Increase production or service capacity
  • Complete an acquisition or business transfer
  • Start a business
Eligible Funding
  • Maximum amount : 300,000 $
  • Minimum amount : 20,000 $
Timeline
  • Open continuously

Eligible candidates

Eligible Industries
  • All industries
Location
  • Ontario
Legal structures
  • For-profit business
Annual revenue
  • All revenue ranges
Organisation size
  • All organization sizes
Audience
  • Startups

Next Steps

1
Determine your project
2
Validate your eligibility

Activities funded

  • Starting a business.
  • Expanding a business.
  • Maintaining a business.

Documents Needed

  • Completed online inquiry form.
  • Business name and contact information.
  • Loan amount request.
  • Business location details.
  • Purpose of the loan.

Eligibility

Who is eligible?

  • Businesses in Akwesasne.
  • Businesses in Cornwall.
  • Businesses in the United Counties of Stormont, Dundas and Glengarry.
  • Existing businesses.
  • Startups.

Who is not eligible

  • Businesses involved in the commercial exploitation of sex, religion, politics, or illegal activities.
  • Board members of ACCFutures.
  • ACCFutures employees.
  • Applicants in undischarged bankruptcy.
  • Applicants who have declared bankruptcy two or more times.

Eligible expenses

  • Business expansion costs.
  • Renovation costs.
  • Equipment purchases.
  • Facility acquisition.
  • Working capital.
  • Debt refinancing.

Ineligible Costs and Activities

  • Commercial activities involving sex, religion, politics, or illegal activities.

Eligible geographic areas

  • Akwesasne.
  • Cornwall, Ontario.
  • United Counties of Stormont, Dundas and Glengarry.

Processing and Agreement

  • Applicants complete the online form to start the process.
  • Applications are reviewed against eligibility and repayment criteria.
  • Approved applicants may receive loan funding under ACCFutures terms.

Additional information

  • Application fee is 1% of the loan, with a minimum of $250.
  • Minimum credit score required: 550.
  • No grants, contributions, or forgivable loans are offered through this investment fund unless specified by another program.

Contacts

Frequently Asked Questions about the ACCFutures — ACC Term Program

Here are answers to the most common questions about the ACCFutures — ACC Term. This section explains what the program is, how much funding is available, eligibility requirements, application deadlines, and other important details to help you determine if this grant is right for your business.

What is the ACCFutures — ACC Term?

ACCTerm provides loans of up to $300,000 to support business growth in Akwesasne, Cornwall, and SDG Counties. It can finance expansion, renovation, equipment purchases, facility acquisition, working capital, and debt refinancing.

How much funding can be received?

ACCFutures — ACC Term Funds up to $300,000 of admissible expenses.

Who is eligible for the ACCFutures — ACC Term program?

To be eligible for the ACCFutures — ACC Term program, you must: Business registered in ACCFutures’ jurisdiction. Commercially viable and repayable. Creates or maintains jobs.

What expenses are eligible under ACCFutures — ACC Term?

Starting a business. Expanding a business. Maintaining a business.

Who can I contact for more information about the ACCFutures — ACC Term?

You can contact ACCFutures by email at hello@accfutures.ca or by phone at 613-932-4333.

Where is the ACCFutures — ACC Term available?

The ACCFutures — ACC Term program is available the province of Ontario.

Is the ACCFutures — ACC Term a grant, loan, or tax credit?

ACCFutures — ACC Term is a Loans and Capital investments