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Tree Fruit Production Insurance
Tree fruit loss protection
Record updated
- Funding available
- Up to 80% of project cost
- Deadline
- Unspecified
- Location
- Canada
- Who can apply
- Farmers and agricultural producers in British Columbia who grow insurable crops, including tree fruit, may apply.
- See full eligibility
Overview
Tree Fruit Production Insurance helps farmers and agricultural producers in British Columbia manage financial losses from insured perils, with premiums cost-shared up to 80% by provincial and federal governments. Coverage protects tree-fruit yields, plants and crop quality against insured risks such as hail, frost and excessive moisture.
At a glance
Funding available
- Maximum share of project costs
- 80%
- Ensure financial sustainability
Eligible candidates
- Location
- Canada
- Eligible Industries
- All industries
- Annual revenue
- All revenue ranges
- Organisation size
- All organization sizes
- Audience
- All groups
- Legal structures
- All legal structures
Start applying for this program
Take a practical assessment to gain a clear understanding of how well this program aligns with your specific needs and long-term goals.
Availability timeline
2026
Periods: 2
Eligibility
Who is eligible?
- Farmers and agricultural producers in British Columbia who grow insurable crops, including tree fruit, may apply.
- All farm sizes and legal structures are eligible.
Ineligible Costs and Activities
- Loss that you could control, including poor management, negligence, or breach of contract.
- Damage occurring after harvest.
- Damage to a Fruit Tree or Young Fruit Tree caused by deer or elk if it is not protected by deer fencing built according to the published guidelines.
- Loss caused by another person, including vandalism.
Eligible geographic areas
- British Columbia
How to apply
- Make an appointment with your local Production Insurance office.
- Complete the application forms with your program representative.
- Identify the crops you need to insure and review coverage options.
- Submit the application package and forms by mail, email or fax.
- Pay your premiums by the application and payment deadline.
Documents Needed
- Tree Fruit Application Package forms, including Application for Production Insurance (Schedule A), Tax Reporting Form (Schedule A-1), Land Inventory (Schedule L-1), Farm Map(s) (Schedule L-2), Warranties (Schedule W-1), Tree Fruit Field Inventory (Schedule F-2), Tree Fruit Land and Orchard Update (Schedule U-6), and Tree Fruit and Grapes: Additional Warranties and Varietal Production Information (Schedule W-3)
- A legal lease or rental agreement, if the land is leased or rented
Selection criteria
- Applications are considered in order of receipt.
Processing and Agreement
- For new applicants or policy changes, Production Insurance must either provide a Statement of Premiums and Coverages or decline to offer insurance.
- Your payment of premium by the due date is your acceptance of the coverage offer.
- Once renewal is processed and payment is received, confirmation of coverage is issued for the season.
- Once damages are verified, your claim will be processed.
- Claim settlements are prioritized on a first-come, first-served basis so payment is received within 30 days of claim adjudication.
Additional information
- Basic Plant Loss Coverage is included with Yield Loss Coverage for Tree Fruits.
- For sweet cherries, you may apply for Cherry Net Production Coverage or standard Yield Loss coverage applicable to the gross production of the sweet cherry crop.
Contacts
Official sources
Frequently Asked Questions about the Tree Fruit Production Insurance Program
What is the Tree Fruit Production Insurance?
Tree Fruit Production Insurance helps farmers and agricultural producers in British Columbia manage financial losses from insured perils, with premiums cost-shared up to 80% by provincial and federal governments. Coverage protects tree-fruit yields, plants and crop quality against insured risks such as hail, frost and excessive moisture.
How much funding can be received?
Tree Fruit Production Insurance Funds up to 80% of admissible expenses.
Who is eligible for the Tree Fruit Production Insurance program?
To be eligible for the Tree Fruit Production Insurance program, you must:
You must own or have a minimum 5 year lease of the Fruit Trees and have a right to occupy the land where they grow.
You must request coverage for all eligible Fruit Trees that you own or lease.
Each Fruit Tree, except a Pollinizer, must have been permanently planted before May 1 of the preceding Crop Year and grafted or budded at least 12 months before the Crop Year starts.
Who can I contact for more information about the Tree Fruit Production Insurance?
You can contact Government of British Columbia (BC) by email at ProductionInsurance.Kelowna@gov.bc.ca or by phone at 1-888-332-3352.
Where is the Tree Fruit Production Insurance available?
The Tree Fruit Production Insurance program is available across Canada.
Is the Tree Fruit Production Insurance a grant, loan, or tax credit?
Tree Fruit Production Insurance is a Other Support
Who are the financial supporters of the Tree Fruit Production Insurance?
Tree Fruit Production Insurance is funded by Government of British Columbia (BC)