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Source verified July 27, 2026
PME MTL – PME MTL investment funds
Loans for Montréal businesses
Funding available
$ 300,000
Deadline
Open continuously
Location
Montreal, Montréal, Quebec, Canada
Overview
Fonds PME MTL and Fonds locaux de solidarité Montréal offer loans of up to $300,000 to support Montréal start-ups, social economy enterprises, for-profit companies, and co-operatives with head offices in Québec. Eligible expenses include working capital, capital assets excluding real estate, marketing, business acquisition, intellectual property protection, and prototyping for existing companies.
/100
Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Launch or market a product/service
Eligible Funding
- Maximum amount : 300,000 $
- Up to 20% of project cost
Funds Providers
Eligible candidates
Eligible Industries
- All industries
Location
- Montreal
- Montréal
- Quebec
Legal structures
- Non-financial cooperative
- For-profit business
- Social economy enterprise
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- All groups
Next Steps
1
Determine your project
2
Validate your eligibility
Documents Needed
- A business plan or project summary
- Updated or projected financial statements
- A section on the company’s strategic approach to sustainable development
- Any other documents deemed relevant
Official resources
Eligibility
Who is eligible?
- Start-ups and growing companies
- Social economy enterprises, for-profit companies, and co-operatives
Eligible expenses
- Working capital
- Tangible and intangible capital assets, excluding real estate
- Marketing costs and fees for patents or intellectual property protection
- Acquisition of a business, including succession and transfer
- Prototyping for companies already in operation
Ineligible Costs and Activities
- Real estate is excluded from eligible tangible and intangible capital assets.
Selection criteria
- The joint investment committee assesses the entrepreneur’s qualifications.
- The joint investment committee assesses the project’s viability in light of the fund’s objectives and requirements.
How to apply
- Select your territory on the map or enter your business postal code to be directed to the experts at your service hub.
Processing and Agreement
- Each application is evaluated by the joint investment committee (CIC) of the relevant hub.
Additional information
- These loans can help businesses access other sources of financing.
- Entrepreneurs who receive financing also receive support, advice, and technical assistance from PME MTL experts.
Frequently Asked Questions about the PME MTL – PME MTL investment funds Program
What is the PME MTL – PME MTL investment funds?
Fonds PME MTL and Fonds locaux de solidarité Montréal offer loans of up to $300,000 to support Montréal start-ups, social economy enterprises, for-profit companies, and co-operatives with head offices in Québec. Eligible expenses include working capital, capital assets excluding real estate, marketing, business acquisition, intellectual property protection, and prototyping for existing companies.
How much funding can be received?
PME MTL – PME MTL investment funds Funds up to 20% of admissible expenses, capped at $300,000 per project.
Who is eligible for the PME MTL – PME MTL investment funds program?
To be eligible for the PME MTL – PME MTL investment funds program, you must:
The business must be legally constituted and registered in the Registre d’entreprises du Québec (REQ).
The business must be located in Montréal and have its head office in Québec.
The company or its promoters must be Canadian citizens or permanent residents.
Where is the PME MTL – PME MTL investment funds available?
The PME MTL – PME MTL investment funds program is available Montréal, Quebec.
Is the PME MTL – PME MTL investment funds a grant, loan, or tax credit?
PME MTL – PME MTL investment funds is a Loans and Capital investments
Who are the financial supporters of the PME MTL – PME MTL investment funds?
PME MTL – PME MTL investment funds is funded by PME MTL (PME)