Closed
Ontario Renovates – St. Thomas–Elgin Home Repair Program
Funding for essential home repairs and accessibility upgrades
Last Update: April 27, 2026
Funding available
$ 5,000 - $ 10,000
Timeline
- Receipt of requests is now closed
Location
St. Thomas, Ontario, Canada
Overview
This program provides funding for essential home repairs and accessibility modifications for low- to medium-income homeowners in St. Thomas and Elgin County. It offers up to $10,000 for emergency repairs as a forgivable loan and up to $5,000 for accessibility upgrades.
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Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Renovate or adapt facilities
Eligible Funding
- Maximum amount : 10,000 $
- Minimum amount : 5,000 $
Timeline
- Receipt of requests is now closed
Eligible candidates
Eligible Industries
- All industries
Location
- St. Thomas
- Ontario
Legal structures
- Sole proprietorship
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- Persons with Disabilities
- Canadians
Next Steps
1
Determine your project
2
Validate your eligibility
Activities funded
- Essential or emergency home repairs for owner-occupied homes
- Accessibility modifications to improve independent living
Documents Needed
- Completed application form
- Proof of home ownership
- Proof of valid home insurance
- Property tax and mortgage payment records
- Proof of denial from March of Dimes, if applicable
Official resources
Eligibility
Who is eligible?
- Homeowners in St. Thomas
- Homeowners in Elgin County
- Low- to medium-income homeowners
Who is not eligible
- Non-homeowners
- Applicants whose home is not their principal residence
- Households outside St. Thomas and Elgin County
Eligible expenses
- Essential home repairs, including heating, windows, roofing, electrical, plumbing, septic systems, and well water work
- Accessibility modifications such as ramps, handrails, lifts, grab rails, and shower or countertop adjustments
- Related labour, taxes, permits, legal fees, certificates, appraisal fees, and drawings/specifications
Eligible geographic areas
- City of St. Thomas
- County of Elgin
Selection criteria
- Emergency repairs related to life and safety are a top priority
- Accessibility support for seniors and persons with disabilities is emphasized
How to apply
- Step 1: Obtain application form
- Contact St. Thomas–Elgin Social Services for the application form.
- Step 2: Prepare application
- Complete the form and gather the required supporting information.
- Step 3: Submit application
- Send the application to St. Thomas–Elgin Social Services, Attn: Home Repair Program, 423 Talbot St., St. Thomas, ON N5P 1C1.
Processing and Agreement
- Applications are submitted to St. Thomas–Elgin Social Services
- Applications are reviewed against program eligibility and limits
- Approved applicants must sign a Promissory Note before receiving funding
- Forgiveness of loan amounts begins when repairs are completed
Additional information
- Applications must be sent to St. Thomas–Elgin Social Services.
- For accessibility modifications, proof of denial from the March of Dimes Home and Vehicle Modification Program may be requested.
- Applicants who were not eligible for March of Dimes funding or who exceeded its lifetime limit may still be considered.
Contacts
Other components of this program
Explore related funding streams and grants that belong to the same program.
- Ontario Renovates - Secondary Suite ProgramFunding for affordable secondary suites
- Ontario Renovates Programs – Homeowner & Person with a Disability ProgramFinancial support for essential home repairs
Frequently Asked Questions about the Ontario Renovates – St. Thomas–Elgin Home Repair Program Program
What is the Ontario Renovates – St. Thomas–Elgin Home Repair Program?
This program provides funding for essential home repairs and accessibility modifications for low- to medium-income homeowners in St. Thomas and Elgin County. It offers up to $10,000 for emergency repairs as a forgivable loan and up to $5,000 for accessibility upgrades.
How much funding can be received?
Ontario Renovates – St. Thomas–Elgin Home Repair Program Funds up to $10,000 of admissible expenses.
Who is eligible for the Ontario Renovates – St. Thomas–Elgin Home Repair Program program?
To be eligible for the Ontario Renovates – St. Thomas–Elgin Home Repair Program program, you must:
Homeowner-occupied principal residence
Located in St. Thomas or Elgin County
Meets income and property value limits
What expenses are eligible under Ontario Renovates – St. Thomas–Elgin Home Repair Program?
Essential or emergency home repairs for owner-occupied homes
Accessibility modifications to improve independent living
Who can I contact for more information about the Ontario Renovates – St. Thomas–Elgin Home Repair Program?
You can contact City of St. Thomas or by phone at 519-631-9350.
Where is the Ontario Renovates – St. Thomas–Elgin Home Repair Program available?
The Ontario Renovates – St. Thomas–Elgin Home Repair Program program is available the province of Ontario.
Is the Ontario Renovates – St. Thomas–Elgin Home Repair Program a grant, loan, or tax credit?
Ontario Renovates – St. Thomas–Elgin Home Repair Program is a Grant and Funding