Closed
Ontario Renovates Programs – Homeowner & Person with a Disability Program
Financial support for essential home repairs
Last Update: April 27, 2026
Funding available
$ 25,000
Timeline
- Receipt of requests is now closed
Location
Ontario
Overview
Ontario homeowners and households with a person with a disability may receive a forgivable loan of up to $25,000. The program supports essential home repairs, health and safety improvements, and accessibility modifications.
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Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Increase social or community impact
- Renovate or adapt facilities
Eligible Funding
- Maximum amount : 25,000 $
Timeline
- Receipt of requests is now closed
Eligible candidates
Eligible Industries
- All industries
Location
- Ontario
Legal structures
- Sole proprietorship
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- Persons with Disabilities
Next Steps
1
Determine your project
2
Validate your eligibility
Activities funded
- Major home repairs needed for health and safety
- Repairs that extend the useful life of the home
- Accessibility modifications for persons with disabilities
Documents Needed
- Completed Application Package
- Supporting documentation listed on page four of the application
- Signed Loan Agreement
Eligibility
Who is eligible?
- Low-income homeowners
- Households with a person with a disability
Who is not eligible
- Applicants who do not own and occupy the home as a sole and principal residence
- Applicants with household income above the program limit
- Applicants with a home value above the program limit
- Applicants with unpaid mortgage, property taxes, or home insurance
- Applicants who received RRAP funding in the last 15 years or City of Hamilton down payment assistance
Eligible expenses
- Legal representative and title registration costs
- Repairs to roofs, fire safety, electrical, plumbing, heating, and other mandatory health and safety issues
- Accessibility modifications such as ramps, handrails, lifts, and countertop adjustments
Ineligible Costs and Activities
- Work started before the Loan Agreement is registered on title
- Repairs to modernize or improve the appearance of the home
Eligible geographic areas
- Hamilton, Ontario
Processing and Agreement
- Applicants must first review the eligibility requirements and complete the application package.
- Incomplete applications are not accepted.
- Eligible applicants submit the package by email, mail, or in person.
- Approved applicants must sign a Loan Agreement registered on the home title.
Additional information
- A Loan Agreement must be signed and registered on the home title.
- The program is for essential repairs and accessibility modifications, not cosmetic upgrades.
- Work must start within 45 days of registration and be completed within 120 days.
- Funding demand may exceed availability.
Contacts
Frequently Asked Questions about the Ontario Renovates Programs – Homeowner & Person with a Disability Program Program
Here are answers to the most common questions about the Ontario Renovates Programs – Homeowner & Person with a Disability Program. This section explains what the program is, how much funding is available, eligibility requirements, application deadlines, and other important details to help you determine if this grant is right for your business.
What is the Ontario Renovates Programs – Homeowner & Person with a Disability Program?
Ontario homeowners and households with a person with a disability may receive a forgivable loan of up to $25,000. The program supports essential home repairs, health and safety improvements, and accessibility modifications.
How much funding can be received?
Ontario Renovates Programs – Homeowner & Person with a Disability Program Funds up to $25,000 of admissible expenses.
Who is eligible for the Ontario Renovates Programs – Homeowner & Person with a Disability Program program?
To be eligible for the Ontario Renovates Programs – Homeowner & Person with a Disability Program program, you must:
Owner-occupied home
Low-income household
Home value and bills within limits
What expenses are eligible under Ontario Renovates Programs – Homeowner & Person with a Disability Program?
Major home repairs needed for health and safety
Repairs that extend the useful life of the home
Accessibility modifications for persons with disabilities
Who can I contact for more information about the Ontario Renovates Programs – Homeowner & Person with a Disability Program?
You can contact City of Hamilton by email at affordablehousing@hamilton.ca or by phone at 905-546-2424 ext. 2758.
Where is the Ontario Renovates Programs – Homeowner & Person with a Disability Program available?
The Ontario Renovates Programs – Homeowner & Person with a Disability Program program is available the province of Ontario.
Is the Ontario Renovates Programs – Homeowner & Person with a Disability Program a grant, loan, or tax credit?
Ontario Renovates Programs – Homeowner & Person with a Disability Program is a Loans and Capital investments