Closed
Homeownership Program
Down-payment assistance for first-time home buyers
Last Update: April 27, 2026
Funding available
$ 23,500
Timeline
- Receipt of requests is now closed
Location
Centre-du-Québec, Ontario, Canada
Overview
This program offers down-payment assistance through an interest-free loan for first-time home buyers. It supports the purchase of eligible homes in Leeds and Grenville, with support available up to 5% of the purchase price, to a maximum of $23,500.
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Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Increase social or community impact
Eligible Funding
- Maximum amount : 23,500 $
- Up to 5% of project cost
Timeline
- Receipt of requests is now closed
Eligible candidates
Eligible Industries
- Public administration
Location
- Centre-du-Québec
- Ontario
Legal structures
- Public or Parapublic institution
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- Rural or Northern Residents
- Canadians
Next Steps
1
Determine your project
2
Validate your eligibility
Activities funded
- Purchase of a first home with down-payment assistance
Documents Needed
- Mortgage pre-approval letter
- Proof of identity and status in Canada
- Proof of income and assets
- Proof of rental history and any arrears repayment
- Signed Agreement of Purchase and Sale
Official resources
Eligibility
Who is eligible?
- First-time home buyers
- Households renting in Leeds and Grenville
- Low- to moderate-income households
Who is not eligible
- Current homeowners
- Households with an ownership interest in a home
- Applicants not buying a sole and principal residence
- Multi-residential properties such as duplexes and triplexes
Eligible expenses
- Down-payment assistance for the home purchase
Ineligible Costs and Activities
- Construction financing
Eligible geographic areas
- Leeds and Grenville
Selection criteria
- First come, first served review
- Assessment based on submitted information
- Funding availability at the time of approval
How to apply
- Step 1: Review program guidelines
- Read the fact sheet and application instructions.
- Confirm that the household and property meet the program rules.
- Step 2: Complete the application
- Fill out the application form in full.
- Sign the declaration and consent sections.
- Step 3: Gather supporting documents
- Attach the required proof of income, assets, identity, rental history, mortgage pre-approval, and other required documents.
- Step 4: Submit the application
- Send the completed package to the United Counties of Leeds and Grenville Housing Department in Brockville.
- Step 5: Provide purchase documents if approved
- Submit the Agreement of Purchase and Sale within the required timeframe after initial approval.
Processing and Agreement
- Applications are reviewed after submission of the completed form and supporting documents.
- Eligible applicants receive an initial commitment letter.
- Final approval is issued after an accepted Agreement of Purchase and Sale is received.
- Approved applicants are notified by telephone and receive an approval package.
- Funding is released for closing through the applicant’s lawyer.
Additional information
- Applications are reviewed on a first come, first served basis.
- Applicants receive an initial commitment letter before final approval.
- Approved households are placed on a waiting list.
- Final approval depends on funding availability.
Contacts
Other components of this program
Explore related funding streams and grants that belong to the same program.
- Ontario Renovates ProgramForgivable financing for home repairs and accessibility
Frequently Asked Questions about the Homeownership Program Program
What is the Homeownership Program?
This program offers down-payment assistance through an interest-free loan for first-time home buyers. It supports the purchase of eligible homes in Leeds and Grenville, with support available up to 5% of the purchase price, to a maximum of $23,500.
How much funding can be received?
Homeownership Program Funds up to 5% of admissible expenses, capped at $23,500 per project.
Who is eligible for the Homeownership Program program?
To be eligible for the Homeownership Program program, you must:
First-time home buyer
Renting in Leeds and Grenville
Mortgage pre-approval required
What expenses are eligible under Homeownership Program?
Purchase of a first home with down-payment assistance
Who can I contact for more information about the Homeownership Program?
You can contact United Counties of Leeds and Grenville (UCLG) by email at humanservices@oxfordcounty.ca or by phone at 519-539-9800.
Where is the Homeownership Program available?
The Homeownership Program program is available Centre-du-Québec, Ontario.
Is the Homeownership Program a grant, loan, or tax credit?
Homeownership Program is a Loans and Capital investments