Closed
Homeownership Program
Down-payment assistance for first-time home buyers
Last Update: April 27, 2026
Funding available
$ 23,500
Timeline
- Receipt of requests is now closed
Location
Centre-du-Québec, Ontario, Canada
Overview
This program offers down-payment assistance through an interest-free loan for first-time home buyers. It supports the purchase of eligible homes in Leeds and Grenville, with support available up to 5% of the purchase price, to a maximum of $23,500.
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Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Increase social or community impact
Eligible Funding
- Maximum amount : 23,500 $
- Up to 5% of project cost
Timeline
- Receipt of requests is now closed
Eligible candidates
Eligible Industries
- Public administration
Location
- Centre-du-Québec
- Ontario
Legal structures
- Public or Parapublic institution
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- Rural or Northern Residents
- Canadians
Next Steps
1
Determine your project
2
Validate your eligibility
Activities funded
- Purchase of a first home with down-payment assistance
Documents Needed
- Mortgage pre-approval letter
- Proof of identity and status in Canada
- Proof of income and assets
- Proof of rental history and any arrears repayment
- Signed Agreement of Purchase and Sale
Eligibility
Who is eligible?
- First-time home buyers
- Households renting in Leeds and Grenville
- Low- to moderate-income households
Who is not eligible
- Current homeowners
- Households with an ownership interest in a home
- Applicants not buying a sole and principal residence
- Multi-residential properties such as duplexes and triplexes
Eligible expenses
- Down-payment assistance for the home purchase
Ineligible Costs and Activities
- Construction financing
Eligible geographic areas
- Leeds and Grenville
Processing and Agreement
- Applications are reviewed after submission of the completed form and supporting documents.
- Eligible applicants receive an initial commitment letter.
- Final approval is issued after an accepted Agreement of Purchase and Sale is received.
- Approved applicants are notified by telephone and receive an approval package.
- Funding is released for closing through the applicant’s lawyer.
Additional information
- Applications are reviewed on a first come, first served basis.
- Applicants receive an initial commitment letter before final approval.
- Approved households are placed on a waiting list.
- Final approval depends on funding availability.
Contacts
Frequently Asked Questions about the Homeownership Program Program
Here are answers to the most common questions about the Homeownership Program. This section explains what the program is, how much funding is available, eligibility requirements, application deadlines, and other important details to help you determine if this grant is right for your business.
What is the Homeownership Program?
This program offers down-payment assistance through an interest-free loan for first-time home buyers. It supports the purchase of eligible homes in Leeds and Grenville, with support available up to 5% of the purchase price, to a maximum of $23,500.
How much funding can be received?
Homeownership Program Funds up to 5% of admissible expenses, capped at $23,500 per project.
Who is eligible for the Homeownership Program program?
To be eligible for the Homeownership Program program, you must:
First-time home buyer
Renting in Leeds and Grenville
Mortgage pre-approval required
What expenses are eligible under Homeownership Program?
Purchase of a first home with down-payment assistance
Who can I contact for more information about the Homeownership Program?
You can contact United Counties of Leeds and Grenville (UCLG) by email at humanservices@oxfordcounty.ca or by phone at 519-539-9800.
Where is the Homeownership Program available?
The Homeownership Program program is available Centre-du-Québec, Ontario.
Is the Homeownership Program a grant, loan, or tax credit?
Homeownership Program is a Loans and Capital investments