Open
Last Update: March 3, 2026
Funding available
$ 100,000 - $ 5,000,000
Timeline
- Open continuously
Location
Quebec, Canada
Overview
The Fonds offers tailored business financing and equity participation for Québec companies, with support available through local and regional networks. It finances projects such as growth, mergers and acquisitions, business transfers, working capital, refinancing, start-ups, research and development, and real estate projects, subject to applicable eligibility conditions.
/100
Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Increase performance through digital transformation
- Improve governance or administrative structure
- Develop strategic partnerships
Eligible Funding
- Maximum amount : 5,000,000 $
- Minimum amount : 100,000 $
- Up to 40% of project cost
Timeline
- Open continuously
Eligible candidates
Eligible Industries
- Agriculture, forestry, fishing and hunting
- Construction
- Manufacturing
- Transportation and warehousing
- Information and cultural industries
- Professional, scientific and technical services
- Arts, entertainment and recreation
- Other services (except public administration)
- Public administration
Location
- Quebec
Legal structures
- For-profit business
- Social economy enterprise
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- All groups
Next Steps
1
Determine your project
2
Validate your eligibility
Activities funded
- Starting or buying a business.
- Growth projects.
- Mergers and acquisitions.
- Business transfers and successions.
- Research and development.
Eligibility
Who is eligible?
- Small and medium-sized enterprises in Québec.
- Social economy companies in Québec.
- Businesses in territories served by a Fonds local de solidarité FTQ.
Eligible geographic areas
- Québec.
- Territories served by a Fonds local de solidarité FTQ.
Processing and Agreement
- The Fonds reviews the file and analyzes the project.
- The process generally takes one to three months from analysis to disbursement.
- For requests of $100,000 or more, the process includes preliminary analysis, initial proposal, due diligence, firm commitment, and disbursement.
- Once approved, the financing agreement is signed before funds are disbursed.
Additional information
- The Fonds offers access to a Québec-wide network, including a head office in Montréal, 17 regional offices, and 98 local solidarity funds (as at May 31, 2025).
- Partner companies may access economic training designed to improve employees’ financial literacy.
- The Fonds emphasizes a long-term, “patient capital” partnership approach and highlights strategic and human support alongside financing.
- Since 2014, the Fonds has followed a sustainable development policy and commits to performing a social audit of all partner companies.
Contacts
Frequently Asked Questions about the FTQ — Business Financing Program
Here are answers to the most common questions about the FTQ — Business Financing. This section explains what the program is, how much funding is available, eligibility requirements, application deadlines, and other important details to help you determine if this grant is right for your business.
What is the FTQ — Business Financing?
The Fonds offers tailored business financing and equity participation for Québec companies, with support available through local and regional networks. It finances projects such as growth, mergers and acquisitions, business transfers, working capital, refinancing, start-ups, research and development, and real estate projects, subject to applicable eligibility conditions.
How much funding can be received?
FTQ — Business Financing Funds up to 40% of admissible expenses, capped at $5,000,000 per project.
Who is eligible for the FTQ — Business Financing program?
To be eligible for the FTQ — Business Financing program, you must:
Headquartered in Québec.
Social economy companies eligible.
Project must match financing priorities.
What expenses are eligible under FTQ — Business Financing?
Starting or buying a business.
Growth projects.
Mergers and acquisitions.
Business transfers and successions.
Research and development.
Who can I contact for more information about the FTQ — Business Financing?
You can contact Solidarity Funds (FTQ) or by phone at 1-800-267-3446.
Where is the FTQ — Business Financing available?
The FTQ — Business Financing program is available the province of Quebec.
Is the FTQ — Business Financing a grant, loan, or tax credit?
FTQ — Business Financing is a Loans and Capital investments