Open
Source verified July 11, 2026
FTQ — Business Financing
Tailored financing for Québec businesses
Funding available
$ 100,000
Deadline
Open continuously
Location
Quebec, Canada
Who can apply
Any business, including social economy companies, headquartered in Québec.
See full eligibility
Overview
Fonds de solidarité FTQ offers financing of up to $100,000, depending on the territory, to SMEs in territories served by a Fonds local and to any business, including social economy companies, headquartered in Québec, to support profitable, job-creating projects. It provides equity loans or conventional loans for start-ups, growth, exports, modernization, and productivity improvements.
/100
Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Increase performance through digital transformation
- Improve governance or administrative structure
- Develop strategic partnerships
Eligible Funding
- Maximum amount : 100,000 $
Funds Providers
Eligible candidates
Eligible Industries
- All industries
Location
- Quebec
Legal structures
- For-profit business
- Social economy enterprise
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- All groups
Next Steps
1
Determine your project
2
Validate your eligibility
Activities funded
- Starting or buying a business, and business start-ups.
- Growth projects, including expanding the business, modernizing facilities, and improving productivity.
- Exporting goods and services, and reaching new markets.
- Mergers and acquisitions, business transfers and successions, and shareholder buyout agreements or family succession planning.
- Working capital, refinancing, research and development, real estate projects, purchasing equipment, automation or robotization, financing intangible assets, and vertical integration projects.
Official resources
Eligibility
Who is eligible?
- Any business, including social economy companies, headquartered in Québec.
- SMEs located on a territory served by a Fonds local.
Eligible geographic areas
- Territories served by a Fonds local.
Selection criteria
- The company's economic viability.
- Employment spinoffs.
- Knowledge and experience of the stakeholders.
- Value placed on human resources.
- Participation of other financial partners.
How to apply
- For financing requests under $100,000, consult the economic development department of your regional county municipality (RCM) or equivalent, or another organization associated with one of the 98 Fonds locaux de solidarité FTQ.
Processing and Agreement
- For requests of $100,000 or more, the process includes preliminary analysis, initial proposal, due diligence, firm commitment, disbursement, and long-term partnership.
- The process can take one to three months on average.
Additional information
- ESG criteria are essential for the Fonds de solidarité FTQ's development capital investments.
- Since 2014, the Fonds has followed a sustainable development policy and performs a social audit of all partner companies.
Contacts
Frequently Asked Questions about the FTQ — Business Financing Program
What is the FTQ — Business Financing?
Fonds de solidarité FTQ offers financing of up to $100,000, depending on the territory, to SMEs in territories served by a Fonds local and to any business, including social economy companies, headquartered in Québec, to support profitable, job-creating projects. It provides equity loans or conventional loans for start-ups, growth, exports, modernization, and productivity improvements.
How much funding can be received?
FTQ — Business Financing Funds up to $100,000 of admissible expenses.
Who is eligible for the FTQ — Business Financing program?
To be eligible for the FTQ — Business Financing program, you must:
The applicant must be headquartered in Québec or be an SME in a territory served by a Fonds local.
Eligible activity sectors depend on the local action plan and development priorities.
What expenses are eligible under FTQ — Business Financing?
Starting or buying a business, and business start-ups.
Growth projects, including expanding the business, modernizing facilities, and improving productivity.
Exporting goods and services, and reaching new markets.
Mergers and acquisitions, business transfers and successions, and shareholder buyout agreements or family succession planning.
Working capital, refinancing, research and development, real estate projects, purchasing equipment, automation or robotization, financing intangible assets, and vertical integration projects.
Who can I contact for more information about the FTQ — Business Financing?
You can contact Solidarity Funds (FTQ) by email at none or by phone at none.
Where is the FTQ — Business Financing available?
The FTQ — Business Financing program is available the province of Quebec.
Is the FTQ — Business Financing a grant, loan, or tax credit?
FTQ — Business Financing is a Loans and Capital investments