EDC — Buyer financing

Q: How much funding can be received?

There is no informations about how much funding can be received.

Q: What is the deadline to apply?

The deadline to apply is not specified.

Q: Is the EDC — Buyer financing a grant, loan, or tax credit?

EDC — Buyer financing is a Loans and Capital investments

Q: Who are the financial supporters of the EDC — Buyer financing?

EDC — Buyer financing is funded by Export Development Canada (EDC), Government of Canada

Q: Who is eligible for the EDC — Buyer financing program?

To be eligible for the EDC — Buyer financing program, you must: • International buyers of Canadian goods and services may be eligible. • Eligibility depends on factors such as the buyer's credit rating and transaction details. • Non-credit risks including environmental, social, and governance practices are considered.

Q: Who can I contact for more information about the EDC — Buyer financing?

You can contact Export Development Canada (EDC) or by phone at 1-800-229-0575.

Q: Where is the EDC — Buyer financing available?

The EDC — Buyer financing program is available across Canada.

Last Update: July 29, 2025

Canada

Flexible financing for your international buyers

At a glance

Eligible Funding

No Condition

Timeline

Open Date : November 14, 2019

Financing Type

Loans and Capital investments

Eligible Industries

Manufacturing
Wholesale trade

Funds Providers

Unspecified

Program status

Open

Overview

Get a loan guarantee to give your business a competitive edge and to reduce your risk of non-payment. Offer flexible repayment terms on loans for your international customers, covering their purchases from you.

Financing terms and conditions

This financing program from Export Development Canada provides comprehensive buyer financing solutions aimed at facilitating international trade of Canadian goods and services. The program is structured to enhance the purchasing power of international buyers through tailored financing options.

Direct loans offered to international buyers by Export Development Canada.
Loans provided in collaboration with approved financial institutions for expanded financing capabilities.
Buyer Financing Guarantee, offering up to a 100% guarantee on 85% of a commercial contract to financial partners, for transactions not exceeding $25 million.
Customized direct lending solutions for transactions of $25 million or more, catering to high-value international deals.

Activities funded

Financing international buyers to facilitate the purchase of Canadian goods and services.
Structuring direct loans or guarantees linked to export contracts with international customers.
Supporting export projects where Canadian businesses seek to provide extended payment terms to international buyers.

Examples of admissible projects:

$ 50,000

Launch a marketing campaign to boost the international presence of local organic products

$ 220,000

Expand manufacturing facilities to meet growing international demand

$ 150,000

Upgrade production equipment to enhance manufacturing efficiency and meet international demand

$ 70,000

Develop and launch a new e-commerce platform to expand international sales

$ 100,000

Upgrade IT infrastructure to enhance cybersecurity and data management for international clients

$ 130,000

Implement a renewable energy system to reduce manufacturing costs and environmental impact

Eligibility

The applicant must be supplying Canadian goods or services to an international buyer.
The buyer must qualify based on credit rating, transaction details, and non-credit risks such as environmental, social, and governance practices.
The applicant must provide a copy of the export contract and the buyer’s credit information to EDC.

Eligible expenses

Financing the purchase of Canadian goods and services by international buyers through direct loans or in partnership with approved financial institutions.
Providing guarantee coverage for term financing transactions up to 85% of a commercial contract.

How to apply

Engage with EDC

If you’re an existing customer, contact your EDC relationship manager to discuss potential Buyer Financing solutions.
If you’re new to EDC, send a question through their web form or call EDC at 1-800-229-0575 to initiate the process.

Provide Necessary Documentation

Submit a copy of your export contract that outlines the goods or services provided to the international buyer.
Provide the credit information of the international buyer to EDC for assessment.

Assessment and Structuring

Work with EDC and your international buyer to determine the best financing structure tailored to the buyer’s needs.

Application Submission

After discussing with EDC and compiling necessary documentation and assessments, submit the formal application through the provided channels by EDC.

Additional information

EDC’s Buyer Financing Guarantee covers up to 85% of a commercial contract, with a guarantee of up to 100% on that portion.
Applicable for term financing transactions up to $25 million; direct loans are available for transactions of $25 million or more.
The guarantee is aligned with the financing principles of the OECD Consensus Arrangement.
EDC emphasizes support for competitive, flexible, and extended payment terms to help secure international contracts.

Documents and links

EDC — Buyer financing

Contacts

1-800-229-0575

Apply to this program

Frequently Asked Questions about the EDC — Buyer financing Program

Here are answers to the most common questions about the EDC — Buyer financing. This section explains what the program is, how much funding is available, eligibility requirements, application deadlines, and other important details to help you determine if this grant is right for your business.