Get a loan guarantee to give your business a competitive edge and to reduce your risk of non-payment. Offer flexible repayment terms on loans for your international customers, covering their purchases from you.

Eligibility criteria

EDC wants to ensure the Buyer Financing solution is the right option for your business. Several details determine eligibility; your customer’s credit rating, transaction details, and other determining factors.

Customer must have a credit rating that meets EDC's criteria
Transaction details must align with EDC's requirements
Other determining factors may apply

Who is eligible

EDC's Buyer Financing solution is available for export businesses that meet specific criteria. Eligible companies typically have strong foreign buyers with a good credit rating, clear transaction details, and meet other determining factors.

Export businesses with credit-worthy foreign buyers
Companies with well-defined transaction details
Businesses that meet EDC's program criteria

Evaluation & selection criteria

EDC has specific criteria to evaluate and select businesses for Buyer Financing. Eligibility is based on factors like the customer's credit rating, transaction details, and other determinants. Contact EDC for detailed program criteria and assistance with Buyer Financing.

Customer's credit rating
Transaction details
Other determining factors

How to apply

Step 1: Provide EDC with the export contract and credit information on your foreign buyer.
Step 2: EDC completes the credit review and approval process.
Step 3: EDC issues a loan agreement to your buyer and alerts you, the exporter.
Step 4: The payment to you is usually triggered by EDC’s receipt of a buyer-approved invoice.
Step 5: EDC holds responsibility for collecting payment from your buyer and administering the loan.

Documents and links