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CMHC - Affordable Housing Fund - New Construction - Community Housing Sub-Stream
Last Update: March 4, 2026
Quebec, Canada
Supports construction of affordable housing through low-interest and forgivable loans.
Grant and Funding
Overview
This funding program provides significant financial support for the construction of affordable housing, including mixed-income and mixed-use developments, with support from multiple levels of government to ensure coordinated investment. Eligible projects benefit from low-interest repayable loans and forgivable loans, enabling the development of sustainable, accessible, and energy-efficient housing solutions.
At a glance
Funding available
Financing goals
- Increasing community impact
- Reduce the ecological footprint
Eligible Funding
- No Condition
Timeline
- Open Date : February 3, 2026
Eligible candidates
Eligible Industries
- All industries
Location
- Quebec
Legal structures
- Non-profit
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- All groups
Non-profit candidates
Sector of operation
- Housing
Target groups
- All the groups
Revenue structures
- 100% donations / grants
- Mixed revenue (<50% earned)
Scope
- Provincial
Activities funded
- Construction of new affordable housing developments.
- Conversion of existing spaces into multi-residential units.
- Incorporation of energy efficiency and accessibility features in housing projects.
Examples of admissible projects:
Construction of a mixed-income affordable housing development with energy efficiency
Documents Needed
Application form, project description, proof of government support, financial statements.
Eligibility
Support from a government entity, project aligns with affordable housing objectives.
Who is eligible?
- Community housing providers
- Municipalities
- Provinces and territories
- Indigenous governments and organizations
- Private sector entities involved in housing development
Eligible expenses
Construction costs, project planning, energy efficiency improvements, accessibility adaptations.Eligible geographic areas
Canadian regions with a focus on local and Indigenous communities.Selection criteria
- Support from another government level or an endorsement letter.
- Alignment with affordable housing and sustainability goals.
- Potential impact on community access to affordable housing.
How to apply
Create an account on the funding portal.Prepare project documentation including support evidence.Complete and submit the application form online.Provide supporting documents as required.Await review decision within 30 days.
Processing and Agreement
- Complete applications are reviewed within 30 days for approval or conditional approval.
- Decisions are communicated to applicants, who can then proceed with project implementation.
- An agreement outlining the terms and conditions must be signed before disbursement of funds.
Additional information
Support from other government levels in the form of resources or endorsement letters is required.
