Closed
Source verified June 30, 2026
CMHC - Affordable Housing Fund - New Construction - Community Housing Sub-Stream
Financing for new affordable housing construction
Funding available
Varies by project
Deadline
June 30, 2026
Opened February 3, 2026
Location
Canada
Overview
This program supports the construction of new affordable housing through low-interest repayable loans and forgivable loans. It covers community housing, mixed-income and mixed-use developments, shelters, transitional housing, supportive housing, and conversions to affordable multi-residential use.
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Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Increase social or community impact
- Reduce environmental footprint
Eligible Funding
- Varies by project
Funds Providers
Eligible candidates
Eligible Industries
- All industries
Location
- Canada
Legal structures
- Non-profit
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- All groups
Non-profit candidates
Sector of operation
- Housing
Target groups
- All the groups
Revenue structures
- 100% donations / grants
- Mixed revenue (<50% earned)
Scope
- Provincial
Next Steps
1
Determine your project
2
Validate your eligibility
Activities funded
- Construction of new affordable housing
- Mixed-income and mixed-use housing developments
- Community housing projects
- Conversions from non-residential use to affordable multi-residential housing
- Shelters, transitional housing, and supportive housing
Documents Needed
- Completed online application form
- Application guide reviewed before applying
- Evidence of support from another level of government
- Supporting project information and materials requested in the application portal
Official resources
Eligibility
Who is eligible?
- Community housing providers
- Municipalities
- Provinces and territories
- Indigenous governments and organizations
- Private sector organizations
Selection criteria
- Project affordability outcomes
- Energy efficiency outcomes
- Accessibility outcomes
- Support from another level of government
How to apply
- Step 1: Review the application guide
- Download and read the guide before starting.
- Use it to prepare your profile and application.
- Step 2: Access the online portal
- Sign in or create an account in CMHC’s portal.
- Start the application online.
- Step 3: Complete and submit
- Fill in the required application details.
- Upload the supporting information requested in the portal.
- Submit the application through the online portal.
Processing and Agreement
- Complete applications are reviewed by CMHC.
- A decision is issued within 30 days for complete applications.
- The decision may be a decline or a conditional approval.
Additional information
- Projects must have support from another level of government.
- Support may be financial or in the form of an endorsement letter.
- The program uses low-interest repayable loans and forgivable loans.
- Applications are submitted through CMHC’s online application portal.
Other components of this program
Explore related funding streams and grants that belong to the same program.
- CMHC - Affordable Housing Fund - New Construction - Rapid Housing Sub-StreamFunding for rapid housing construction projects
Frequently Asked Questions about the CMHC - Affordable Housing Fund - New Construction - Community Housing Sub-Stream Program
What is the CMHC - Affordable Housing Fund - New Construction - Community Housing Sub-Stream?
This program supports the construction of new affordable housing through low-interest repayable loans and forgivable loans. It covers community housing, mixed-income and mixed-use developments, shelters, transitional housing, supportive housing, and conversions to affordable multi-residential use.
What is the deadline to apply?
The application deadline for this grant program was June 30, 2026.
Who is eligible for the CMHC - Affordable Housing Fund - New Construction - Community Housing Sub-Stream program?
To be eligible for the CMHC - Affordable Housing Fund - New Construction - Community Housing Sub-Stream program, you must:
Eligible housing-related organizations and public bodies
New affordable housing project
Government support required
What expenses are eligible under CMHC - Affordable Housing Fund - New Construction - Community Housing Sub-Stream?
Construction of new affordable housing
Mixed-income and mixed-use housing developments
Community housing projects
Conversions from non-residential use to affordable multi-residential housing
Shelters, transitional housing, and supportive housing
Who can I contact for more information about the CMHC - Affordable Housing Fund - New Construction - Community Housing Sub-Stream?
You can contact Canada Mortgage and Housing Corporation (CMHC).
Where is the CMHC - Affordable Housing Fund - New Construction - Community Housing Sub-Stream available?
The CMHC - Affordable Housing Fund - New Construction - Community Housing Sub-Stream program is available across Canada.
Is the CMHC - Affordable Housing Fund - New Construction - Community Housing Sub-Stream a grant, loan, or tax credit?
CMHC - Affordable Housing Fund - New Construction - Community Housing Sub-Stream is a Grant and Funding