Open
CMHC - Affordable Housing Fund - New Construction - Community Housing Sub-Stream
Financing for new affordable housing construction
Last Update: May 15, 2026
Funding available
Varies by project
Timeline
- Open Date : February 3, 2026
Location
Quebec, Canada
Overview
This program supports the construction of new affordable housing through low-interest repayable loans and forgivable loans. It covers community housing, mixed-income and mixed-use developments, shelters, transitional housing, supportive housing, and conversions to affordable multi-residential use.
/100
Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Increase social or community impact
- Reduce environmental footprint
Eligible Funding
- Varies by project
Timeline
- Open Date : February 3, 2026
Eligible candidates
Eligible Industries
- All industries
Location
- Quebec
Legal structures
- Non-profit
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- All groups
Non-profit candidates
Sector of operation
- Housing
Target groups
- All the groups
Revenue structures
- 100% donations / grants
- Mixed revenue (<50% earned)
Scope
- Provincial
Next Steps
1
Determine your project
2
Validate your eligibility
Activities funded
- Construction of new affordable housing
- Mixed-income and mixed-use housing developments
- Community housing projects
- Conversions from non-residential use to affordable multi-residential housing
- Shelters, transitional housing, and supportive housing
Documents Needed
- Completed online application form
- Application guide reviewed before applying
- Evidence of support from another level of government
- Supporting project information and materials requested in the application portal
Eligibility
Who is eligible?
- Community housing providers
- Municipalities
- Provinces and territories
- Indigenous governments and organizations
- Private sector organizations
Processing and Agreement
- Complete applications are reviewed by CMHC.
- A decision is issued within 30 days for complete applications.
- The decision may be a decline or a conditional approval.
Additional information
- Projects must have support from another level of government.
- Support may be financial or in the form of an endorsement letter.
- The program uses low-interest repayable loans and forgivable loans.
- Applications are submitted through CMHC’s online application portal.
Frequently Asked Questions about the CMHC - Affordable Housing Fund - New Construction - Community Housing Sub-Stream Program
Here are answers to the most common questions about the CMHC - Affordable Housing Fund - New Construction - Community Housing Sub-Stream. This section explains what the program is, how much funding is available, eligibility requirements, application deadlines, and other important details to help you determine if this grant is right for your business.
What is the CMHC - Affordable Housing Fund - New Construction - Community Housing Sub-Stream?
This program supports the construction of new affordable housing through low-interest repayable loans and forgivable loans. It covers community housing, mixed-income and mixed-use developments, shelters, transitional housing, supportive housing, and conversions to affordable multi-residential use.
Who is eligible for the CMHC - Affordable Housing Fund - New Construction - Community Housing Sub-Stream program?
To be eligible for the CMHC - Affordable Housing Fund - New Construction - Community Housing Sub-Stream program, you must:
Eligible housing-related organizations and public bodies
New affordable housing project
Government support required
What expenses are eligible under CMHC - Affordable Housing Fund - New Construction - Community Housing Sub-Stream?
Construction of new affordable housing
Mixed-income and mixed-use housing developments
Community housing projects
Conversions from non-residential use to affordable multi-residential housing
Shelters, transitional housing, and supportive housing
Who can I contact for more information about the CMHC - Affordable Housing Fund - New Construction - Community Housing Sub-Stream?
You can contact Canada Mortgage and Housing Corporation (CMHC).
Where is the CMHC - Affordable Housing Fund - New Construction - Community Housing Sub-Stream available?
The CMHC - Affordable Housing Fund - New Construction - Community Housing Sub-Stream program is available the province of Quebec.
Is the CMHC - Affordable Housing Fund - New Construction - Community Housing Sub-Stream a grant, loan, or tax credit?
CMHC - Affordable Housing Fund - New Construction - Community Housing Sub-Stream is a Grant and Funding
Who are the financial supporters of the CMHC - Affordable Housing Fund - New Construction - Community Housing Sub-Stream?
CMHC - Affordable Housing Fund - New Construction - Community Housing Sub-Stream is funded by Canada Mortgage and Housing Corporation (CMHC)