Open
CMHC - Affordable Housing Fund - New Construction - Community Housing Sub-Stream
Financing for new affordable housing construction
Last Update: June 9, 2026
Funding available
Varies by project
Timeline
- Open Date : February 3, 2026
Location
Canada
Overview
This program supports the construction of new affordable housing through low-interest repayable loans and forgivable loans. It covers community housing, mixed-income and mixed-use developments, shelters, transitional housing, supportive housing, and conversions to affordable multi-residential use.
/100
Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Increase social or community impact
- Reduce environmental footprint
Eligible Funding
- Varies by project
Timeline
- Open Date : February 3, 2026
Eligible candidates
Eligible Industries
- All industries
Location
- Canada
Legal structures
- Non-profit
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- All groups
Non-profit candidates
Sector of operation
- Housing
Target groups
- All the groups
Revenue structures
- 100% donations / grants
- Mixed revenue (<50% earned)
Scope
- Provincial
Next Steps
1
Determine your project
2
Validate your eligibility
Activities funded
- Construction of new affordable housing
- Mixed-income and mixed-use housing developments
- Community housing projects
- Conversions from non-residential use to affordable multi-residential housing
- Shelters, transitional housing, and supportive housing
Documents Needed
- Completed online application form
- Application guide reviewed before applying
- Evidence of support from another level of government
- Supporting project information and materials requested in the application portal
Official resources
Eligibility
Who is eligible?
- Community housing providers
- Municipalities
- Provinces and territories
- Indigenous governments and organizations
- Private sector organizations
Selection criteria
- Project affordability outcomes
- Energy efficiency outcomes
- Accessibility outcomes
- Support from another level of government
How to apply
- Step 1: Review the application guide
- Download and read the guide before starting.
- Use it to prepare your profile and application.
- Step 2: Access the online portal
- Sign in or create an account in CMHC’s portal.
- Start the application online.
- Step 3: Complete and submit
- Fill in the required application details.
- Upload the supporting information requested in the portal.
- Submit the application through the online portal.
Processing and Agreement
- Complete applications are reviewed by CMHC.
- A decision is issued within 30 days for complete applications.
- The decision may be a decline or a conditional approval.
Additional information
- Projects must have support from another level of government.
- Support may be financial or in the form of an endorsement letter.
- The program uses low-interest repayable loans and forgivable loans.
- Applications are submitted through CMHC’s online application portal.
Other components of this program
Explore related funding streams and grants that belong to the same program.
- CMHC - Affordable Housing Fund - New Construction - Rapid Housing Sub-StreamFunding for rapid housing construction projects
Frequently Asked Questions about the CMHC - Affordable Housing Fund - New Construction - Community Housing Sub-Stream Program
What is the CMHC - Affordable Housing Fund - New Construction - Community Housing Sub-Stream?
This program supports the construction of new affordable housing through low-interest repayable loans and forgivable loans. It covers community housing, mixed-income and mixed-use developments, shelters, transitional housing, supportive housing, and conversions to affordable multi-residential use.
Who is eligible for the CMHC - Affordable Housing Fund - New Construction - Community Housing Sub-Stream program?
To be eligible for the CMHC - Affordable Housing Fund - New Construction - Community Housing Sub-Stream program, you must:
Eligible housing-related organizations and public bodies
New affordable housing project
Government support required
What expenses are eligible under CMHC - Affordable Housing Fund - New Construction - Community Housing Sub-Stream?
Construction of new affordable housing
Mixed-income and mixed-use housing developments
Community housing projects
Conversions from non-residential use to affordable multi-residential housing
Shelters, transitional housing, and supportive housing
Who can I contact for more information about the CMHC - Affordable Housing Fund - New Construction - Community Housing Sub-Stream?
You can contact Canada Mortgage and Housing Corporation (CMHC).
Where is the CMHC - Affordable Housing Fund - New Construction - Community Housing Sub-Stream available?
The CMHC - Affordable Housing Fund - New Construction - Community Housing Sub-Stream program is available across Canada.
Is the CMHC - Affordable Housing Fund - New Construction - Community Housing Sub-Stream a grant, loan, or tax credit?
CMHC - Affordable Housing Fund - New Construction - Community Housing Sub-Stream is a Grant and Funding
Who are the financial supporters of the CMHC - Affordable Housing Fund - New Construction - Community Housing Sub-Stream?
CMHC - Affordable Housing Fund - New Construction - Community Housing Sub-Stream is funded by Canada Mortgage and Housing Corporation (CMHC)