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CMHC - Affordable Housing Fund - New Construction - Community Housing Sub-Stream

Q: What is the CMHC - Affordable Housing Fund - New Construction - Community Housing Sub-Stream?

This funding program provides significant financial support for the construction of affordable housing, including mixed-income and mixed-use developments, with support from multiple levels of government to ensure coordinated investment. Eligible projects benefit from low-interest repayable loans and forgivable loans, enabling the development of sustainable, accessible, and energy-efficient housing solutions.

Q: Who is eligible for the CMHC - Affordable Housing Fund - New Construction - Community Housing Sub-Stream program?

To be eligible for the CMHC - Affordable Housing Fund - New Construction - Community Housing Sub-Stream program, you must: Supported by government, aligns with housing goals.

Q: What expenses are eligible under CMHC - Affordable Housing Fund - New Construction - Community Housing Sub-Stream?

Construction of new affordable housing developments. Conversion of existing spaces into multi-residential units. Incorporation of energy efficiency and accessibility features in housing projects.

Q: Who can I contact for more information about the CMHC - Affordable Housing Fund - New Construction - Community Housing Sub-Stream?

You can contact Canada Mortgage and Housing Corporation (CMHC).

Q: Where is the CMHC - Affordable Housing Fund - New Construction - Community Housing Sub-Stream available?

The CMHC - Affordable Housing Fund - New Construction - Community Housing Sub-Stream program is available the province of Quebec.

Last Update: February 4, 2026

QC, Canada

Supports construction of affordable housing through low-interest and forgivable loans.

Grant and Funding

Canada Mortgage and Housing Corporation

Processing And Agreement

Other info

At a glance

Funding available

Financing goals

Reduce the ecological footprint

Increasing community impact

Eligible Funding

No Condition

Timeline

Open Date : February 3, 2026

Eligible candidates

Eligible Industries

All industries

Location

Quebec

Legal structures

Non-profit

Annual revenue

All revenue ranges

Organisation size

All organization sizes

Audience

All groups

Non-profit candidates

Sector of operation

Housing

Target groups

All the groups

Revenue structures

100% donations / grants
Mixed revenue (<50% earned)

Scope

Provincial

Overview

This funding program provides significant financial support for the construction of affordable housing, including mixed-income and mixed-use developments, with support from multiple levels of government to ensure coordinated investment. Eligible projects benefit from low-interest repayable loans and forgivable loans, enabling the development of sustainable, accessible, and energy-efficient housing solutions.

Activities funded

Construction of new affordable housing developments.
Conversion of existing spaces into multi-residential units.
Incorporation of energy efficiency and accessibility features in housing projects.

Examples of admissible projects:

Construction of a mixed-income affordable housing development with energy efficiency

Documents Needed

Application form, project description, proof of government support, financial statements.

Eligibility

Support from a government entity, project aligns with affordable housing objectives.

Who is eligible?

Community housing providers
Municipalities
Provinces and territories
Indigenous governments and organizations
Private sector entities involved in housing development

Who is not eligible

Eligible expenses

Construction costs, project planning, energy efficiency improvements, accessibility adaptations.

Ineligible Costs and Activities

Eligible geographic areas

Canadian regions with a focus on local and Indigenous communities.

Selection criteria

Support from another government level or an endorsement letter.
Alignment with affordable housing and sustainability goals.
Potential impact on community access to affordable housing.

How to apply

Create an account on the funding portal.Prepare project documentation including support evidence.Complete and submit the application form online.Provide supporting documents as required.Await review decision within 30 days.

Processing and Agreement

Complete applications are reviewed within 30 days for approval or conditional approval.
Decisions are communicated to applicants, who can then proceed with project implementation.
An agreement outlining the terms and conditions must be signed before disbursement of funds.

Additional information

Support from other government levels in the form of resources or endorsement letters is required.

Apply to this program

Frequently Asked Questions about the CMHC - Affordable Housing Fund - New Construction - Community Housing Sub-Stream Program

Here are answers to the most common questions about the CMHC - Affordable Housing Fund - New Construction - Community Housing Sub-Stream. This section explains what the program is, how much funding is available, eligibility requirements, application deadlines, and other important details to help you determine if this grant is right for your business.