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CMHC - Affordable Housing Fund - New Construction - Community Housing Sub-Stream - Quebec - Canada
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CMHC - Affordable Housing Fund - New Construction - Community Housing Sub-Stream

Supports construction of affordable housing through low-interest and forgivable loans.
Last Update: March 4, 2026
Funding available
Varies by project
Timeline
  • Open Date : February 3, 2026
Location
Quebec, Canada

Overview

This funding program provides significant financial support for the construction of affordable housing, including mixed-income and mixed-use developments, with support from multiple levels of government to ensure coordinated investment. Eligible projects benefit from low-interest repayable loans and forgivable loans, enabling the development of sustainable, accessible, and energy-efficient housing solutions.
/100
Opportunity Score
Moderate potential, but conditions must align.

At a glance

Funding available

Financing goals
  • Increase social or community impact
  • Reduce environmental footprint
Eligible Funding
  • Varies by project
Timeline
  • Open Date : February 3, 2026

Eligible candidates

Eligible Industries
  • All industries
Location
  • Quebec
Legal structures
  • Non-profit
Annual revenue
  • All revenue ranges
Organisation size
  • All organization sizes
Audience
  • All groups
Non-profit candidates
Sector of operation
  • Housing
Target groups
  • All the groups
Revenue structures
  • 100% donations / grants
  • Mixed revenue (<50% earned)
Scope
  • Provincial

Next Steps

1
Determine your project
2
Validate your eligibility

Activities funded

  • Construction of new affordable housing developments.
  • Conversion of existing spaces into multi-residential units.
  • Incorporation of energy efficiency and accessibility features in housing projects.

Documents Needed

Application form, project description, proof of government support, financial statements.

Eligibility

Who is eligible?

  • Community housing providers
  • Municipalities
  • Provinces and territories
  • Indigenous governments and organizations
  • Private sector entities involved in housing development

Eligible expenses

Construction costs, project planning, energy efficiency improvements, accessibility adaptations.

Eligible geographic areas

Canadian regions with a focus on local and Indigenous communities.

Processing and Agreement

  • Complete applications are reviewed within 30 days for approval or conditional approval.
  • Decisions are communicated to applicants, who can then proceed with project implementation.
  • An agreement outlining the terms and conditions must be signed before disbursement of funds.

Additional information

Support from other government levels in the form of resources or endorsement letters is required.

Frequently Asked Questions about the CMHC - Affordable Housing Fund - New Construction - Community Housing Sub-Stream Program

Here are answers to the most common questions about the CMHC - Affordable Housing Fund - New Construction - Community Housing Sub-Stream. This section explains what the program is, how much funding is available, eligibility requirements, application deadlines, and other important details to help you determine if this grant is right for your business.

What is the CMHC - Affordable Housing Fund - New Construction - Community Housing Sub-Stream?

This funding program provides significant financial support for the construction of affordable housing, including mixed-income and mixed-use developments, with support from multiple levels of government to ensure coordinated investment. Eligible projects benefit from low-interest repayable loans and forgivable loans, enabling the development of sustainable, accessible, and energy-efficient housing solutions.

Who is eligible for the CMHC - Affordable Housing Fund - New Construction - Community Housing Sub-Stream program?

To be eligible for the CMHC - Affordable Housing Fund - New Construction - Community Housing Sub-Stream program, you must: Supported by government, aligns with housing goals.

What expenses are eligible under CMHC - Affordable Housing Fund - New Construction - Community Housing Sub-Stream?

Construction of new affordable housing developments. Conversion of existing spaces into multi-residential units. Incorporation of energy efficiency and accessibility features in housing projects.

Who can I contact for more information about the CMHC - Affordable Housing Fund - New Construction - Community Housing Sub-Stream?

You can contact Canada Mortgage and Housing Corporation (CMHC).

Where is the CMHC - Affordable Housing Fund - New Construction - Community Housing Sub-Stream available?

The CMHC - Affordable Housing Fund - New Construction - Community Housing Sub-Stream program is available the province of Quebec.

Is the CMHC - Affordable Housing Fund - New Construction - Community Housing Sub-Stream a grant, loan, or tax credit?

CMHC - Affordable Housing Fund - New Construction - Community Housing Sub-Stream is a Grant and Funding

Who are the financial supporters of the CMHC - Affordable Housing Fund - New Construction - Community Housing Sub-Stream?

CMHC - Affordable Housing Fund - New Construction - Community Housing Sub-Stream is funded by Canada Mortgage and Housing Corporation (CMHC)