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Source verified June 19, 2026
Canada Learning Bond
Education savings support for children
Latest source updateLast Update: June 12, 2026Latest change: The Canada Learning Bond content now shows updated application guidance, new school eligibility exclusions, and revised contact links.View change
Latest source update
Last Update: June 12, 2026
Latest change: The Canada Learning Bond content now shows updated application guidance, new school eligibility exclusions, and revised contact links.
Canada Learning Bond page updated
The Canada Learning Bond content now shows revised application guidance: the “How to apply” section and SIN requirement were removed, and the page now points users to a Canada.ca “More information” link. Local contact details were also replaced, and the page now emphasizes external federal information instead of the previous local contact path. Eligibility and scope details also changed on related pages. New exclusions now apply to private, for-profit international schools and private, for-profit schools in Canada, with a transition window for some current students through July 31, 2029 and a school-specific suspension for Atlantic Business College starting August 1, 2026.
Funding available
$ 2,000
Deadline
Open continuously
Location
Canada
Overview
The Canada Learning Bond provides up to $2,000 to help families save for a child’s education after high school. It supports RESP savings for eligible children and can be used for post-secondary education costs.
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Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Increase social or community impact
- Develop workforce skills
- Raise awareness or mobilize a population
Eligible Funding
- Maximum amount : 2,000 $
Eligible candidates
Eligible Industries
- All industries
Location
- Canada
Legal structures
- All legal structures
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- Indigenous Peoples
- Rural or Northern Residents
- Canadians
- Youth (<40)
- Startups
Next Steps
1
Determine your project
2
Validate your eligibility
Activities funded
- Saving for a child’s post-secondary education through an RESP
- Automatic opening of an RESP for eligible children starting in 2028
Documents Needed
- Social Insurance Number for the beneficiary
- Social Insurance Number for the primary caregiver or subscriber
Official resources
Eligibility
Who is eligible?
- Low-income families
- Children born in 2004 or later
- Children in care
- Eligible youth aged 18 to 20
Who is not eligible
- Children who are 21 or older at the time of application
- Children who are not named beneficiaries of an RESP
- Families above the income threshold
Eligible expenses
- Tuition
- Books
- Tools
- Transportation
- Rent
Eligible geographic areas
- Canada
How to apply
- Step 1: Open an RESP
- Choose a financial institution or RESP promoter.
- Open the RESP and name the beneficiary.
- Step 2: Submit the benefit request
- Apply for the Canada Learning Bond through the RESP promoter.
- Provide the information requested by the promoter.
- Step 3: Confirm deposit
- Wait for the benefit to be deposited into the RESP.
Processing and Agreement
- Applications are reviewed through the RESP promoter.
- Eligible benefits are deposited automatically after processing.
- Proof of enrolment may be requested before payment.
- If the child does not pursue post-secondary education, the bond must be repaid to the government.
Additional information
- The Canada Learning Bond is deposited directly into a Registered Education Savings Plan (RESP).
- Beneficiaries can receive it through automatic enrolment starting in 2028.
- The bond must be used for post-secondary education.
Contacts
Frequently Asked Questions about the Canada Learning Bond Program
What is the Canada Learning Bond?
The Canada Learning Bond provides up to $2,000 to help families save for a child’s education after high school. It supports RESP savings for eligible children and can be used for post-secondary education costs.
How much funding can be received?
Canada Learning Bond Funds up to $2,000 of admissible expenses.
Who is eligible for the Canada Learning Bond program?
To be eligible for the Canada Learning Bond program, you must:
Child born in 2004 or later
Low-income family
Valid Social Insurance Number
What expenses are eligible under Canada Learning Bond?
Saving for a child’s post-secondary education through an RESP
Automatic opening of an RESP for eligible children starting in 2028
Who can I contact for more information about the Canada Learning Bond?
You can contact CMTN Foundation (CMTN) by email at thenorthernpromise.ca or by phone at 1-800-O-Canada.
Where is the Canada Learning Bond available?
The Canada Learning Bond program is available across Canada.
Is the Canada Learning Bond a grant, loan, or tax credit?
Canada Learning Bond is a Grant and Funding