Open
Source change captured:
Canada Learning Bond
Education savings support for children
Funding available
$ 2,000
Deadline
Open continuously
Location
Canada
Who can apply
Primary caregivers of eligible children can request the CLB until the day before the child turns 18
See full eligibility
Overview
The Canada Learning Bond provides up to $2,000 to help families save for a child’s education after high school. It supports RESP savings for eligible children and can be used for post-secondary education costs.
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Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Increase social or community impact
- Develop workforce skills
- Raise awareness or mobilize a population
Eligible Funding
- Maximum amount : 2,000 $
Eligible candidates
Eligible Industries
- All industries
Location
- Canada
Legal structures
- Public or Parapublic institution
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- Indigenous Peoples
- Rural or Northern Residents
- Canadians
- Youth (<40)
- Startups
Next Steps
1
Determine your project
Availability timeline
2026
Periods: 1
Activities funded
- Saving for a child’s post-secondary education through an RESP
- Automatic opening of an RESP for eligible children starting in 2028
Documents Needed
- Social Insurance Number for the beneficiary
- Social Insurance Number for the primary caregiver or subscriber
Sources and recorded changes
- Source change captured
- Change recorded
- Record updated
A captured source change or record update does not confirm eligibility. Check the funder’s current rules before applying.
Canada Learning Bond income tables updated
The CLB income-eligibility period and family-income thresholds were updated on the estimating-amounts page, and the CESG income table now reflects 2026 cutoffs.
On the estimating-amounts page, the Canada Learning Bond income-eligibility period moved from July 1, 2025 to June 30, 2026 to July 1, 2026 to June 30, 2027. The CLB income thresholds also increased for the listed family-size bands, and the CESG income table was updated to 2026 cutoffs. For CLB, the listed thresholds changed to $58,523 for 1 to 3 children, $66,036 for 4 children, and $73,577 for 5 children.
Eligibility
Who is eligible?
- Primary caregivers of eligible children can request the CLB until the day before the child turns 18
- Eligible beneficiaries can request the CLB for themselves from age 18 until the day before they turn 21
- Public primary caregivers may also request the CLB
Who is not eligible
- Children who are 21 or older at the time of application
- Children who are not named beneficiaries of an RESP
- Families above the income threshold
Eligible expenses
- Tuition
- Books
- Tools
- Transportation
- Rent
Eligible geographic areas
- Canada
How to apply
- Step 1: Open an RESP
- Choose a financial institution or RESP promoter.
- Open the RESP and name the beneficiary.
- Step 2: Submit the benefit request
- Apply for the Canada Learning Bond through the RESP promoter.
- Provide the information requested by the promoter.
- Step 3: Confirm deposit
- Wait for the benefit to be deposited into the RESP.
Processing and Agreement
- Applications are reviewed through the RESP promoter.
- Eligible benefits are deposited automatically after processing.
- Proof of enrolment may be requested before payment.
- If the child does not pursue post-secondary education, the bond must be repaid to the government.
Additional information
- The Canada Learning Bond is deposited directly into a Registered Education Savings Plan (RESP).
- Beneficiaries can receive it through automatic enrolment starting in 2028.
- The bond must be used for post-secondary education.
Contacts
Frequently Asked Questions about the Canada Learning Bond Program
What is the Canada Learning Bond?
The Canada Learning Bond provides up to $2,000 to help families save for a child’s education after high school. It supports RESP savings for eligible children and can be used for post-secondary education costs.
How much funding can be received?
Canada Learning Bond Funds up to $2,000 of admissible expenses.
What is the deadline to apply?
The program is accepting continuous intake
Who is eligible for the Canada Learning Bond program?
To be eligible for the Canada Learning Bond program, you must:
Child born in 2004 or later
Low-income family
Valid Social Insurance Number
Who can I contact for more information about the Canada Learning Bond?
You can contact CMTN Foundation (CMTN) or by phone at 1-800-622-6232.
Where is the Canada Learning Bond available?
The Canada Learning Bond program is available across Canada.
Is the Canada Learning Bond a grant, loan, or tax credit?
Canada Learning Bond is a Grant and Funding