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Canada Learning Bond - Canada
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Canada Learning Bond

Education savings support for children
Last Update: April 29, 2026
Funding available
$ 2,000
Timeline
  • Receipt of requests is now closed
Location
Canada

Overview

The Canada Learning Bond provides up to $2,000 to help families save for a child’s education after high school. It supports RESP savings for eligible children and can be used for post-secondary education costs.
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Opportunity Score
Moderate potential, but conditions must align.

At a glance

Funding available

Financing goals
  • Increase social or community impact
  • Develop workforce skills
  • Raise awareness or mobilize a population
Eligible Funding
  • Maximum amount : 2,000 $
Timeline
  • Receipt of requests is now closed

Eligible candidates

Eligible Industries
  • Educational services
Location
  • Canada
Legal structures
  • Public or Parapublic institution
Annual revenue
  • All revenue ranges
Organisation size
  • All organization sizes
Audience
  • Indigenous Peoples
  • Rural or Northern Residents
  • Canadians
  • Youth (<40)
  • Startups

Next Steps

1
Determine your project
2
Validate your eligibility

Activities funded

  • Saving for a child’s post-secondary education through an RESP
  • Automatic opening of an RESP for eligible children starting in 2028

Documents Needed

  • Social Insurance Number for the beneficiary
  • Social Insurance Number for the primary caregiver or subscriber
  • Official proof of enrolment, if requested

Eligibility

Who is eligible?

  • Low-income families
  • Children born in 2004 or later
  • Children in care
  • Eligible youth aged 18 to 20

Who is not eligible

  • Children who are 21 or older at the time of application
  • Children who are not named beneficiaries of an RESP
  • Families above the income threshold

Eligible expenses

  • Tuition
  • Books
  • Tools
  • Transportation
  • Rent

Eligible geographic areas

  • Canada

Processing and Agreement

  • Applications are reviewed through the RESP promoter.
  • Eligible benefits are deposited automatically after processing.
  • Proof of enrolment may be requested before payment.
  • If the child does not pursue post-secondary education, the bond must be repaid to the government.

Additional information

  • The Canada Learning Bond is deposited directly into a Registered Education Savings Plan (RESP).
  • Beneficiaries can receive it through automatic enrolment starting in 2028.
  • The bond must be used for post-secondary education.

Contacts

Frequently Asked Questions about the Canada Learning Bond Program

Here are answers to the most common questions about the Canada Learning Bond. This section explains what the program is, how much funding is available, eligibility requirements, application deadlines, and other important details to help you determine if this grant is right for your business.

What is the Canada Learning Bond?

The Canada Learning Bond provides up to $2,000 to help families save for a child’s education after high school. It supports RESP savings for eligible children and can be used for post-secondary education costs.

How much funding can be received?

Canada Learning Bond Funds up to $2,000 of admissible expenses.

Who is eligible for the Canada Learning Bond program?

To be eligible for the Canada Learning Bond program, you must: Child born in 2004 or later Low-income family Valid Social Insurance Number

What expenses are eligible under Canada Learning Bond?

Saving for a child’s post-secondary education through an RESP Automatic opening of an RESP for eligible children starting in 2028

Who can I contact for more information about the Canada Learning Bond?

You can contact CMTN Foundation (CMTN) by email at thenorthernpromise.ca or by phone at 1-800-O-Canada.

Where is the Canada Learning Bond available?

The Canada Learning Bond program is available across Canada.

Who are the financial supporters of the Canada Learning Bond?

Canada Learning Bond is funded by CMTN Foundation (CMTN)