Open
Source verified August 12, 2026
Youth Entrepreneur Loan Program
Loans for Quebec entrepreneurs aged 18 to 40
Funding available
$ 50,000 - $ 200,000
Deadline
Open continuously
Location
Quebec, Canada
Overview
The Société d’Investissement Jeunesse (S.I.J.) provides loans from $50,000 to $200,000 to entrepreneurs aged 18 to 40 in Quebec to support business start-up or acquisition. It focuses on innovative technology companies and on start-up or acquisition projects.
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Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Increase production or service capacity
- Develop a new product or service
- Increase operational productivity
Eligible Funding
- Maximum amount : 200,000 $
- Minimum amount : 50,000 $
- Up to 45% of project cost
Funds Providers
Eligible candidates
Eligible Industries
- All industries
Location
- Quebec
Legal structures
- For-profit business
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- Youth (<40)
Next Steps
1
Determine your project
2
Validate your eligibility
Activities funded
- Business start-up projects
- Business acquisition projects
Documents Needed
- Business plan or PowerPoint presentation
- CVs of the founders, external advisers, and advisory committee members
- Financial projections for the next 2 years
- Financial statements for the last 2 years, when available
- Application form
Official resources
Eligibility
Who is eligible?
- Entrepreneurs aged 18 to 40
- Innovative technology companies
- Businesses based in Quebec
Who is not eligible
- Acquisition applicants who are already shareholders in the company
Eligible expenses
- Start-up or acquisition costs
- Working capital needs such as salaries, advertising, rent, and leasehold improvements
- Equipment, buildings, land, and heavy furniture
- Long-term financing related to the business purchase
Eligible geographic areas
- Quebec
Selection criteria
- Applications are evaluated using a business approach.
- Applications are evaluated according to market conditions.
- Projects should create jobs and have an economic impact.
How to apply
- Submit a business plan or a PowerPoint presentation.
- Include the CVs of the founders, external advisers, and advisory committee members, the financial projections for the next 2 years, and the financial statements for the last 2 years when available.
- Complete and submit the form below.
- Send everything by email to cperron@ceim.org.
Processing and Agreement
- Applications are reviewed by the SIJ based on a business-oriented assessment and market conditions
- Projects are evaluated for their job creation and economic impact
- The SIJ does not commit to accept any project, and refusals are final
- Applicants must submit the required forms and supporting documents by email for review
Additional information
- The program has two streams: DÉMARRAGE and ACQUISITION.
Contacts
Frequently Asked Questions about the Youth Entrepreneur Loan Program Program
What is the Youth Entrepreneur Loan Program?
The Société d’Investissement Jeunesse (S.I.J.) provides loans from $50,000 to $200,000 to entrepreneurs aged 18 to 40 in Quebec to support business start-up or acquisition. It focuses on innovative technology companies and on start-up or acquisition projects.
How much funding can be received?
Youth Entrepreneur Loan Program Funds up to 45% of admissible expenses, capped at $200,000 per project.
Who is eligible for the Youth Entrepreneur Loan Program program?
To be eligible for the Youth Entrepreneur Loan Program program, you must:
Entrepreneurs aged 18 to 40
Quebec-based business
Innovative technology company
What expenses are eligible under Youth Entrepreneur Loan Program?
Business start-up projects
Business acquisition projects
Who can I contact for more information about the Youth Entrepreneur Loan Program?
You can contact SIJ by email at cperron@ceim.org or by phone at 514 830-9087.
Where is the Youth Entrepreneur Loan Program available?
The Youth Entrepreneur Loan Program program is available the province of Quebec.
Is the Youth Entrepreneur Loan Program a grant, loan, or tax credit?
Youth Entrepreneur Loan Program is a Loans and Capital investments