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Source verified August 12, 2026
Youth Entrepreneur Loan Program
Loans for Quebec entrepreneurs aged 18 to 40
Funding available
$ 50,000 - $ 200,000
Deadline
Open continuously
Location
Quebec, Canada
Overview
The Société d’Investissement Jeunesse (S.I.J.) provides loans from $50,000 to $200,000 to entrepreneurs aged 18 to 40 in Quebec to support business start-up or acquisition. It focuses on innovative technology companies and on start-up or acquisition projects.
/100
Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Increase production or service capacity
- Develop a new product or service
- Increase operational productivity
Eligible Funding
- Maximum amount : 200,000 $
- Minimum amount : 50,000 $
- Up to 45% of project cost
Funds Providers
Eligible candidates
Eligible Industries
- All industries
Location
- Quebec
Legal structures
- For-profit business
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- Youth (<40)
Next Steps
1
Determine your project
2
Validate your eligibility
Availability timeline
2026
Periods: 1
Activities funded
- Business start-up projects
- Business acquisition projects
Documents Needed
- Business plan or PowerPoint presentation
- CVs of the founders, external advisers, and advisory committee members
- Financial projections for the next 2 years
- Financial statements for the last 2 years, when available
- Application form
Official resources
Eligibility
Who is eligible?
- Entrepreneurs aged 18 to 40
- Innovative technology companies
- Businesses based in Quebec
Who is not eligible
- Acquisition applicants who are already shareholders in the company
Eligible expenses
- Start-up or acquisition costs
- Working capital needs such as salaries, advertising, rent, and leasehold improvements
- Equipment, buildings, land, and heavy furniture
- Long-term financing related to the business purchase
Eligible geographic areas
- Quebec
Selection criteria
- Applications are evaluated using a business approach.
- Applications are evaluated according to market conditions.
- Projects should create jobs and have an economic impact.
How to apply
- Submit a business plan or a PowerPoint presentation.
- Include the CVs of the founders, external advisers, and advisory committee members, the financial projections for the next 2 years, and the financial statements for the last 2 years when available.
- Complete and submit the form below.
- Send everything by email to cperron@ceim.org.
Processing and Agreement
- Applications are reviewed by the SIJ based on a business-oriented assessment and market conditions
- Projects are evaluated for their job creation and economic impact
- The SIJ does not commit to accept any project, and refusals are final
- Applicants must submit the required forms and supporting documents by email for review
Additional information
- The program has two streams: DÉMARRAGE and ACQUISITION.
Contacts
Frequently Asked Questions about the Youth Entrepreneur Loan Program Program
What is the Youth Entrepreneur Loan Program?
The Société d’Investissement Jeunesse (S.I.J.) provides loans from $50,000 to $200,000 to entrepreneurs aged 18 to 40 in Quebec to support business start-up or acquisition. It focuses on innovative technology companies and on start-up or acquisition projects.
How much funding can be received?
Youth Entrepreneur Loan Program Funds up to 45% of admissible expenses, capped at $200,000 per project.
What is the deadline to apply?
The program is accepting continuous intake
Who is eligible for the Youth Entrepreneur Loan Program program?
To be eligible for the Youth Entrepreneur Loan Program program, you must:
Entrepreneurs aged 18 to 40
Quebec-based business
Innovative technology company
What expenses are eligible under Youth Entrepreneur Loan Program?
Business start-up projects
Business acquisition projects
Who can I contact for more information about the Youth Entrepreneur Loan Program?
You can contact SIJ by email at cperron@ceim.org or by phone at 514 830-9087.
Where is the Youth Entrepreneur Loan Program available?
The Youth Entrepreneur Loan Program program is available the province of Quebec.