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Youth Entrepreneur Loan Program

Loans for young Quebec entrepreneurs
Last Update: April 29, 2026
Funding available
$ 50,000 - $ 200,000
Timeline
  • Receipt of requests is now closed
Location
Montréal, Quebec, Canada

Overview

This program offers loans to young entrepreneurs in Quebec to support business start-up or acquisition. Funding ranges from $50,000 to $200,000 for innovative and technology-based businesses.
/100
Opportunity Score
Moderate potential, but conditions must align.

At a glance

Funding available

Financing goals
  • Increase production or service capacity
  • Develop a new product or service
  • Increase operational productivity
Eligible Funding
  • Maximum amount : 200,000 $
  • Minimum amount : 50,000 $
Timeline
  • Receipt of requests is now closed

Eligible candidates

Eligible Industries
  • Information and cultural industries
  • Professional, scientific and technical services
Location
  • Montréal
  • Quebec
Legal structures
  • For-profit business
Annual revenue
  • All revenue ranges
Organisation size
  • All organization sizes
Audience
  • Youth (<40)

Next Steps

1
Determine your project
2
Validate your eligibility

Activities funded

  • Business start-up projects
  • Business acquisition projects

Documents Needed

  • Business plan or PowerPoint presentation
  • Financial projections for the next three years
  • Founders’ CVs and personal financial statements
  • Previous financial statements, if available
  • List of board or advisory committee members, if applicable

Eligibility

Who is eligible?

  • Young entrepreneurs
  • Innovative technology businesses
  • Businesses in Quebec

Who is not eligible

  • Businesses outside Quebec
  • Applicants under 18 or over 40
  • Acquisition applicants who are already shareholders in the company

Eligible expenses

  • Start-up or acquisition costs
  • Working capital needs such as salaries, advertising, rent, and leasehold improvements
  • Equipment, buildings, land, and heavy furniture
  • Long-term financing related to the business purchase

Eligible geographic areas

  • Quebec

Processing and Agreement

  • Applications are reviewed by the SIJ based on a business-oriented assessment and market conditions
  • Projects are evaluated for their job creation and economic impact
  • The SIJ does not commit to accept any project, and refusals are final
  • Applicants must submit the required forms and supporting documents by email for review

Additional information

  • The program has two streams: Founder and Acquirer.
  • The lender may request a review fee cheque of $1,000 for file analysis.
  • Applications must be sent by email.

Contacts

Frequently Asked Questions about the Youth Entrepreneur Loan Program Program

Here are answers to the most common questions about the Youth Entrepreneur Loan Program. This section explains what the program is, how much funding is available, eligibility requirements, application deadlines, and other important details to help you determine if this grant is right for your business.

What is the Youth Entrepreneur Loan Program?

This program offers loans to young entrepreneurs in Quebec to support business start-up or acquisition. Funding ranges from $50,000 to $200,000 for innovative and technology-based businesses.

How much funding can be received?

Youth Entrepreneur Loan Program Funds up to $200,000 of admissible expenses.

Who is eligible for the Youth Entrepreneur Loan Program program?

To be eligible for the Youth Entrepreneur Loan Program program, you must: Entrepreneurs aged 18 to 40 Quebec-based business Innovative technology company

What expenses are eligible under Youth Entrepreneur Loan Program?

Business start-up projects Business acquisition projects

Who can I contact for more information about the Youth Entrepreneur Loan Program?

You can contact SIJ by email at cperron@ceim.org or by phone at 514 830-9087.

Where is the Youth Entrepreneur Loan Program available?

The Youth Entrepreneur Loan Program program is available Montréal, Quebec.

Is the Youth Entrepreneur Loan Program a grant, loan, or tax credit?

Youth Entrepreneur Loan Program is a Loans and Capital investments