Open
The Missing Middle and Affordable Housing Community Improvement Plan (CIP)
Funding for missing middle and affordable housing
Last Update: April 29, 2026
Funding available
$ 500,000
Timeline
- Open Date : January 19, 2026
Location
Kitchener, Ontario, Canada
Overview
This program supports new missing middle and affordable housing in Kitchener. It offers funding for additional dwelling units and mid-rise affordable housing projects, including pre-construction costs and development charges.
/100
Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Develop strategic partnerships
- Develop a new program or service
- Increase social or community impact
Eligible Funding
- Maximum amount : 500,000 $
- Up to 100% of project cost
Timeline
- Open Date : January 19, 2026
Eligible candidates
Eligible Industries
- Construction
- Real estate and rental and leasing
Location
- Kitchener
- Ontario
Legal structures
- All legal structures
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- All groups
Next Steps
1
Determine your project
2
Validate your eligibility
Activities funded
- Building new additional dwelling units on eligible properties.
- Converting existing space into new additional dwelling units.
- Developing new affordable housing in multiple dwelling or mixed-use buildings.
- Creating missing middle housing projects up to eight storeys.
Documents Needed
- Completed application form
- Project budget and funding sources
- Conceptual site layout, if available
- Project schedule
- Proof of ownership or legal right to develop the property
Eligibility
Who is eligible?
- Private developers
- Property owners
- Non-profit housing organizations
- Housing co-operatives
Eligible expenses
- Pre-construction planning, design, and approval costs
- Municipal, agency, and development charges
- Consultant fees such as planning, legal, engineering, and property appraisal
- Development charges for eligible additional dwelling units
Eligible geographic areas
- City of Kitchener
Processing and Agreement
- Applications are reviewed by City staff for completeness and program alignment.
- Applicants are notified of the decision after review.
- Approved applications require an executed agreement prepared by the City before funding is disbursed.
- Projects may be audited by the City or its consultant.
Additional information
- Applications are reviewed on a first-come, first-served basis while funding remains available.
- Approved projects require a legal agreement before funding is released.
- The program may be amended or discontinued at the City’s discretion.
- Applications are subject to annual reporting and monitoring by the City.
Contacts
Frequently Asked Questions about the The Missing Middle and Affordable Housing Community Improvement Plan (CIP) Program
Here are answers to the most common questions about the The Missing Middle and Affordable Housing Community Improvement Plan (CIP). This section explains what the program is, how much funding is available, eligibility requirements, application deadlines, and other important details to help you determine if this grant is right for your business.
What is the The Missing Middle and Affordable Housing Community Improvement Plan (CIP)?
This program supports new missing middle and affordable housing in Kitchener. It offers funding for additional dwelling units and mid-rise affordable housing projects, including pre-construction costs and development charges.
How much funding can be received?
The Missing Middle and Affordable Housing Community Improvement Plan (CIP) Funds up to 100% of admissible expenses, capped at $500,000 per project.
Who is eligible for the The Missing Middle and Affordable Housing Community Improvement Plan (CIP) program?
To be eligible for the The Missing Middle and Affordable Housing Community Improvement Plan (CIP) program, you must:
Property must be in Kitchener.
New units with permits after Jan. 5, 2026.
Applicant must own or control the site.
What expenses are eligible under The Missing Middle and Affordable Housing Community Improvement Plan (CIP)?
Building new additional dwelling units on eligible properties.
Converting existing space into new additional dwelling units.
Developing new affordable housing in multiple dwelling or mixed-use buildings.
Creating missing middle housing projects up to eight storeys.
Who can I contact for more information about the The Missing Middle and Affordable Housing Community Improvement Plan (CIP)?
You can contact City of Kitchener by email at HousingIncentives@kitchener.ca or by phone at 519-741-2426.
Where is the The Missing Middle and Affordable Housing Community Improvement Plan (CIP) available?
The The Missing Middle and Affordable Housing Community Improvement Plan (CIP) program is available the province of Ontario.
Is the The Missing Middle and Affordable Housing Community Improvement Plan (CIP) a grant, loan, or tax credit?
The Missing Middle and Affordable Housing Community Improvement Plan (CIP) is a Grant and Funding