Closed
Seniors Home Adaptation and Repair Program (SHARP)
Low-interest home equity support for senior homeowners
Last Update: April 29, 2026
Funding available
$ 500 - $ 40,000
Timeline
- Receipt of requests is now closed
Location
Alberta, Canada
Overview
This program provides low-interest home equity loans of up to $40,000 for eligible Alberta seniors. It supports home repairs, adaptations, and renovations that improve safety, accessibility, and energy efficiency.
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Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Implement environmental initiatives
- Renovate or expand facilities
- Renovate or adapt facilities
Eligible Funding
- Maximum amount : 40,000 $
- Minimum amount : 500 $
Timeline
- Receipt of requests is now closed
Eligible candidates
Eligible Industries
- Real estate and rental and leasing
Location
- Alberta
Legal structures
- Sole proprietorship
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- Persons with Disabilities
- Rural or Northern Residents
- Canadians
Next Steps
1
Determine your project
2
Validate your eligibility
Activities funded
- Repairs to the primary residence
- Home adaptations to improve accessibility and mobility
- Renovations that improve safety or energy efficiency
Documents Needed
- Completed application form
- Signed loan agreement and CRA consent
- Direct deposit information
- Current property tax bill or assessment
- Receipts or estimates for the requested work
Eligibility
Who is eligible?
- Senior homeowners in Alberta
- Canadian citizens or permanent residents
- Primary residents of a residential property
Who is not eligible
- People without sufficient home equity
- Mobile homeowners on rented land
- Applicants who are not primary homeowners
Eligible expenses
- Home repairs and basic maintenance
- Accessibility and mobility modifications
- Energy-efficiency improvements
- Costs for eligible work completed within the previous 12 months
Eligible geographic areas
- Alberta
Processing and Agreement
- Application is reviewed by SHARP staff after submission
- Additional information may be requested from the applicant or contractor
- Applicants are notified in writing once the review is complete
- If approved, the loan is deposited to the bank account and a lien is registered on the title
- If refused, applicants may request a review of the decision
Additional information
- Support is available for senior homeowners in Alberta.
- The program uses a home equity loan secured by a caveat on the property title.
- Applications can be reviewed for a possible grant if a loan is not available.
- Supporting documents can be submitted online, by fax, or by mail.
Contacts
Frequently Asked Questions about the Seniors Home Adaptation and Repair Program (SHARP) Program
Here are answers to the most common questions about the Seniors Home Adaptation and Repair Program (SHARP). This section explains what the program is, how much funding is available, eligibility requirements, application deadlines, and other important details to help you determine if this grant is right for your business.
What is the Seniors Home Adaptation and Repair Program (SHARP)?
This program provides low-interest home equity loans of up to $40,000 for eligible Alberta seniors. It supports home repairs, adaptations, and renovations that improve safety, accessibility, and energy efficiency.
How much funding can be received?
Seniors Home Adaptation and Repair Program (SHARP) Funds up to $40,000 of admissible expenses.
Who is eligible for the Seniors Home Adaptation and Repair Program (SHARP) program?
To be eligible for the Seniors Home Adaptation and Repair Program (SHARP) program, you must:
Age 65 or older
Primary residence in Alberta
25% home equity and income limit
What expenses are eligible under Seniors Home Adaptation and Repair Program (SHARP)?
Repairs to the primary residence
Home adaptations to improve accessibility and mobility
Renovations that improve safety or energy efficiency
Who can I contact for more information about the Seniors Home Adaptation and Repair Program (SHARP)?
You can contact Wheatland Family & Community Support Services (WFCSS) or by phone at 1-877-644-9992.
Where is the Seniors Home Adaptation and Repair Program (SHARP) available?
The Seniors Home Adaptation and Repair Program (SHARP) program is available the province of Alberta.
Is the Seniors Home Adaptation and Repair Program (SHARP) a grant, loan, or tax credit?
Seniors Home Adaptation and Repair Program (SHARP) is a Grant and Funding