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Source verified September 24, 2026
RoyFarm Mortgage
Flexible farm mortgage financing for agriculture businesses
Funding available
Varies by project
Deadline
Open continuously
Location
Canada
Overview
RoyFarm Mortgage is an RBC financing option for agriculture-zoned farm businesses that supports farm expansion, acquisition, and refinancing needs. It can be used for farmland expansion or acquisition, equipment or quota purchases, and restructuring existing loans, with flexible payment schedules tied to cash flow.
/100
Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Complete an acquisition or business transfer
Eligible Funding
- Varies by project
Funds Providers
Eligible candidates
Eligible Industries
- All industries
Location
- Canada
Legal structures
- For-profit business
Annual revenue
- $ 25,000 minimum revenue
Organisation size
- All organization sizes
Audience
- All groups
Next Steps
1
Determine your project
2
Validate your eligibility
Availability timeline
2026
Periods: 1
Activities funded
- Financing expansion or acquisition of farmland.
- Purchasing equipment or quota.
- Restructuring existing loans.
Official resources
Eligibility
Who is eligible?
- A business zoned agriculture.
Eligible geographic areas
- Agriculture-zoned business
How to apply
- Call the 24/7 Business Helpline at 1-800-769-2520.
Contacts
Frequently Asked Questions about the RoyFarm Mortgage Program
What is the RoyFarm Mortgage?
RoyFarm Mortgage is an RBC financing option for agriculture-zoned farm businesses that supports farm expansion, acquisition, and refinancing needs. It can be used for farmland expansion or acquisition, equipment or quota purchases, and restructuring existing loans, with flexible payment schedules tied to cash flow.
What is the deadline to apply?
The program is accepting continuous intake
Who is eligible for the RoyFarm Mortgage program?
To be eligible for the RoyFarm Mortgage program, you must:
The business must be zoned agriculture.
Farm income or land rental income must be at least $25,000.
What expenses are eligible under RoyFarm Mortgage?
Financing expansion or acquisition of farmland.
Purchasing equipment or quota.
Restructuring existing loans.
Who can I contact for more information about the RoyFarm Mortgage?
You can contact Royal Bank of Canada (RBC) or by phone at 1-800-769-2520.
Where is the RoyFarm Mortgage available?
The RoyFarm Mortgage program is available across Canada.
Is the RoyFarm Mortgage a grant, loan, or tax credit?
RoyFarm Mortgage is a Loans and Capital investments