Closed
Last Update: May 16, 2026
Funding available
$ 50,000
Timeline
- Receipt of requests is now closed
Location
Chatham, Ontario, Canada
Overview
The Renovations Program supports low- to moderate-income homeowners in Chatham-Kent with home repairs for energy efficiency and accessibility. It offers up to $50,000 as a forgivable loan and up to $5,000 as a grant for accessibility repairs.
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Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Implement environmental initiatives
- Reduce environmental footprint
- Renovate or expand facilities
Eligible Funding
- Maximum amount : 50,000 $
Timeline
- Receipt of requests is now closed
Eligible candidates
Eligible Industries
- Real estate and rental and leasing
Location
- Chatham
- Ontario
Legal structures
- Sole proprietorship
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- Persons with Disabilities
- Canadians
Next Steps
1
Determine your project
2
Validate your eligibility
Activities funded
- Home repairs to improve energy efficiency
- Home repairs and rehabilitation for defects
- Accessibility renovations for household members with disabilities
- Repairs to address overcrowding through added habitable space
Documents Needed
- Completed Renovations Application Form
- Two pieces of government-issued identification per household member 18+
- Proof of income for owners and adult household members
- Recent property appraisal, mortgage statements, insurance, and tax statement
- Two contractor quotes for each job
Eligibility
Who is eligible?
- Low- to moderate-income homeowners
- Homeowners in Chatham-Kent
- Owner-occupants of a principal residence
Who is not eligible
- Households above the income limit
- Owners of homes outside Chatham-Kent
- Applicants who received prior program funding for the same property
- Properties with additional liens or financing beyond program rules
Eligible expenses
- Major home repairs and rehabilitation work
- Accessibility modifications for a disability
- Labour, taxes, permits, legal fees, appraisal fees, and inspection fees
- Related drawing and specification costs
Ineligible Costs and Activities
- Work started before approval
- Contractor deposits
- Repairs not approved under the program
Eligible geographic areas
- Municipality of Chatham-Kent, Ontario
Processing and Agreement
- Applications are reviewed for completeness and eligibility.
- If eligible, the applicant receives conditional approval and a building assessment is completed.
- Contractor quotes and required inspections are reviewed before final approval.
- Final approval requires signing the loan agreement or promissory note.
- Funds are released only after the work is completed and approved.
Additional information
- Applications are generally processed on a first-come, first-served basis.
- Urgent and critical repairs may receive priority at the municipality’s discretion.
- Applicants must keep all financial records, invoices, and proof of payment.
- Work must meet applicable municipal rules and requirements.
Contacts
Frequently Asked Questions about the Renovations Program Program
Here are answers to the most common questions about the Renovations Program. This section explains what the program is, how much funding is available, eligibility requirements, application deadlines, and other important details to help you determine if this grant is right for your business.
What is the Renovations Program?
The Renovations Program supports low- to moderate-income homeowners in Chatham-Kent with home repairs for energy efficiency and accessibility. It offers up to $50,000 as a forgivable loan and up to $5,000 as a grant for accessibility repairs.
How much funding can be received?
Renovations Program Funds up to $50,000 of admissible expenses.
Who is eligible for the Renovations Program program?
To be eligible for the Renovations Program program, you must:
Income under $98,600
Main home in Chatham-Kent
Property value under $403,000
What expenses are eligible under Renovations Program?
Home repairs to improve energy efficiency
Home repairs and rehabilitation for defects
Accessibility renovations for household members with disabilities
Repairs to address overcrowding through added habitable space
Who can I contact for more information about the Renovations Program?
You can contact Municipality of Chatham-Kent by email at ckhousingservices@chatham-kent.ca or by phone at 519-360-1998.
Where is the Renovations Program available?
The Renovations Program program is available the province of Ontario.
Is the Renovations Program a grant, loan, or tax credit?
Renovations Program is a Grant and Funding