Open
Source verified September 18, 2026
Renovations Program
Home repair funding for efficiency and accessibility
Latest source updateLast Update: September 18, 2026Latest change: The Renovations Program page now points to a 2026 application form and shows revised application instructions.View change
Latest source update
Last Update: September 18, 2026
Latest change: The Renovations Program page now points to a 2026 application form and shows revised application instructions.
Renovations Program application form updated
The Renovations Program application section now links to the CK-ON Renovates Application Form 2026.pdf instead of the 2025 form. The application instructions were reformatted, but they still require estimated repair and renovation costs from at least two licensed contractors for each project. The Housing Services address links were removed from the page, while the ckhousingservices@chatham-kent.ca email and 311 phone guidance remain visible.
Funding available
$ 50,000
Deadline
Open continuously
Location
Chatham, Ontario, Canada
Overview
The Renovations Program supports low- to moderate-income homeowners in Chatham-Kent with home repairs for energy efficiency and accessibility. It offers up to $50,000 as a forgivable loan and up to $5,000 as a grant for accessibility repairs.
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Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Implement environmental initiatives
- Reduce environmental footprint
- Renovate or expand facilities
Eligible Funding
- Maximum amount : 50,000 $
Funds Providers
Eligible candidates
Eligible Industries
- All industries
Location
- Chatham
- Ontario
Legal structures
- Sole proprietorship
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- Persons with Disabilities
- Canadians
Next Steps
1
Determine your project
2
Validate your eligibility
Availability timeline
2026
Periods: 1
Activities funded
- Home repairs to improve energy efficiency
- Home repairs and rehabilitation for defects
- Accessibility renovations for household members with disabilities
- Repairs to address overcrowding through added habitable space
Documents Needed
- CK-ON Renovates Application Form
- Completed application, signed and dated
- Estimated cost of repairs/renovations from at least 2 different licensed contractors for each project
Official resources
Eligibility
Who is eligible?
- Low- to moderate-income homeowners
- Homeowners in Chatham-Kent
- Owner-occupants of a principal residence
Who is not eligible
- Households above the income limit
- Owners of homes outside Chatham-Kent
- Applicants who received prior program funding for the same property
- Properties with additional liens or financing beyond program rules
Eligible expenses
- Major home repairs and rehabilitation work
- Accessibility modifications for a disability
- Labour, taxes, permits, legal fees, appraisal fees, and inspection fees
- Related drawing and specification costs
Ineligible Costs and Activities
- Work started before approval
- Contractor deposits
- Repairs not approved under the program
Eligible geographic areas
- Municipality of Chatham-Kent, Ontario
Selection criteria
- Completeness and eligibility of the application
- Verification of income, property value, and financing status
- Review of the unit assessment and contractor quotes
- Work scope confirmed by a building official
How to apply
- Download the application form.
- Include all required information and an estimated cost of repairs/renovations from at least 2 different licensed contractors for each project.
- Submit your completed application, signed and dated, along with all required supporting documentation, to Chatham-Kent Housing Services by email, by mail, or in person.
Processing and Agreement
- Applications are reviewed for completeness and eligibility.
- If eligible, the applicant receives conditional approval and a building assessment is completed.
- Contractor quotes and required inspections are reviewed before final approval.
- Final approval requires signing the loan agreement or promissory note.
- Funds are released only after the work is completed and approved.
Additional information
- Applications are generally processed on a first-come, first-served basis.
- Urgent and critical repairs may receive priority at the municipality’s discretion.
- Applicants must keep all financial records, invoices, and proof of payment.
- Work must meet applicable municipal rules and requirements.
Contacts
Frequently Asked Questions about the Renovations Program Program
What is the Renovations Program?
The Renovations Program supports low- to moderate-income homeowners in Chatham-Kent with home repairs for energy efficiency and accessibility. It offers up to $50,000 as a forgivable loan and up to $5,000 as a grant for accessibility repairs.
How much funding can be received?
Renovations Program Funds up to $50,000 of admissible expenses.
What is the deadline to apply?
The program is accepting continuous intake
Who is eligible for the Renovations Program program?
To be eligible for the Renovations Program program, you must:
Income under $98,600
Main home in Chatham-Kent
Property value under $403,000
What expenses are eligible under Renovations Program?
Home repairs to improve energy efficiency
Home repairs and rehabilitation for defects
Accessibility renovations for household members with disabilities
Repairs to address overcrowding through added habitable space
Who can I contact for more information about the Renovations Program?
You can contact Municipality of Chatham-Kent (CK) by email at ckhousingservices@chatham-kent.ca or by phone at 519-360-1998.
Where is the Renovations Program available?
The Renovations Program program is available the province of Ontario.