P
Closed
Last Update: April 29, 2026
Funding available
Varies by project
Timeline
- Receipt of requests is now closed
Location
Quebec, Canada
Overview
Patient capital lending helps eligible housing organizations finance renovation work. It supports major repair, decontamination, and professional fees, with unpaid capital and interest refinanced at the end of the CMHC agreement.
/100
Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Increase social or community impact
- Strengthen organizational capacity
- Renovate or expand facilities
Eligible Funding
- Varies by project
Timeline
- Receipt of requests is now closed
Eligible candidates
Eligible Industries
- Real estate and rental and leasing
Location
- Quebec
Legal structures
- All legal structures
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- All groups
Next Steps
1
Determine your project
2
Validate your eligibility
Activities funded
- Renovation work for community housing properties.
- Major repair and restoration projects.
- Decontamination projects.
Eligibility
Who is eligible?
- Housing cooperatives
- Non-profit organizations
- Community housing organizations
Eligible expenses
- Major building repair and restoration work.
- Decontamination work.
- Professional fees, including GRT, architects, and notaries.
Ineligible Costs and Activities
- Debt consolidation.
- Repayment of other loans.
Additional information
- Recipients must be supported by a technical resources group (GRT) that is a member of AGRTQ.
- The work must be completed before the end of the CMHC agreement.
- CMHC authorization is required.
Frequently Asked Questions about the Patient capital lending Program
Here are answers to the most common questions about the Patient capital lending. This section explains what the program is, how much funding is available, eligibility requirements, application deadlines, and other important details to help you determine if this grant is right for your business.
What is the Patient capital lending?
Patient capital lending helps eligible housing organizations finance renovation work. It supports major repair, decontamination, and professional fees, with unpaid capital and interest refinanced at the end of the CMHC agreement.
Who is eligible for the Patient capital lending program?
To be eligible for the Patient capital lending program, you must:
Housing cooperatives or non-profits
Community housing organizations
CMHC Program 95 participants
What expenses are eligible under Patient capital lending?
Renovation work for community housing properties.
Major repair and restoration projects.
Decontamination projects.
Who can I contact for more information about the Patient capital lending?
You can contact Housing Renovation Aid Fund.
Where is the Patient capital lending available?
The Patient capital lending program is available the province of Quebec.
Is the Patient capital lending a grant, loan, or tax credit?
Patient capital lending is a Loans and Capital investments
Who are the financial supporters of the Patient capital lending?
Patient capital lending is funded by Housing Renovation Aid Fund