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Niagara Renovates Program for Repairs and Accessibility
Funding for home repairs and accessibility improvements
Last Update: April 27, 2026
Funding available
$ 55,000
Timeline
- Receipt of requests is now closed
Location
Ontario
Overview
This program provides a fully forgivable loan for low- and modest-income homeowners in Niagara. It supports home repairs and accessibility modifications, including eligible structural, plumbing, electrical, heating, and safety-related work.
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Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Implement environmental initiatives
- Reduce environmental footprint
- Renovate or adapt facilities
Eligible Funding
- Maximum amount : 55,000 $
Timeline
- Receipt of requests is now closed
Eligible candidates
Eligible Industries
- Real estate and rental and leasing
Location
- Ontario
Legal structures
- Sole proprietorship
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- Persons with Disabilities
- Canadians
Next Steps
1
Determine your project
2
Validate your eligibility
Activities funded
- Home repairs to bring housing to a basic health and safety standard
- Permanent accessibility modifications for occupants with disabilities
- Energy-saving improvements where possible
Documents Needed
- Completed and signed application form
- Proof of household income and assets
- Photo identification for owners
- MPAC assessment or property tax bill
- Proof of current home insurance
Eligibility
Who is eligible?
- Homeowners in Niagara Region
- Low- and modest-income households
- Owners of homes requiring repairs or accessibility modifications
Who is not eligible
- Households with assets over $40,000
- Owners with liens or charges on the property, other than a first mortgage
- Homeowners who already received Niagara Renovates or Homeownership Program funding
- Applicants whose home value is above the MLS resale price limit
- Owners of detached dwellings for repair work under this program
Eligible expenses
- Repair work approved by Housing Services
- Accessibility modifications for persons with disabilities
- Title search costs
- Legal costs related to mortgage or charge registration
Ineligible Costs and Activities
- Work started before written final approval
- Deposits to contractors
- Landscaping
- Routine maintenance
- Cosmetic renovations and repairs
- Repairs to detached dwellings
Eligible geographic areas
- Niagara Region, Ontario
Processing and Agreement
- Application and supporting documents are reviewed for completeness and eligibility.
- An inspection is conducted if the application qualifies.
- Contractor quotes are reviewed before final approval.
- A Letter of Agreement is issued before work can begin.
- Inspections may take place before, during, and after construction.
Additional information
- Households are allowed one application only.
- Funding is a fully forgivable loan over 10 years.
- A title search and property registration are required.
- Work must start within 30 days of final approval.
Contacts
Frequently Asked Questions about the Niagara Renovates Program for Repairs and Accessibility Program
Here are answers to the most common questions about the Niagara Renovates Program for Repairs and Accessibility. This section explains what the program is, how much funding is available, eligibility requirements, application deadlines, and other important details to help you determine if this grant is right for your business.
What is the Niagara Renovates Program for Repairs and Accessibility?
This program provides a fully forgivable loan for low- and modest-income homeowners in Niagara. It supports home repairs and accessibility modifications, including eligible structural, plumbing, electrical, heating, and safety-related work.
How much funding can be received?
Niagara Renovates Program for Repairs and Accessibility Funds up to $55,000 of admissible expenses.
Who is eligible for the Niagara Renovates Program for Repairs and Accessibility program?
To be eligible for the Niagara Renovates Program for Repairs and Accessibility program, you must:
Low- or modest-income household
Asset and property value limits apply
No liens except first mortgage
What expenses are eligible under Niagara Renovates Program for Repairs and Accessibility?
Home repairs to bring housing to a basic health and safety standard
Permanent accessibility modifications for occupants with disabilities
Energy-saving improvements where possible
Who can I contact for more information about the Niagara Renovates Program for Repairs and Accessibility?
You can contact Niagara Region Housing Services by email at homeowners or by phone at 905-980-6000 ext. 3954.
Where is the Niagara Renovates Program for Repairs and Accessibility available?
The Niagara Renovates Program for Repairs and Accessibility program is available the province of Ontario.
Is the Niagara Renovates Program for Repairs and Accessibility a grant, loan, or tax credit?
Niagara Renovates Program for Repairs and Accessibility is a Loans and Capital investments