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Loan Guarantees at Advantage Plus Rate - Quebec - Canada
Closed
Source verified July 6, 2026

Loan Guarantees at Advantage Plus Rate

Agricultural financing support with loan guarantees
Offered by
La Financière agricole (FADQ)
Official source: fadq.qc.ca
Latest source update
Last Update: July 6, 2026
Latest change: The Interest Rate Reduction page was updated with a new update date and revised application-period rows for several banks, along with changed reduction values.
View change
Interest rate reduction table updated
The Interest Rate Reduction page now shows Updated on July 3, 2026 instead of May 11, 2026, and several bank tables have been revised with new application periods, including July 2026 and June 2026 rows. The interest-rate reduction values also changed for multiple institutions; for example, Banque Canadienne Impériale de Commerce now shows a 2026-07-01 to 2026-07-31 period with an average 5-year savings bond rate of 3.05840 and a difference of 3.4316, replacing the previously shown May 2026 row with 3.09190 and 3.3981.
Funding available
$ 15,000,000
Deadline
Open continuously
Location
Quebec, Canada
Who can apply

Agricultural businesses

See full eligibility

Overview

This program provides agricultural loan guarantees of up to $15 million. It supports farm businesses with financing for asset purchases, short-term needs, refinancing, and value-added activities.
/100
Opportunity Score
Moderate potential, but conditions must align.

At a glance

Funding available

Financing goals
  • Develop strategic partnerships
  • Increase production or service capacity
  • Implement environmental initiatives
Eligible Funding
  • Maximum amount : 15,000,000 $
  • Up to 0.5% of project cost
Funds Providers

Eligible candidates

Eligible Industries
  • All industries
Location
  • Quebec
Legal structures
  • For-profit business
Annual revenue
  • All revenue ranges
Organisation size
  • All organization sizes
Audience
  • Canadians

Next Steps

1
Determine your project
2
Validate your eligibility

Activities funded

  • Purchase of assets or real estate
  • Short-term working capital needs
  • Refinancing of a loan
  • Value-added activities for agricultural products

Documents Needed

  • Application for financing or a grant (PDF)
  • Individual sheet (PDF)

Official resources

Official page

Official program page

Program guide

Eligibility

Interest Rate Reduction

Application form

Application form

Important

Important

Individual Registration FORM

Supporting document

Agreement Models for Financial Institutions

Agreement Models for Notaries

Business Plan Models

Customized Financial Analysis

Global Investment Plan

Eligibility

Who is eligible?

  • Agricultural businesses
  • Businesses with an agricultural dimension
  • New or existing farm operations

Eligible geographic areas

  • Quebec

Selection criteria

  • Business viability and profitability potential
  • Ability to meet financial obligations
  • Availability of required guarantees
  • Compliance with environmental requirements

How to apply

  • Contact an advisor at your service centre to make an appointment.
  • Make certain you meet the eligibility criteria.
  • Complete the application for financing or a grant form.
  • Complete the individual sheet.

Processing and Agreement

  • The file is reviewed by a financing advisor.
  • The advisor assesses the project and may recommend financing options.
  • If approved, a loan certificate is issued or a guarantee convention is sent.
  • The borrower and lender must sign the required financing documents.

Additional information

  • Personal support is offered by financing advisors.
  • A Global Investment Plan can help structure future investments.
  • Accredited lenders include major Canadian financial institutions.

Contacts

none
4188346865

Frequently Asked Questions about the Loan Guarantees at Advantage Plus Rate Program

What is the Loan Guarantees at Advantage Plus Rate?

This program provides agricultural loan guarantees of up to $15 million. It supports farm businesses with financing for asset purchases, short-term needs, refinancing, and value-added activities.

How much funding can be received?

Loan Guarantees at Advantage Plus Rate Funds up to 0.5% of admissible expenses, capped at $15,000,000 per project.

Who is eligible for the Loan Guarantees at Advantage Plus Rate program?

To be eligible for the Loan Guarantees at Advantage Plus Rate program, you must: Quebec-domiciled applicant Agricultural business Profitability potential

What expenses are eligible under Loan Guarantees at Advantage Plus Rate?

Purchase of assets or real estate Short-term working capital needs Refinancing of a loan Value-added activities for agricultural products

Who can I contact for more information about the Loan Guarantees at Advantage Plus Rate?

You can contact La Financière agricole (FADQ) by email at none or by phone at 4188346865.

Where is the Loan Guarantees at Advantage Plus Rate available?

The Loan Guarantees at Advantage Plus Rate program is available the province of Quebec.

Is the Loan Guarantees at Advantage Plus Rate a grant, loan, or tax credit?

Loan Guarantees at Advantage Plus Rate is a Loans and Capital investments