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Lever Loan Guarantee

Support for new agricultural business start-ups

Offered by
La Financière agricole (FADQ)
Official source: fadq.qc.ca

Record updated

Funding available
$ 100,000
Deadline
Open continuously
Location
Quebec, Canada
Who can apply
Future entrepreneurs with strong prospects of success
See full eligibility

Overview

Garantie de prêt levier supports the creation of agricultural businesses with financing of up to $100,000. It is aimed at future entrepreneurs with strong prospects of success and can support business start-up, working capital, asset purchases, and loan refinancing.

At a glance

Funding available

Maximum funding
$100,000
Financing goals
  • Increase production or service capacity
  • Implement environmental initiatives
  • Complete an acquisition or business transfer
  • Reduce environmental footprint
  • Start a business
  • Renovate or expand facilities
  • Ensure financial sustainability
  • Renovate or adapt facilities

Eligible candidates

Location
  • Quebec
Eligible Industries
All industries
Annual revenue
All revenue ranges
Organisation size
All organization sizes
Audience
  • Startups
Legal structures
Non-financial cooperative

Start applying for this program

Take a practical assessment to gain a clear understanding of how well this program aligns with your specific needs and long-term goals.

Availability timeline

2026
Periods: 1

Latest changes

Administrative guide updated for Levier guarantee

The administrative guide for financial institutions was revised, with clearer process instructions, updated rate-related conditions, and a new monthly EDI submission deadline.

See more

The Guide des processus administratifs avec les institutions financières was revised from March 2026 to June 2026, and it now gives more detailed instructions for handling the Garantie de prêt levier. The update adds a moratorium rule for Appui Capital Relève covering 12 to 60 months, clarifies rate-related tables and monthly capitalization, and specifies that EDI data must be transmitted no later than the 15th of the following month.

Official source: fadq.qc.ca
July 22, 2026

Eligibility

Who is eligible?

  • Future entrepreneurs with strong prospects of success

Eligible expenses

  • Purchase of movable or immovable assets
  • Working capital needs
  • Purchase or buyout of shares or interests in an agricultural business
  • Refinancing of a loan
  • Value-added activities for agricultural products

Ineligible Costs and Activities

  • Loan consolidations
  • Houses
  • Third-party needs

Activities funded

  • Creation of agricultural businesses

How to apply

  • Contact the nearest FADQ service center to be assigned a financing advisor and book an appointment.
  • Complete and bring the Demande de participation de financement and the Fiche individuelle.
  • Bring any other relevant documents, such as financial statements and the business plan.
  • Transmit your financial data and other information.

Documents Needed

  • Demande de participation de financement (PDF)
  • Fiche individuelle (PDF)
  • Financial statements
  • Business plan

Selection criteria

  • Applicant’s background, training, and experience
  • Business plan quality
  • Business network
  • Project nature
  • Profitability outlook

Processing and Agreement

  • The advisor informs the applicant of the decision and its conditions.
  • If approved, the required documents are transmitted and placed in the applicant’s electronic file.
  • The documents may also be sent by secure email if needed.
  • The advisor invites the applicant to contact the financial institution and notary to honor the loan guarantee certificate.
  • Additional meetings may be held to review the file or discuss additional financing for other projects.

Additional information

  • Personalized support is offered by financing advisors.

Contacts

418 838-5606, poste 6172

Official sources

fadq.qc.ca
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Frequently Asked Questions about the Lever Loan Guarantee Program

What is the Lever Loan Guarantee?

Garantie de prêt levier supports the creation of agricultural businesses with financing of up to $100,000. It is aimed at future entrepreneurs with strong prospects of success and can support business start-up, working capital, asset purchases, and loan refinancing.

How much funding can be received?

Lever Loan Guarantee Funds up to $100,000 of admissible expenses.

What is the deadline to apply?

The program is accepting continuous intake

Who is eligible for the Lever Loan Guarantee program?

To be eligible for the Lever Loan Guarantee program, you must: Adult domiciled in Quebec and a Canadian citizen or permanent resident Future entrepreneur with strong prospects of success and the required management qualities and aptitudes Project to create an agricultural business with profitability prospects and compliance with environmental standards

What expenses are eligible under Lever Loan Guarantee?

Purchase of movable or immovable assets Working capital needs Purchase or buyout of shares or interests in an agricultural business Refinancing of a loan Value-added activities for agricultural products

Who can I contact for more information about the Lever Loan Guarantee?

You can contact La Financière agricole (FADQ) or by phone at 418 838-5606, poste 6172.

Where is the Lever Loan Guarantee available?

The Lever Loan Guarantee program is available the province of Quebec.