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Housing Incentives Program (CIP)

Funding for housing and main street projects

Record updated

Funding available
$ 80,000
Up to 100% of project cost
Deadline
Unspecified
Location
Ontario, Canada
Who can apply
Registered or assessed property owners
See full eligibility

Overview

The program supports housing and main street development in Lakeshore through grants, rebates, and forgivable loans. It funds eligible housing projects, improvements to commercial and mixed-use properties, and related planning or development costs.

At a glance

Funding available

Maximum funding
$80,000
Maximum share of project costs
100%
Financing goals
  • Increase social or community impact
  • Implement environmental initiatives
  • Reduce environmental footprint
  • Renovate or expand facilities
  • Renovate or adapt facilities

Eligible candidates

Location
  • Ontario
Eligible Industries
All industries
Annual revenue
All revenue ranges
Organisation size
All organization sizes
Audience
All groups
Legal structures
All legal structures

Receipt of requests is now closed

Get notified about updates to this grant.

Availability timeline

2026
Periods: 3

Eligibility

Who is eligible?

  • Registered or assessed property owners
  • Authorized tenants
  • Assignees
  • Non-profit housing providers and private developers for municipal lands projects

Eligible expenses

  • Planning, permit, and development charge fees
  • Construction, materials, and labour
  • Professional fees and design services
  • Accessibility and sustainability features
  • Selected property improvement costs

Ineligible Costs and Activities

  • Application costs
  • Ontario Land Tribunal or court-related expenses
  • Performance securities such as letters of credit
  • Household appliances and financing costs
  • Backlit, read-o-graphs, or electronic signage

Eligible geographic areas

  • Municipality of Lakeshore
  • Primary Settlement Areas
  • Secondary Settlement Areas

Activities funded

  • New housing development, including missing middle housing and ARUs
  • High-density and rental housing projects
  • Commercial and mixed-use property improvements
  • Main street revitalization and façade upgrades
  • Accessibility, signage, public art, and building restoration projects

How to apply

  • Step 1: Pre-consultation
    • Meet with municipal staff before applying.
    • Confirm the requirements for a complete application.
  • Step 2: Prepare application
    • Complete the online application form.
    • Prepare the cover letter, project schedule, financial sheet, and supporting drawings.
    • Include any other information requested by municipal staff.
  • Step 3: Submit application
    • Submit the complete application to the Community Planning Department through the online portal.
  • Step 4: Review and decision
    • Municipal staff review and evaluate complete applications.
    • Successful applicants are recommended to Council or its delegate.
    • Approved applicants enter into a legal agreement before funding is issued.

Documents Needed

  • Cover letter
  • Completed application form
  • Project financial information sheet
  • Detailed project schedule
  • Supporting drawings or design plans

Selection criteria

  • Alignment with Lakeshore CIP goals
  • Project feasibility and readiness
  • Affordability and number of affordable units
  • Project quality and visual impact
  • Job creation and local economic impact

Processing and Agreement

  • Applications are reviewed by municipal staff after being deemed complete.
  • Staff evaluate eligible applications and recommend successful applicants to Council or its delegate.
  • Applicants are notified of the decision after the review process.
  • Approved projects require a legal agreement with the Municipality.
  • Funding is issued according to the payment schedule in the agreement.

Additional information

  • Applications may be combined with other public funding sources.
  • No application fee is charged.
  • A legal agreement is required for approved projects.
  • Annual reporting may be required for affordable housing units.

Contacts

Official sources

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Frequently Asked Questions about the Housing Incentives Program (CIP) Program

What is the Housing Incentives Program (CIP)?

The program supports housing and main street development in Lakeshore through grants, rebates, and forgivable loans. It funds eligible housing projects, improvements to commercial and mixed-use properties, and related planning or development costs.

How much funding can be received?

Housing Incentives Program (CIP) Funds up to 100% of admissible expenses, capped at $80,000 per project.

Who is eligible for the Housing Incentives Program (CIP) program?

To be eligible for the Housing Incentives Program (CIP) program, you must: Property owners, tenants, or assignees Project must meet CIP rules Applicant in good standing

What expenses are eligible under Housing Incentives Program (CIP)?

Planning, permit, and development charge fees Construction, materials, and labour Professional fees and design services Accessibility and sustainability features Selected property improvement costs

Who can I contact for more information about the Housing Incentives Program (CIP)?

You can contact Municipality of Lakeshore by email at housing@lakeshore.ca or by phone at 519-728-2700.

Where is the Housing Incentives Program (CIP) available?

The Housing Incentives Program (CIP) program is available the province of Ontario.

Is the Housing Incentives Program (CIP) a grant, loan, or tax credit?

Housing Incentives Program (CIP) is a Grant and Funding