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Housing Incentives Program (CIP) - Ontario - Canada
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Housing Incentives Program (CIP)

Funding for housing and main street projects
Last Update: April 27, 2026
View official website
Funding available
$ 80,000
Timeline
  • Open Date : January 19, 2026
  • Closing date : March 6, 2026
Location
Ontario, Canada

Overview

The program supports housing and main street development in Lakeshore through grants, rebates, and forgivable loans. It funds eligible housing projects, improvements to commercial and mixed-use properties, and related planning or development costs.
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Opportunity Score
Moderate potential, but conditions must align.

At a glance

Funding available

Financing goals
  • Increase social or community impact
  • Implement environmental initiatives
  • Reduce environmental footprint
Eligible Funding
  • Maximum amount : 80,000 $
  • Up to 100% of project cost
Timeline
  • Open Date : January 19, 2026
  • Closing date : March 6, 2026

Eligible candidates

Eligible Industries
  • Construction
  • Real estate and rental and leasing
  • Public administration
Location
  • Ontario
Legal structures
  • All legal structures
Annual revenue
  • All revenue ranges
Organisation size
  • All organization sizes
Audience
  • All groups

Next Steps

1
Determine your project
2
Validate your eligibility

Activities funded

  • New housing development, including missing middle housing and ARUs
  • High-density and rental housing projects
  • Commercial and mixed-use property improvements
  • Main street revitalization and façade upgrades
  • Accessibility, signage, public art, and building restoration projects

Documents Needed

  • Cover letter
  • Completed application form
  • Project financial information sheet
  • Detailed project schedule
  • Supporting drawings or design plans

Eligibility

Who is eligible?

  • Registered or assessed property owners
  • Authorized tenants
  • Assignees
  • Non-profit housing providers and private developers for municipal lands projects

Eligible expenses

  • Planning, permit, and development charge fees
  • Construction, materials, and labour
  • Professional fees and design services
  • Accessibility and sustainability features
  • Selected property improvement costs

Ineligible Costs and Activities

  • Application costs
  • Ontario Land Tribunal or court-related expenses
  • Performance securities such as letters of credit
  • Household appliances and financing costs
  • Backlit, read-o-graphs, or electronic signage

Eligible geographic areas

  • Municipality of Lakeshore
  • Primary Settlement Areas
  • Secondary Settlement Areas

Processing and Agreement

  • Applications are reviewed by municipal staff after being deemed complete.
  • Staff evaluate eligible applications and recommend successful applicants to Council or its delegate.
  • Applicants are notified of the decision after the review process.
  • Approved projects require a legal agreement with the Municipality.
  • Funding is issued according to the payment schedule in the agreement.

Additional information

  • Applications may be combined with other public funding sources.
  • No application fee is charged.
  • A legal agreement is required for approved projects.
  • Annual reporting may be required for affordable housing units.

Contacts

Frequently Asked Questions about the Housing Incentives Program (CIP) Program

Here are answers to the most common questions about the Housing Incentives Program (CIP). This section explains what the program is, how much funding is available, eligibility requirements, application deadlines, and other important details to help you determine if this grant is right for your business.

What is the Housing Incentives Program (CIP)?

The program supports housing and main street development in Lakeshore through grants, rebates, and forgivable loans. It funds eligible housing projects, improvements to commercial and mixed-use properties, and related planning or development costs.

How much funding can be received?

Housing Incentives Program (CIP) Funds up to 100% of admissible expenses, capped at $80,000 per project.

What is the deadline to apply?

The application deadline for this grant program was March 6, 2026.

Who is eligible for the Housing Incentives Program (CIP) program?

To be eligible for the Housing Incentives Program (CIP) program, you must: Property owners, tenants, or assignees Project must meet CIP rules Applicant in good standing

What expenses are eligible under Housing Incentives Program (CIP)?

New housing development, including missing middle housing and ARUs High-density and rental housing projects Commercial and mixed-use property improvements Main street revitalization and façade upgrades Accessibility, signage, public art, and building restoration projects

Who can I contact for more information about the Housing Incentives Program (CIP)?

You can contact Municipality of Lakeshore by email at housing@lakeshore.ca or by phone at 519-728-2700.

Where is the Housing Incentives Program (CIP) available?

The Housing Incentives Program (CIP) program is available the province of Ontario.