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Housing Incentives Program (CIP) - Ontario - Canada
Closed
Source verified July 8, 2026

Housing Incentives Program (CIP)

Funding for housing and main street projects
Funding available
$ 80,000
Deadline
March 6, 2026
Opened January 19, 2026
Location
Ontario, Canada
Who can apply

Registered or assessed property owners

See full eligibility

Overview

The program supports housing and main street development in Lakeshore through grants, rebates, and forgivable loans. It funds eligible housing projects, improvements to commercial and mixed-use properties, and related planning or development costs.
/100
Opportunity Score
Moderate potential, but conditions must align.

At a glance

Funding available

Financing goals
  • Increase social or community impact
  • Implement environmental initiatives
  • Reduce environmental footprint
Eligible Funding
  • Maximum amount : 80,000 $
  • Up to 100% of project cost

Eligible candidates

Eligible Industries
  • All industries
Location
  • Ontario
Legal structures
  • All legal structures
Annual revenue
  • All revenue ranges
Organisation size
  • All organization sizes
Audience
  • All groups

Next Steps

1
Determine your project
2
Validate your eligibility

Activities funded

  • New housing development, including missing middle housing and ARUs
  • High-density and rental housing projects
  • Commercial and mixed-use property improvements
  • Main street revitalization and façade upgrades
  • Accessibility, signage, public art, and building restoration projects

Documents Needed

  • Cover letter
  • Completed application form
  • Project financial information sheet
  • Detailed project schedule
  • Supporting drawings or design plans

Official resources

Official page

Housing Incentives Program (CIP)

Program guide

Lakeshore (2026)

Lakeshore (2026)

Lakeshore Community Improvement Plan for Housing and Main Streets and Rural Economic Development

Eligibility

Who is eligible?

  • Registered or assessed property owners
  • Authorized tenants
  • Assignees
  • Non-profit housing providers and private developers for municipal lands projects

Eligible expenses

  • Planning, permit, and development charge fees
  • Construction, materials, and labour
  • Professional fees and design services
  • Accessibility and sustainability features
  • Selected property improvement costs

Ineligible Costs and Activities

  • Application costs
  • Ontario Land Tribunal or court-related expenses
  • Performance securities such as letters of credit
  • Household appliances and financing costs
  • Backlit, read-o-graphs, or electronic signage

Eligible geographic areas

  • Municipality of Lakeshore
  • Primary Settlement Areas
  • Secondary Settlement Areas

Selection criteria

  • Alignment with Lakeshore CIP goals
  • Project feasibility and readiness
  • Affordability and number of affordable units
  • Project quality and visual impact
  • Job creation and local economic impact

How to apply

  • Step 1: Pre-consultation
    • Meet with municipal staff before applying.
    • Confirm the requirements for a complete application.
  • Step 2: Prepare application
    • Complete the online application form.
    • Prepare the cover letter, project schedule, financial sheet, and supporting drawings.
    • Include any other information requested by municipal staff.
  • Step 3: Submit application
    • Submit the complete application to the Community Planning Department through the online portal.
  • Step 4: Review and decision
    • Municipal staff review and evaluate complete applications.
    • Successful applicants are recommended to Council or its delegate.
    • Approved applicants enter into a legal agreement before funding is issued.

Processing and Agreement

  • Applications are reviewed by municipal staff after being deemed complete.
  • Staff evaluate eligible applications and recommend successful applicants to Council or its delegate.
  • Applicants are notified of the decision after the review process.
  • Approved projects require a legal agreement with the Municipality.
  • Funding is issued according to the payment schedule in the agreement.

Additional information

  • Applications may be combined with other public funding sources.
  • No application fee is charged.
  • A legal agreement is required for approved projects.
  • Annual reporting may be required for affordable housing units.

Contacts

Frequently Asked Questions about the Housing Incentives Program (CIP) Program

What is the Housing Incentives Program (CIP)?

The program supports housing and main street development in Lakeshore through grants, rebates, and forgivable loans. It funds eligible housing projects, improvements to commercial and mixed-use properties, and related planning or development costs.

How much funding can be received?

Housing Incentives Program (CIP) Funds up to 100% of admissible expenses, capped at $80,000 per project.

What is the deadline to apply?

The application deadline for this grant program was March 6, 2026.

Who is eligible for the Housing Incentives Program (CIP) program?

To be eligible for the Housing Incentives Program (CIP) program, you must: Property owners, tenants, or assignees Project must meet CIP rules Applicant in good standing

What expenses are eligible under Housing Incentives Program (CIP)?

New housing development, including missing middle housing and ARUs High-density and rental housing projects Commercial and mixed-use property improvements Main street revitalization and façade upgrades Accessibility, signage, public art, and building restoration projects

Who can I contact for more information about the Housing Incentives Program (CIP)?

You can contact Municipality of Lakeshore by email at housing@lakeshore.ca or by phone at 519-728-2700.

Where is the Housing Incentives Program (CIP) available?

The Housing Incentives Program (CIP) program is available the province of Ontario.