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Home Repair and Home Ownership Programs - Ontario - Canada
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Home Repair and Home Ownership Programs

Support for home repairs and home ownership
Last Update: April 27, 2026
View official website
Funding available
$ 15,000
Timeline
  • Receipt of requests is now closed
Location
Ontario, Canada

Overview

Bruce County offers support for home repairs and home purchases through forgivable loans and a grant for accessibility upgrades. The program helps eligible residents fund repairs, energy-efficiency improvements, accessibility work, and down payment assistance for buying a home.
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Opportunity Score
Moderate potential, but conditions must align.

At a glance

Funding available

Financing goals
  • Increase social or community impact
  • Implement environmental initiatives
  • Reduce environmental footprint
Eligible Funding
  • Maximum amount : 15,000 $
  • Up to 5% of project cost
Timeline
  • Receipt of requests is now closed

Eligible candidates

Eligible Industries
  • Real estate and rental and leasing
Location
  • Ontario
Legal structures
  • Sole proprietorship
Annual revenue
  • All revenue ranges
Organisation size
  • All organization sizes
Audience
  • Persons with Disabilities
  • Rural or Northern Residents
  • Canadians

Next Steps

1
Determine your project
2
Validate your eligibility

Activities funded

  • Home repairs and rehabilitation
  • Energy-efficiency improvements
  • Accessibility modifications for persons with disabilities
  • Down payment assistance for home purchase

Documents Needed

  • Photo identification
  • Income verification or Notice of Assessment
  • Recent municipal tax bill or MPAC assessment
  • Home insurance proof
  • Mortgage approval or proof of mortgage status

Eligibility

Who is eligible?

  • Bruce County homeowners
  • Bruce County home buyers
  • Low- to moderate-income households

Who is not eligible

  • Homeowners outside Bruce County
  • Applicants for homes on leasehold land
  • Home buyers who already own a home

Eligible expenses

  • Home repair and rehabilitation work
  • Energy-efficiency upgrades
  • Accessibility upgrades
  • Labour, permits, inspection fees, and related project costs

Ineligible Costs and Activities

  • Work completed before program approval
  • Repairs above the funding maximums
  • Homeownership projects on mobile homes or trailers on leased land
  • Repairs by a contractor who is a relative of the homeowner

Eligible geographic areas

  • Bruce County, Ontario

Processing and Agreement

  • Applications are reviewed for eligibility and completeness
  • For eligible repairs, the home is inspected by a certified inspector
  • Applicants receive a letter of agreement and promissory note to sign
  • After completion, invoices are reviewed and payment is made to the contractor

Additional information

  • Bruce County administers the home repair program through its Housing Services Division.
  • Homeowners must use a certified home inspector for inspections.
  • Repairs must be completed within 120 days of project approval.
  • Applicants may need to sign a letter of agreement and promissory note.

Contacts

Frequently Asked Questions about the Home Repair and Home Ownership Programs Program

Here are answers to the most common questions about the Home Repair and Home Ownership Programs. This section explains what the program is, how much funding is available, eligibility requirements, application deadlines, and other important details to help you determine if this grant is right for your business.

What is the Home Repair and Home Ownership Programs?

Bruce County offers support for home repairs and home purchases through forgivable loans and a grant for accessibility upgrades. The program helps eligible residents fund repairs, energy-efficiency improvements, accessibility work, and down payment assistance for buying a home.

How much funding can be received?

Home Repair and Home Ownership Programs Funds up to 5% of admissible expenses, capped at $15,000 per project.

Who is eligible for the Home Repair and Home Ownership Programs program?

To be eligible for the Home Repair and Home Ownership Programs program, you must: Bruce County homeowners or buyers Household income limits apply Property value limits apply

What expenses are eligible under Home Repair and Home Ownership Programs?

Home repairs and rehabilitation Energy-efficiency improvements Accessibility modifications for persons with disabilities Down payment assistance for home purchase

Who can I contact for more information about the Home Repair and Home Ownership Programs?

You can contact City of Hamilton by email at HuSinfo@brucecounty.on.ca or by phone at 1-800-265-3022.

Where is the Home Repair and Home Ownership Programs available?

The Home Repair and Home Ownership Programs program is available the province of Ontario.

Is the Home Repair and Home Ownership Programs a grant, loan, or tax credit?

Home Repair and Home Ownership Programs is a Grant and Funding