Closed
Last Update: April 27, 2026
Funding available
$ 15,000
Timeline
- Receipt of requests is now closed
Location
Ontario, Canada
Overview
Bruce County offers support for home repairs and home purchases through forgivable loans and a grant for accessibility upgrades. The program helps eligible residents fund repairs, energy-efficiency improvements, accessibility work, and down payment assistance for buying a home.
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Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Increase social or community impact
- Implement environmental initiatives
- Reduce environmental footprint
Eligible Funding
- Maximum amount : 15,000 $
- Up to 5% of project cost
Timeline
- Receipt of requests is now closed
Eligible candidates
Eligible Industries
- Real estate and rental and leasing
Location
- Ontario
Legal structures
- Sole proprietorship
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- Persons with Disabilities
- Rural or Northern Residents
- Canadians
Next Steps
1
Determine your project
2
Validate your eligibility
Activities funded
- Home repairs and rehabilitation
- Energy-efficiency improvements
- Accessibility modifications for persons with disabilities
- Down payment assistance for home purchase
Documents Needed
- Photo identification
- Income verification or Notice of Assessment
- Recent municipal tax bill or MPAC assessment
- Home insurance proof
- Mortgage approval or proof of mortgage status
Official resources
Eligibility
Who is eligible?
- Bruce County homeowners
- Bruce County home buyers
- Low- to moderate-income households
Who is not eligible
- Homeowners outside Bruce County
- Applicants for homes on leasehold land
- Home buyers who already own a home
Eligible expenses
- Home repair and rehabilitation work
- Energy-efficiency upgrades
- Accessibility upgrades
- Labour, permits, inspection fees, and related project costs
Ineligible Costs and Activities
- Work completed before program approval
- Repairs above the funding maximums
- Homeownership projects on mobile homes or trailers on leased land
- Repairs by a contractor who is a relative of the homeowner
Eligible geographic areas
- Bruce County, Ontario
Selection criteria
- Eligibility based on income, property value, and home ownership status
- Project fit with approved repair or purchase purpose
- Inspection and documentation review before approval
How to apply
- Step 1: Complete the appropriate application form
- Fill out the home repair or home ownership application.
- Provide the required personal, property, and income information.
- Step 2: Gather supporting documents
- Attach identification, income proof, property tax or assessment documents, and insurance or mortgage documents as required.
- For home ownership, include the mortgage approval form and purchase documents.
- Step 3: Submit the application
- Send the completed application and documents to Bruce County Housing Services by mail, fax, or the office address provided.
- Step 4: Complete follow-up requirements
- If eligible, complete the inspection and sign the agreement and promissory note.
- For home ownership, return the signed loan agreement before closing.
Processing and Agreement
- Applications are reviewed for eligibility and completeness
- For eligible repairs, the home is inspected by a certified inspector
- Applicants receive a letter of agreement and promissory note to sign
- After completion, invoices are reviewed and payment is made to the contractor
Additional information
- Bruce County administers the home repair program through its Housing Services Division.
- Homeowners must use a certified home inspector for inspections.
- Repairs must be completed within 120 days of project approval.
- Applicants may need to sign a letter of agreement and promissory note.
Contacts
Frequently Asked Questions about the Home Repair and Home Ownership Programs Program
What is the Home Repair and Home Ownership Programs?
Bruce County offers support for home repairs and home purchases through forgivable loans and a grant for accessibility upgrades. The program helps eligible residents fund repairs, energy-efficiency improvements, accessibility work, and down payment assistance for buying a home.
How much funding can be received?
Home Repair and Home Ownership Programs Funds up to 5% of admissible expenses, capped at $15,000 per project.
Who is eligible for the Home Repair and Home Ownership Programs program?
To be eligible for the Home Repair and Home Ownership Programs program, you must:
Bruce County homeowners or buyers
Household income limits apply
Property value limits apply
What expenses are eligible under Home Repair and Home Ownership Programs?
Home repairs and rehabilitation
Energy-efficiency improvements
Accessibility modifications for persons with disabilities
Down payment assistance for home purchase
Who can I contact for more information about the Home Repair and Home Ownership Programs?
You can contact City of Hamilton by email at HuSinfo@brucecounty.on.ca or by phone at 1-800-265-3022.
Where is the Home Repair and Home Ownership Programs available?
The Home Repair and Home Ownership Programs program is available the province of Ontario.
Is the Home Repair and Home Ownership Programs a grant, loan, or tax credit?
Home Repair and Home Ownership Programs is a Grant and Funding