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Home Energy Loan Program Incentives - Toronto - Ontario - Canada
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Home Energy Loan Program Incentives

Financing for energy-efficient home upgrades
Last Update: May 6, 2026
View official website
Funding available
$ 10,000
Timeline
  • Open Date : July 7, 2022
  • Closing date : January 24, 2025
Location
Toronto, Ontario, Canada

Overview

The program supports Toronto homeowners with financing for energy-efficient home improvements and related incentives. Eligible activities include heat pumps, rooftop solar PV, deep retrofits, and other home energy upgrades, with incentives up to $10,000 depending on the measure.
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Opportunity Score
Moderate potential, but conditions must align.

At a glance

Funding available

Financing goals
  • Implement environmental initiatives
  • Reduce environmental footprint
  • Renovate or adapt facilities
Eligible Funding
  • Maximum amount : 10,000 $
  • Up to 50% of project cost
Timeline
  • Open Date : July 7, 2022
  • Closing date : January 24, 2025

Eligible candidates

Eligible Industries
  • Public administration
Location
  • Toronto
  • Ontario
Legal structures
  • Sole proprietorship
Annual revenue
  • All revenue ranges
Organisation size
  • All organization sizes
Audience
  • Canadians

Next Steps

1
Determine your project
2
Validate your eligibility

Activities funded

  • Home energy retrofits and upgrades.
  • Heat pump installations.
  • Rooftop solar PV installations.
  • Deep energy retrofit projects.

Documents Needed

  • Online application form
  • Home energy assessment report and EnerGuide rating, where required
  • Contractor quotes and cost estimates
  • Property Owner Agreement
  • Project Completion Report with invoices and EnerGuide rating label

Eligibility

Who is eligible?

  • Toronto homeowners.
  • Owners of detached, semi-detached, row houses, duplexes, triplexes, and low-rise residential buildings.

Who is not eligible

  • Non-homeowners.
  • Properties outside Toronto.
  • Self-installation projects.

Eligible expenses

  • Home energy improvement costs covered by the program.
  • Installation costs for eligible measures.
  • Electrical upgrades required for eligible heat pump projects.
  • Building permits required for eligible projects.

Ineligible Costs and Activities

  • Self-installations.
  • Projects that do not meet the program’s technical criteria.
  • Deep retrofit projects combined with other HELP Incentives.

Eligible geographic areas

  • Toronto, Ontario

Processing and Agreement

  • Applications are reviewed by the City of Toronto.
  • Approved applicants receive a funding offer and, if needed, lender consent documents.
  • Funding requests and Property Owner Agreements are reviewed before funds are released.
  • Final payment is made after the Project Completion Report is submitted and approved.
  • The loan is repaid through the property tax bill over time.

Contacts

Frequently Asked Questions about the Home Energy Loan Program Incentives Program

Here are answers to the most common questions about the Home Energy Loan Program Incentives. This section explains what the program is, how much funding is available, eligibility requirements, application deadlines, and other important details to help you determine if this grant is right for your business.

What is the Home Energy Loan Program Incentives?

The program supports Toronto homeowners with financing for energy-efficient home improvements and related incentives. Eligible activities include heat pumps, rooftop solar PV, deep retrofits, and other home energy upgrades, with incentives up to $10,000 depending on the measure.

How much funding can be received?

Home Energy Loan Program Incentives Funds up to 50% of admissible expenses, capped at $10,000 per project.

What is the deadline to apply?

The application deadline for this grant program was January 24, 2025.

Who is eligible for the Home Energy Loan Program Incentives program?

To be eligible for the Home Energy Loan Program Incentives program, you must: Toronto homeowner approved in HELP. Project must meet program requirements. Property Owner Agreement required.

What expenses are eligible under Home Energy Loan Program Incentives?

Home energy retrofits and upgrades. Heat pump installations. Rooftop solar PV installations. Deep energy retrofit projects.

Who can I contact for more information about the Home Energy Loan Program Incentives?

You can contact City of Toronto by email at homeenergyloan@toronto.ca or by phone at 416-392-1826.

Where is the Home Energy Loan Program Incentives available?

The Home Energy Loan Program Incentives program is available the province of Ontario.