
Closed
Source verified September 26, 2026
Home Energy Loan Program Incentives
Financing for energy-efficient home upgrades
Get notified when Home Energy Loan Program Incentives reopens
Latest source updateLast Update: September 26, 2026Latest change: The Home Energy Loan Program application page no longer tells applicants to contact City staff for application support.View change
Latest source update
Last Update: September 26, 2026
Latest change: The Home Energy Loan Program application page no longer tells applicants to contact City staff for application support.
Application support guidance removed
The Home Energy Loan Program application page removed the guidance directing applicants to contact City staff for application support. This is a contact and support-channel change on the application page, not a change to eligibility, funding, or deadlines.
Funding available
$ 10,000
Deadline
Unspecified
Location
Toronto, Ontario, Canada
Overview
The program supports Toronto homeowners with financing for energy-efficient home improvements and related incentives. Eligible activities include heat pumps, rooftop solar PV, deep retrofits, and other home energy upgrades, with incentives up to $10,000 depending on the measure.
Receipt of requests is now closed
Get notified about updates to this grant.
At a glance
Funding available
Financing goals
- Implement environmental initiatives
- Reduce environmental footprint
- Renovate or adapt facilities
Eligible Funding
- Maximum amount : 10,000 $
- Up to 50% of project cost
Funds Providers
Eligible candidates
Eligible Industries
- All industries
Location
- Toronto
- Ontario
Legal structures
- Sole proprietorship
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- Canadians
Next Steps
1
Determine your project
2
Validate your eligibility
Availability timeline
2026
Periods: 1
Activities funded
- Home energy retrofits and upgrades.
- Heat pump installations.
- Rooftop solar PV installations.
- Deep energy retrofit projects.
Documents Needed
- Online application form
- Home energy assessment report and EnerGuide rating, where required
- Contractor quotes and cost estimates
- Property Owner Agreement
- Project Completion Report with invoices and EnerGuide rating label
Official resources
Eligibility
Who is eligible?
- Toronto homeowners.
- Owners of detached, semi-detached, row houses, duplexes, triplexes, and low-rise residential buildings.
Who is not eligible
- Non-homeowners.
- Properties outside Toronto.
- Self-installation projects.
Eligible expenses
- Home energy improvement costs covered by the program.
- Installation costs for eligible measures.
- Electrical upgrades required for eligible heat pump projects.
- Building permits required for eligible projects.
Ineligible Costs and Activities
- Self-installations.
- Projects that do not meet the program’s technical criteria.
- Deep retrofit projects combined with other HELP Incentives.
Eligible geographic areas
- Toronto, Ontario
How to apply
- Complete the online application form.
- Book a home energy assessment with an Energy Advisor registered by Natural Resources Canada and submit your funding request.
- Sign the Property Owner Agreement and return it to the City.
- Complete your improvements and submit your Project Completion Report, along with your contractor’s invoices and new EnerGuide rating label.
Processing and Agreement
- Applications are reviewed by the City of Toronto.
- Approved applicants receive a funding offer and, if needed, lender consent documents.
- Funding requests and Property Owner Agreements are reviewed before funds are released.
- Final payment is made after the Project Completion Report is submitted and approved.
- The loan is repaid through the property tax bill over time.
Contacts
Frequently Asked Questions about the Home Energy Loan Program Incentives Program
What is the Home Energy Loan Program Incentives?
The program supports Toronto homeowners with financing for energy-efficient home improvements and related incentives. Eligible activities include heat pumps, rooftop solar PV, deep retrofits, and other home energy upgrades, with incentives up to $10,000 depending on the measure.
How much funding can be received?
Home Energy Loan Program Incentives Funds up to 50% of admissible expenses, capped at $10,000 per project.
Who is eligible for the Home Energy Loan Program Incentives program?
To be eligible for the Home Energy Loan Program Incentives program, you must:
Toronto homeowner approved in HELP.
Project must meet program requirements.
Property Owner Agreement required.
What expenses are eligible under Home Energy Loan Program Incentives?
Home energy retrofits and upgrades.
Heat pump installations.
Rooftop solar PV installations.
Deep energy retrofit projects.
Who can I contact for more information about the Home Energy Loan Program Incentives?
You can contact City of Toronto by email at homeenergyloan@toronto.ca or by phone at 416-392-1826.
Where is the Home Energy Loan Program Incentives available?
The Home Energy Loan Program Incentives program is available the province of Ontario.
Is the Home Energy Loan Program Incentives a grant, loan, or tax credit?
Home Energy Loan Program Incentives is a Grant and Funding