Closed
Source verified July 12, 2026
General Program for Financial Assistance During Disasters — Businesses and Rental Building Owners
Flood assistance for damaged residences
Offered by
Funding available
$ 485,000
Deadline
Open continuously
Location
Quebec, Canada
Overview
This financial assistance supports owners of flooded residences in Quebec for departure, relocation, or immunization options when repair or reconstruction is impossible or when the damage remains below the threshold for a voluntary option. Eligible costs include demolition, access-road damages, components, land value, professional services, urgent and temporary work, and related relocation expenses.
/100
Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Renovate or expand facilities
- Ensure financial sustainability
- Renovate or adapt facilities
Eligible Funding
- Maximum amount : 485,000 $
- Up to 100% of project cost
Funds Providers
Eligible candidates
Eligible Industries
- All industries
Location
- Quebec
Legal structures
- All legal structures
Annual revenue
- From $ 5,000 to $ 2,000,000 in revenue
Organisation size
- All organization sizes
Audience
- All groups
Next Steps
1
Determine your project
2
Validate your eligibility
Activities funded
- Demolition of a flooded residence and its dependencies
- Relocation of a flooded residence on the same terrain or on another terrain in the same municipality or a neighbouring municipality
- Building immunization measures after a flood
- Repair or restoration of access roads related to the project
Documents Needed
- At least two quotes from qualified contractors holding a valid Régie du bâtiment du Québec licence
- For relocation cases, a plan of implantation from a surveying firm and an engineering report including plans and specifications
- The completed and signed choice form, along with all permits and authorizations required for the work
- If you cede the land to the municipality, an offer of cession for the nominal sum of 1$ and a municipal resolution committing to acquire the land
- At the end of the work, a municipal attestation confirming removal of residual foundations, the work invoices, and the notarial deed proving land cession
Eligibility
Who is eligible?
- Owners of a residence touched by a flood
Who is not eligible
- Residences already moved after 10 April 2019 are not eligible for assistance or indemnity in future floods
Eligible expenses
- The municipal uniform assessment value of land ceded to the municipality at the time of the disaster
- Damages to components such as windows, insulation, electrical circuits, plumbing, flooring, finishing elements, artesian wells, septic systems, water treatment units, foundations, and EV charging stations
- Cracks in foundations and concrete slabs
- Damages to the access road
- Professional services, demolition of items on the land including foundations, debris removal and burial, backfilling, and urgent or temporary work
Ineligible Costs and Activities
- Losses covered by another source
- Insured losses, except where otherwise allowed
- Vehicle losses, unless part of business stock
- Loss of revenue and interest charges
- Permits and other excluded items listed by the program
Eligible geographic areas
- Saint-Côme–Linière
- Bromont
Selection criteria
- Alignment with an eligible disaster situation
- Damage assessment and program compliance
- Feasibility and safety of the chosen option
- Support from required technical documents and estimates
How to apply
- Receive the damage report once it is produced by the ministry of Public Security
- Request a repair, demolition, or relocation permit from your municipality
- Send the permit to the case officer so the financial assistance can be determined
- Return the completed and signed choice form within 30 days of the ministry letter
- Send the required documents before the work begins
- Send the final documents at the end of the work
Processing and Agreement
- The ministry of Public Security produces a damage report and the case officer sends you a copy
- Your file officer determines the financial assistance based on the permit issued by the municipality
- The completed choice form must be returned signed by all owners to confirm the choice
- The form must be submitted within 30 days of the ministry letter, unless you can show in writing that compliance was impossible
- The works must be completed within 18 months after the damage report is transmitted
- You may request a review of a decision within 2 months of receiving it
Additional information
- Assistance is a last resort.
- Contact your insurer before applying.
- Applications are processed by the Ministry of Public Security.
- For some cases, the applicant may need to choose between repair, relocation, immunization, or an allocation of departure.
Contacts
Frequently Asked Questions about the General Program for Financial Assistance During Disasters — Businesses and Rental Building Owners Program
What is the General Program for Financial Assistance During Disasters — Businesses and Rental Building Owners?
This financial assistance supports owners of flooded residences in Quebec for departure, relocation, or immunization options when repair or reconstruction is impossible or when the damage remains below the threshold for a voluntary option. Eligible costs include demolition, access-road damages, components, land value, professional services, urgent and temporary work, and related relocation expenses.
How much funding can be received?
General Program for Financial Assistance During Disasters — Businesses and Rental Building Owners Funds up to 100% of admissible expenses, capped at $485,000 per project.
Who is eligible for the General Program for Financial Assistance During Disasters — Businesses and Rental Building Owners program?
To be eligible for the General Program for Financial Assistance During Disasters — Businesses and Rental Building Owners program, you must:
The residence must be impossible to repair or rebuild when damage reaches 50% of the new cost or 162,500$
The same threshold applies when damages accumulate across successive floods
The municipality must refuse the repair or reconstruction permit because of the extent of the damage
What expenses are eligible under General Program for Financial Assistance During Disasters — Businesses and Rental Building Owners?
Demolition of a flooded residence and its dependencies
Relocation of a flooded residence on the same terrain or on another terrain in the same municipality or a neighbouring municipality
Building immunization measures after a flood
Repair or restoration of access roads related to the project
Who can I contact for more information about the General Program for Financial Assistance During Disasters — Businesses and Rental Building Owners?
You can contact Government of Québec by email at aide.financiere@msp.gouv.qc.ca or by phone at 418 643-AIDE (2433) / 1 888 643-AIDE (2433).
Where is the General Program for Financial Assistance During Disasters — Businesses and Rental Building Owners available?
The General Program for Financial Assistance During Disasters — Businesses and Rental Building Owners program is available the province of Quebec.
Is the General Program for Financial Assistance During Disasters — Businesses and Rental Building Owners a grant, loan, or tax credit?
General Program for Financial Assistance During Disasters — Businesses and Rental Building Owners is a Grant and Funding