Open
Source verified September 21, 2026
FTQ — Regional Funds
Local SME growth financing
Funding available
$ 250,000 - $ 5,000,000
Deadline
Open continuously
Location
Quebec, Canada
Overview
Fonds régionaux de solidarité FTQ offers financing of up to $5 million to local SMEs across Québec to support growth. It provides unsecured loans or share capital for working capital, market development, business succession, equipment upgrades, and intangible assets.
/100
Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Increase performance through digital transformation
- Develop a new product or service
- Complete an acquisition or business transfer
Eligible Funding
- Maximum amount : 5,000,000 $
- Minimum amount : 250,000 $
Funds Providers
Eligible candidates
Eligible Industries
- All industries
Location
- Quebec
Legal structures
- For-profit business
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- All groups
Next Steps
1
Determine your project
2
Validate your eligibility
Availability timeline
2026
Periods: 1
Activities funded
- Growth; mergers and acquisitions; business transfer or succession.
- Working capital; refinancing; business start-up.
- Research and development; real estate projects.
- Market development (expansion or new product).
- Modernization or acquisition of equipment; financing of intangible assets.
Official resources
Eligibility
Who is eligible?
- Local small and medium-sized enterprises (SMEs)
Eligible geographic areas
- Québec
Selection criteria
- Competent, dynamic, credible teams with operational experience.
- Shareholders and executives open to investors, alliances, and partnerships.
- Realistic concepts and business plans.
- Innovative products meeting unmet needs, with promising market and profitability prospects.
- Competitive advantages; maintenance and creation of sustainable jobs; ESG criteria and sustainable development are paramount for development capital investments.
How to apply
- Fill out the contact form to find out more about the financing solutions.
Processing and Agreement
- For requests of 250 k$ and above, the process includes preliminary analysis, the initial proposal, validations, firm commitment, disbursement, and the long-term partnership.
- For financing requests of less than 250 000 $, the process is different and you must turn to the local economic development service, the MRC, or an organization linked to one of the 98 FTQ Local Solidarity Funds.
Frequently Asked Questions about the FTQ — Regional Funds Program
What is the FTQ — Regional Funds?
Fonds régionaux de solidarité FTQ offers financing of up to $5 million to local SMEs across Québec to support growth. It provides unsecured loans or share capital for working capital, market development, business succession, equipment upgrades, and intangible assets.
How much funding can be received?
FTQ — Regional Funds Funds up to $5,000,000 of admissible expenses.
What is the deadline to apply?
The program is accepting continuous intake
Who is eligible for the FTQ — Regional Funds program?
To be eligible for the FTQ — Regional Funds program, you must:
Local SMEs
What expenses are eligible under FTQ — Regional Funds?
Growth; mergers and acquisitions; business transfer or succession.
Working capital; refinancing; business start-up.
Research and development; real estate projects.
Market development (expansion or new product).
Modernization or acquisition of equipment; financing of intangible assets.
Where is the FTQ — Regional Funds available?
The FTQ — Regional Funds program is available the province of Quebec.
Is the FTQ — Regional Funds a grant, loan, or tax credit?
FTQ — Regional Funds is a Loans and Capital investments