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Disaster Recovery Assistance for Ontarians (DRAO)
Financial support after a natural disaster
Last Update: April 27, 2026
Funding available
$ 250,000
Timeline
- Receipt of requests is now closed
Location
Ontario
Overview
Disaster Recovery Assistance for Ontarians provides financial support after a natural disaster. It helps cover emergency expenses and the repair or replacement of essential property, with funding subject to a deductible, caps, and a maximum payment of $250,000 per application.
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Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Increase production or service capacity
- Increase operational productivity
- Strengthen organizational capacity
Eligible Funding
- Maximum amount : 250,000 $
- Up to 90% of project cost
Timeline
- Receipt of requests is now closed
Eligible candidates
Eligible Industries
- Agriculture, forestry, fishing and hunting
- Construction
- Manufacturing
- Retail trade
- Transportation and warehousing
- Real estate and rental and leasing
- Administrative and support, waste management and remediation services
- Arts, entertainment and recreation
- Other services (except public administration)
- Public administration
Location
- Ontario
Legal structures
- All legal structures
Annual revenue
- From $ 10,000 to $ 2,000,000 in revenue
Organisation size
- 20 employees maximum
Audience
- All groups
Next Steps
1
Determine your project
2
Validate your eligibility
Activities funded
- Emergency response after a natural disaster.
- Repair or replacement of essential damaged property.
- Cleanup and restoration of affected property.
Documents Needed
- Completed application form
- Insurance letter detailing coverage and exclusions
- Photos or other proof of damage
- Receipts, invoices, and estimates for costs
- Applicant-category documents, such as proof of ownership or tax returns
Eligibility
Who is eligible?
- Homeowners and residential tenants
- Small owner-operated businesses
- Small owner-operated farms
- Not-for-profit organizations
Who is not eligible
- Businesses that do not meet the program’s small owner-operated business rules
- Farms that do not meet the small owner-operated farm rules
- Organizations outside the approved applicant categories
- First Nations living on reserves
Eligible expenses
- Emergency evacuation, relocation, and temporary living costs.
- Cleanup, disinfection, disposal, and emergency measures.
- Repair or replacement of essential property and basic contents.
Ineligible Costs and Activities
- Costs covered by insurance or other sources.
- Insurance deductibles, except in special cases.
- Improvements beyond a basic repair standard.
Eligible geographic areas
- Defined geographical areas activated after a natural disaster in Ontario
Processing and Agreement
- Applications are reviewed by the Ministry or a contracted adjuster.
- Additional information or a property visit may be requested.
- Applicants receive a decision on eligibility and payment amount.
- A reconsideration request can be submitted within 45 days of the decision letter.
Additional information
- The program is activated only after a natural disaster.
- Applications must be submitted by the deadline set for the specific disaster.
- Multiple sources cannot pay for the same item.
- A reconsideration request may be filed within 45 days of the decision letter.
Contacts
Frequently Asked Questions about the Disaster Recovery Assistance for Ontarians (DRAO) Program
Here are answers to the most common questions about the Disaster Recovery Assistance for Ontarians (DRAO). This section explains what the program is, how much funding is available, eligibility requirements, application deadlines, and other important details to help you determine if this grant is right for your business.
What is the Disaster Recovery Assistance for Ontarians (DRAO)?
Disaster Recovery Assistance for Ontarians provides financial support after a natural disaster. It helps cover emergency expenses and the repair or replacement of essential property, with funding subject to a deductible, caps, and a maximum payment of $250,000 per application.
How much funding can be received?
Disaster Recovery Assistance for Ontarians (DRAO) Funds up to 90% of admissible expenses, capped at $250,000 per project.
Who is eligible for the Disaster Recovery Assistance for Ontarians (DRAO) program?
To be eligible for the Disaster Recovery Assistance for Ontarians (DRAO) program, you must:
Program must be activated in the area.
Damage must involve essential property.
Applicant must fit an approved category.
What expenses are eligible under Disaster Recovery Assistance for Ontarians (DRAO)?
Emergency response after a natural disaster.
Repair or replacement of essential damaged property.
Cleanup and restoration of affected property.
Who can I contact for more information about the Disaster Recovery Assistance for Ontarians (DRAO)?
You can contact Government of Ontario (ON) by email at none or by phone at none.
Where is the Disaster Recovery Assistance for Ontarians (DRAO) available?
The Disaster Recovery Assistance for Ontarians (DRAO) program is available the province of Ontario.
Is the Disaster Recovery Assistance for Ontarians (DRAO) a grant, loan, or tax credit?
Disaster Recovery Assistance for Ontarians (DRAO) is a Grant and Funding