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Direct Loans - Manitoba - Canada
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Source verified September 8, 2026

Direct Loans

Flexible agricultural financing for Manitoba farmers
Funding available
$ 6,250,000
Deadline
Open continuously
Location
Manitoba, Canada
Who can apply

Individuals

See full eligibility

Overview

Direct Loans provide Manitoba farmers with short, intermediate, and long-term financing at reasonable interest rates, with borrowing up to $6.25 million and up to 80 per cent financing. Eligible uses include agricultural land, equipment, production buildings, on-farm homes, breeding livestock, quota, greenhouses, land improvements, debt consolidation, refinancing, operating expenses, alternate energy projects, and environmental enhancement projects.
/100
Opportunity Score
Moderate potential, but conditions must align.

At a glance

Funding available

Financing goals
  • Renovate or adapt facilities
Eligible Funding
  • Maximum amount : 6,250,000 $

Eligible candidates

Eligible Industries
  • All industries
Location
  • Manitoba
Legal structures
  • Non-financial cooperative
Annual revenue
  • All revenue ranges
Organisation size
  • All organization sizes
Audience
  • All groups

Next Steps

1
Determine your project
2
Validate your eligibility

Availability timeline

2026
Periods: 1

Activities funded

  • Purchase of agricultural land or buildings
  • Purchase, construction or renovation of farm production buildings and on-farm homes
  • Purchase of new or used agricultural equipment
  • Purchase of breeding livestock, supply-managed quota, greenhouses and nurseries
  • Permanent land improvements, debt consolidation or refinancing, operating expenses, alternate energy projects, and environmental enhancement projects

Documents Needed

  • Personal identification
  • Articles of incorporation or partnership agreement, shareholder registry and identification, and borrowing by-laws, if applicable
  • Income tax or financial statements for 3 years
  • Statement of Assets and Statement of Liabilities
  • Projected Operating Statement, Livestock Projected Operating Statement, and report of any off-farm income

Official resources

Official page

Direct Loans

Program guide

Comprehensive Refinancing

Environmental Enhancement Loans

Young Farmer Lending Fee Credit

Supporting document

How to Apply for a Loan

Eligibility

Who is eligible?

  • Individuals
  • Joint farm units
  • Partnerships
  • Corporations
  • Cooperatives

Eligible expenses

  • Purchase of agricultural land or buildings
  • Purchase of new or used agricultural equipment
  • Purchase, construction or renovation of farm production buildings
  • Purchase, construction or renovation of on-farm homes
  • Purchase of breeding livestock, supply-managed quota, greenhouses and nurseries; permanent improvements to land; debt consolidation or refinancing; operating expenses

Eligible geographic areas

  • Manitoba

How to apply

  • Collect your documentation and contact your local MASC Service Centre to set up an appointment with a loan specialist.

Frequently Asked Questions about the Direct Loans Program

What is the Direct Loans?

Direct Loans provide Manitoba farmers with short, intermediate, and long-term financing at reasonable interest rates, with borrowing up to $6.25 million and up to 80 per cent financing. Eligible uses include agricultural land, equipment, production buildings, on-farm homes, breeding livestock, quota, greenhouses, land improvements, debt consolidation, refinancing, operating expenses, alternate energy projects, and environmental enhancement projects.

How much funding can be received?

Direct Loans Funds up to $6,250,000 of admissible expenses.

What is the deadline to apply?

The program is accepting continuous intake

Who is eligible for the Direct Loans program?

To be eligible for the Direct Loans program, you must: The applicant must be a Manitoba resident who is at least 18 years of age. The applicant must be a Canadian citizen or have lawful permanent residence status. The applicant must personally operate the farm and meet viability and security requirements.

What expenses are eligible under Direct Loans?

Purchase of agricultural land or buildings Purchase, construction or renovation of farm production buildings and on-farm homes Purchase of new or used agricultural equipment Purchase of breeding livestock, supply-managed quota, greenhouses and nurseries Permanent land improvements, debt consolidation or refinancing, operating expenses, alternate energy projects, and environmental enhancement projects

Who can I contact for more information about the Direct Loans?

You can contact Manitoba Agricultural Services Corporation (MASC).

Where is the Direct Loans available?

The Direct Loans program is available the province of Manitoba.