Open
Direct Lending
Direct financing for global expansion
Record updated
- Funding available
- $ 1,000,000
- Deadline
- Open continuously
- Location
- Canada
Overview
EDC Direct Lending supports mid-sized and large Canadian exporters with direct loans for international growth. It helps companies scale production, invest in new markets, acquire international businesses, add equipment or facilities, and bridge cash flow gaps tied to export contracts.
At a glance
Funding available
- Minimum funding
- $1,000,000
- Increase production or service capacity
- Access new markets
Eligible candidates
- Location
- Canada
- Eligible Industries
- All industries
- Annual revenue
- $ 10,000,000 minimum revenue
- Organisation size
- All organization sizes
- Audience
- Canadians
- Startups
- Legal structures
- For-profit business
Start applying for this program
Take a practical assessment to gain a clear understanding of how well this program aligns with your specific needs and long-term goals.
Availability timeline
2026
Periods: 1
Eligibility
Who is eligible?
- Canadian companies pursuing international growth.
- Mid-sized and large Canadian exporters.
How to apply
- Define your international growth strategy.
- Connect with EDC loan experts.
- Secure your direct loan.
Documents Needed
- Annual financial statements or interim financials
- A signed loan agreement and any amendments
- An authorized credit write-up from your financial institution
- An exporter declaration and consent form
Processing and Agreement
- Talk to your EDC account manager to identify the right structure.
- Once approved, EDC will underwrite and finalize the loan.
Additional information
- EDC direct loans are designed to complement financing from your financial institution.
- Loans are typically structured to match your business needs.
- Direct loans are priced in line with commercial market rates.
- Standard terms allow penalty-free prepayment.
Contacts
Official sources
Frequently Asked Questions about the Direct Lending Program
What is the Direct Lending?
EDC Direct Lending supports mid-sized and large Canadian exporters with direct loans for international growth. It helps companies scale production, invest in new markets, acquire international businesses, add equipment or facilities, and bridge cash flow gaps tied to export contracts.
What is the deadline to apply?
The program is accepting continuous intake
Who is eligible for the Direct Lending program?
To be eligible for the Direct Lending program, you must:
Annual revenue must be $10 million or more.
The business must be seeking at least $1 million in funding.
The company must be investing in global expansion.
Who can I contact for more information about the Direct Lending?
You can contact Export Development Canada (EDC) or by phone at 1-800-229-0575.
Where is the Direct Lending available?
The Direct Lending program is available across Canada.
Is the Direct Lending a grant, loan, or tax credit?
Direct Lending is a Loans and Capital investments
Who are the financial supporters of the Direct Lending?
Direct Lending is funded by Export Development Canada (EDC)